46% of weekdays, your school-aged child isn’t in school. We break down the real economics of camps, childcare, and the mental load behind it.

That means nearly half the year parents are coordinating camps, after-school programs, and what experts call “wraparound care.” In this episode, Ysenia sits down with Molly Morse, co-founder of Recess, to talk about the real cost of childcare and why planning summer often feels like a second job.

They discuss how families can lower costs using Dependent Care FSAs, why there are far more affordable camp options than most parents realize, and how employer benefits like Bright Horizons can help fill childcare gaps. Molly also shares free and scholarship resources—including Austin’s Summer Playgrounds program—and explains why the lack of structure in childcare places a disproportionate mental load on moms.

Listen to Childcare & Camps: The Real Cost of Summer to learn how families can navigate the childcare economy—and why better systems would make it easier for everyone.

Talk Rich to Me is a production of Huntress Wealth. On each episode, we explore the human side of finance. For more chill takes on finance subscribe to our newsletter at https://www.huntresswealth.com/.

Have a financial journey you want to share on our podcast? Curious about starting on your financial plan? Email hi@huntresswealth.com for questions.