How To Get The Maximum Monthly Social Security Payment In 2026

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How To Get The Maximum Monthly Social Security Payment In 2026

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This episode breaks down the Social Security Administration’s official 2026 updates, including the 2.8% cost-of-living adjustment (COLA) and the new record maximum monthly benefit of $5,251 for those who wait until age 70. We explain the strict criteria required to hit this ceiling, such as consistently earning the new $184,500 taxable maximum and maintaining a top-tier earnings history for at least 35 years. Tune in to learn why delaying your claim remains the most powerful way to boost your check and how to navigate the 2026 earnings test if you plan to keep working while collecting.

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