In this episode, Dayna sits down with George Thomas — financial coach, licensed banker, and founder of The Financial Constructor — to break down the truth about building wealth without overcomplicating it.

George has spent years helping individuals and families move from “barely making it” to finally gaining clarity, confidence, and control over their finances. His practical, simple strategies have guided young professionals through major milestones like creating their first budget, managing student loans, and setting up a plan for long-term stability.

We talk about:
Why so many people overthink wealth-building
The mindset shifts that help people break the paycheck-to-paycheck cycle
How to create a simple budget that actually works
Real stories from families who transformed their financial lives
How young adults can start building confidence with money
Actionable steps you can apply TODAY to move toward financial freedom

George’s approach is down-to-earth, practical, and proven — and this conversation is full of clarity and motivation, no matter your starting point.

Website: thefinancialconstructor.com

Connect with George Thomas

In this episode of the Get Smart with Money Podcast, Dayna Hernandez sits down with Kira Shishkin, a 4-time entrepreneur and the founder & CEO of informed, a news concierge service designed to help you “know more, read less.”With a career that spans fintech, venture capital, crypto mining, and strategy consulting, Kira has built and scaled companies worth hundreds of millions — but his latest mission with informed is deeply personal. After years of witnessing the chaos of clickbait, misinformation, and digital overload, he created a new way to stay informed without being influenced.Through informed, subscribers receive concise, factual daily news via SMS — no ads, no bias, no noise — just clarity. In this conversation, Kira shares his insights on entrepreneurship, media minimalism, and how conscious information consumption can improve not only our productivity but also our mental well-being.Kira has been featured on The Lush Life Show, The Motion Podcast, Venture Daily, and more, and continues to lead conversations around media mindfulness and innovation.🎧 Listen now to discover how to stay informed — not influenced.🔗 Learn more about Kira & informed:🌐 informed.now📱 Follow Kira: LinkedIn, informed Media

In this episode, I sit down with Kate Assaraf, founder and CEO of DIP, the brand redefining hair care with sustainable shampoo and conditioner bars. Kate shares her journey of building a mission-driven business, the challenges of scaling a product that puts people and the planet first, and how she’s shaking up the beauty industry with innovation and heart.

You’ll walk away from this episode inspired by Kate’s resilience and creativity, and with a deeper understanding of how purpose-driven businesses can make a real impact.

Learn more about DIP here: https://dipalready.com