• Why job satisfaction often dips in our late 40s and 50s, just as our experience peaks
• The impact of burnout, redundancy and career goals that may not have materialised
• How women can feel overlooked in midlife, even when they have the most to offer
• The confidence gap that emerges despite decades of capability
• The difference between chasing “more” and wanting something “different”
• How to turn 20–30 years of experience into a strategic advantage
• What an “Encore” career really means, and why it is definitely not about starting from scratch
• Practical steps to move from reflection to a clear, achievable plan

Lunar New Year is a time of renewal, intention and fresh starts, and in 2026 we step into the Year of the Fire Horse – a year symbolising courage, independence and forward momentum. In this episode, we explore what Lunar New Year traditions can teach us about money, and how to use this energy to get your financial independence moving in practical, grounded ways.

We open with a pop-culture moment that captures the Fire Horse spirit: Alicia Keys’ Girl on Fire and her iconic performance at the 2012 Music Video Awards alongside Olympic gold medallist Gabby Douglas – a strong reminder of what it looks like when women step into strength, momentum and self-belief. Here's how it went.

https://www.youtube.com/watch?v=t0PvD9FoKfQ

From there, we unpack how money shows up in Lunar New Year traditions, including red envelopes, prosperity rituals, clearing the old to welcome the new, and the symbolism behind the Lunar New Year banquet – from fish and dumplings to longevity noodles and orange citrus fruits. We translate these traditions into practical money lessons for real life and outline simple, doable actions you can take this year to build momentum toward financial independence, backed by Fire Horse courage.

In this episode, we cover:

• What Lunar New Year represents and why it’s a powerful time for fresh financial starts

• The meaning of the Year of the Fire Horse and how to use its energy for money momentum

• How money traditionally shows up during Lunar New Year (red envelopes, prosperity rituals, renewal)

• The prosperity banquet and what each dish symbolises about abundance, growth and sustainability

• Practical, action-focused steps to move your finances forward this year

• Courage in action: facing your numbers, asking for help, and taking your first step

We hope you like this episode.

• What a vendor advocate does, and who they work for
• Why choosing an agent is one of the most critical decisions in the sale process
• The four pillars of Neville’s vendor advocacy service:
  • Agent selection and market review
  • Closing in on the right buyer
  • Negotiation strategies — knowing when to hold and when to fold
  • Managing the sale, contracts and settlement logistics
• The most common mistakes sellers make — and how to avoid them
• Why engaging support early leads to better outcomes and less stress
• The surprising truth about cost — and why using a vendor advocate doesn’t usually cost the seller anything directly

In this episode of the Her Money Matters podcast, Naomi and Helene unpack why so many women avoid money, what’s really going on underneath that avoidance, and why it has nothing to do with intelligence or being “bad with numbers.” More often than not, it’s about feeling like it is a discipline or something you 'should' do, and that very often there are so many other things happening in your life that you just don't have the emotional bandwidth to deal with it.

We explore the psychology behind money avoidance, the relationship dynamics that can reinforce it, and the subtle ways it erodes confidence over time. We talk openly about fear of getting it wrong, outsourcing financial decisions to a partner, over-researching instead of deciding, and the emotional cost of staying disengaged.

• What money avoidance actually looks like in everyday life

• Why avoiding money is rarely about ability or knowledge

• The psychology underneath money avoidance and emotional safety

• Why these patterns show up more often in women

• The three most common money avoidance patterns we see

• What genuinely builds confidence with money

We finish with our Loving Kick Up the Bum, with practical tips to help you take just one small step. Confidence doesn’t come from knowing everything, it comes getting your hands dirty one little bit at a time.

• What financial disclosure really means in a divorce
• The key documents you need to gather and why they matter
• What forensic accounting is and when it is needed
• How missing or incomplete disclosure is identified

In this episode of the Her Money Matters podcast, Naomi and Helene introduce the Love Your Super series — designed to help you think about super based on your life story, and to try and imagine that your super fund is your best friend that follows your through life.

In this theme, we explore the anthem of You're My Best Friend by Queen as our Pop Culture Reference, we really focus on your life timeline and that super has travelled with you through different jobs, employers, and stages. We also cover why learning to love your super helps you make sense of market ups and downs, including 2025’s super fund returns.

Naomi breaks down actual calendar-year performance, explaining how balanced super funds are designed to perform across market cycles, and why one negative year doesn’t mean something has gone wrong but it is a reason to check in with your fund. Helene then leads a conversation on the psychology of trust and money, and how feeling safe and connected leads to better financial decisions.

To support practical action and to provide a simple tool to help uncover what’s really driving your money behaviours, Helene introduces the De Martini Benefits and Drawbacks exercise which you can find here:

We provide a risk profile tool to help you determine how much of your super fund you should have in growth assets versus defensive assets which you can find here:

In this episode we cover:

• Helping you to connect to your super fund and see it as a reflection of your life

• The actual 2025 super fund returns for Australian shares and Balanced funds

• The Top 5 performing balanced super funds in 2025

• The top 5 performing balanced super funds over the past 10 years

• Why it matters and the difference in performance in actual returns on a balance of $100k over 5 years

Check in on your super like you would a trusted friend. Open your super app, review your 2025 performance, and get familiar as this will be one of the best things you can do to help the Future You. If you need help reading your statement, head back to Episode 21 or reach out to either Naomi or Helene if you need more help.

• Why daughters so often become the default carers for ageing parents
• What the ageing journey typically looks like from your 70s through to later life
• How care responsibilities increase over time
• The emotional and time burden many daughters carry
• When and why getting professional support can make a meaningful difference

• Why money feels like the last thing you want to focus on during separation
• How stress and emotional load can impact financial decision-making
• Common money behaviours during divorce and what’s driving them
• The stages of the separation journey and what support helps at each point
• Why mindset and financial guidance need to work together

• You’re going through separation or divorce and feel stuck, frozen, or overwhelmed
• You’re trying to make financial decisions while managing big emotions
• You support someone navigating separation and want to understand what they’re experiencing
• You want reassurance that you’re not broken — you’re human