In part 2 of this 3-part series, we feature the most overlooked coverage we see in auto policies: Medical payment coverage. In this episode, we're going to talk about medical payment coverage, what it's for, how it can prevent a lot of hassle, and why it's becoming even more important to have nowadays. So what is medical payment coverage?

What happens if you're involved in a car accident, and your car is totaled, or your car is stolen, and you owe a substantial amount of money on the car loan or lease. How are you going to pay that off and cover the amount that you still owe? The right insurance can help with this, and it is #1 in a three-part series of our top three most overlooked coverages in auto insurance policies.

What can actually happen if someone doesn't carry worker's compensation insurance? Most states require businesses to have some form of worker's compensation insurance coverage. This has been complicated by recent legislation in California specifically, and now it's being discussed on the federal level. If a random sweep is conducted, and a business doesn't have worker's comp coverage upon inspection, they'll impose an immediate stop order, which means they can shut the business down until there's a worker's comp policy. No employee labor can continue until that company purchases a workers' compensation policy and has it in force. Find out what you can do to protect yourself in today's episode.