Is 65 no longer the right retirement age? In this episode, Mark Cordner explores how longer life expectancies are reshaping retirement planning, why Social Security faces growing demographic challenges, and the benefits of staying engaged later in life. He also discusses hidden fees inside many 401(k) plans, the importance of reviewing portfolio costs before retirement, and how guaranteed income sources can help reduce financial stress. The conversation highlights why advance planning—especially in the five to ten years before retirement—can play a key role in building a retirement strategy.

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Could moving to a cheaper retirement destination end up costing you more than you expected? Mark Cordner explores the hidden factors behind retirement relocation, from healthcare access and support systems to taxes and quality of life. He also discusses the financial and emotional impact of long-term care, why many retirees underestimate future income needs, and the importance of assigning a purpose to every retirement dollar. The conversation highlights how structured planning can help balance essential expenses, healthcare costs, memorable experiences, and legacy goals throughout retirement.

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Hidden taxes in retirement can quietly dismantle even the best savings strategy. Mark Cordner breaks down how “phantom income” from 401(k) withdrawals can trigger higher tax brackets, Medicare surcharges, and additional Social Security taxes if spending isn’t carefully managed. He highlights the importance of pacing withdrawals, balancing lifestyle choices, and using financial guidance as a sounding board. The conversation also explores rising national debt, potential tax increases, Roth conversion strategies, and growing concerns around Social Security’s future, emphasizing the need for proactive, individualized retirement planning.

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That “magic number” for retirement might be misleading—and income could matter far more. On this episode, Mark Cordner breaks down why retirement planning centers on reliable cash flow, not just savings totals. He explores income sources like pensions and annuities, the risk of portfolio drift, and why regular reviews are critical. The conversation also highlights overlooked challenges, including life structure after retirement, healthcare costs, and uncertainty around Social Security. With practical insights and real-life examples, the discussion focuses on aligning financial strategies with lifestyle needs and preparing for the realities that shape a sustainable retirement.

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What if your retirement paycheck doesn’t match your lifestyle? This episode breaks down how retirees actually spend—and why income, not assets, drives a successful plan. Mark Cordner explains how to evaluate Social Security, pensions, and savings to identify income gaps, while addressing overlooked costs like hobbies, healthcare, and inflation. The conversation also explores common 401(k) misconceptions and why relying on it alone can fall short. From budgeting realities to balancing safety and growth near retirement, this episode highlights the key decisions that shape long-term financial stability and quality of life.

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That “set it and forget it” mindset could quietly derail your retirement. This episode unpacks how default financial habits—from target-date funds to outdated advisor relationships—may leave gaps as you approach retirement. Mark Cordner explains why automation works for savings but not always for investing, and why customization, tax planning, and second opinions matter more than ever. The conversation also highlights how retirement planning shifts from growth to preservation, and why regular reviews and open communication with an advisor can uncover costly oversights before they become permanent.

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Hidden fees and last-minute risks can quietly derail a retirement plan. This episode breaks down how investment fees often go unnoticed—and why understanding total costs matters as much as the value you receive. Mark Cordner also explores the temptation to “roll the dice” late in life to catch up on savings, and why that approach can backfire. Plus, a closer look at managing inflation, diversification, and the role of rebalancing to control risk. It’s a practical conversation about protecting what you’ve built and making informed decisions as retirement approaches.

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What hidden “germs” could be quietly weakening your retirement plan? Mark Cordner compares overlooked hotel bacteria to unseen risks inside investment portfolios, from overlapping funds to unnecessary fees. The conversation explores how headlines and bold predictions can distract investors, why long-term portfolio design matters more than market timing, and the importance of balancing financial planning with purpose and connection in retirement. They also break down common Social Security misconceptions and key housing decisions retirees face, including downsizing, renting, and home equity strategy.

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