Why Financial Literacy Actually Matters (And Why We Buy Dumb Stuff)
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Why Financial Literacy Actually Matters (And Why We Buy Dumb Stuff)
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About this listen
Money isn’t stressful because math is hard—it’s stressful because being human is hard. In this episode of Rich Girl Real Talk, we break down why financial literacy actually matters, why “buying” and “spending” are not the same thing, and how your brain tricks you into impulse purchases you didn’t even want five minutes ago. Through real-life stories, relatable examples, and money psychology, this episode helps you understand your habits without shame—and shows you how to start making smarter money decisions without giving up fun.Episode Breakdown
Why financial literacy matters (and why it’s about control, not restriction)
The difference between buying vs. spending
How impulse buying and dopamine influence our money decisions
Social pressure, expectations, and “keeping up” spending
How impulse buying can lead to debt—and how awareness reduces it
Simple mindset shifts to make better financial choices