Ep 39: Natasha Kiemnec on AI Risk, Underwriting, and Why the Human Still Matters
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About this listen
In Episode 39 of The Enlightened Agent, Jason Keck sits down with Natasha Kiemnec for a candid, no-filter conversation about artificial intelligence, risk, and how the role of insurance professionals is evolving.
Natasha shares the story behind Lion Specialty and how she and her team built a modern brokerage focused on high-touch service, data, and thought leadership. As AI reshapes the industry, the goal is not just adoption, but rethinking how work gets done across underwriting, claims, and client service.
They explore the less-discussed side of AI, including emerging risks, regulatory considerations, and how carriers and brokers are beginning to adapt. From hallucinations and errors & omissions exposure to real-world underwriting use cases, the conversation highlights why a human-in-the-loop remains critical.
In this episode, they discuss:
- How AI is changing risk profiles across underwriting and claims
- Where AI introduces new exposures, including hallucinations and E&O risk
- Why redesigning workflows matters more than simply adopting AI
- How leading firms are using AI to compress weeks of work into hours
If you are an agent, broker, or insurance leader trying to understand not just the opportunity but the risk of AI, this episode offers a practical look at what’s changing and what to watch next.