VA Loans: What Buyers AND Sellers Need to Know
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VA Loans: What Buyers AND Sellers Need to Know
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About this listen
You do NOT need to be a veteran to assume a VA loan. But there's a catch involving VA entitlement, and most people (including most real estate agents) don't understand how it works.
Ryan breaks down what entitlement is, why most VA sellers say no to non-veteran buyers, and why about 10-20% say yes. He explains how sellers keep most of their VA benefit even after letting someone assume their loan, walks through the real numbers on remaining entitlement, and covers the no-occupancy-requirement loophole that makes VA assumptions incredibly valuable for investors.
If you're a veteran thinking about selling, a non-veteran who wants a 2.5% rate, or an investor looking for cash-flowing rentals, this episode is for you.
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