Join us for this month’s episode of Hancock Talks as Dr. Magdalena Kluchko, Chief Medical Director at John Hancock, shares her expert perspective on how ongoing changes in underwriting are reshaping risk assessment and influencing your cases. This conversation offers valuable insights to help you better understand underwriting decisions and enhance client outcomes.

Tune in to learn:

• Smarter decisions: How underwriting is shifting from simple snapshots to a more complete, data-driven view of a client’s health.
• Key trends: What to know about GLP-1 medications, early detection tools, and other emerging medical developments.
• Producer tips: Practical ways to improve case outcomes through early collaboration and more complete medical information.

Listen now to gain practical insights that can help you navigate today’s evolving underwriting landscape.

Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595.

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Join us for this month’s episode of Hancock Talks as Jagruti Panwala, financial strategist, entrepreneur, and industry leader, shares her practical perspectives on building trust, simplifying complex planning, and supporting the evolving needs of high-net-worth business owners.

Tune in to learn how to:

• Build stronger client trust: How shared experience and industry alignment can create deeper connections.
• Address key planning challenges: Including liquidity, long-term wealth, and legacy goals.
• Simplify the planning process: Make complex conversations clearer and easier for clients to act on.

Listen now and discover new ways to deepen client relationships and deliver stronger outcomes.

FOR AGENT USE ONLY. THIS MATERIAL MAY NOT BE USED WITH THE PUBLIC.

Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595.

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This month on Hancock Talks we welcome Meg Patterson, an attorney with John Hancock’s Advanced Markets team, to discuss how to turn tax conversations into opportunities for broader wealth planning.

Meg shares practical guidance on:

• Reframing tax conversations
• Rethinking retirement assets
• Using life insurance as a tool for tax efficiency and legacy planning

This episode offers financial professionals actionable insights to help clients move from understanding last year’s results to making strategic choices about what comes next.

Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595.

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