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Money Talk with Sharon

Money Talk with Sharon

Written by: Sharon Ellis
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About this listen

Money can be confusing, emotional, and sometimes… messy.
Money Talk with Sharon breaks it all down using real-life stories from everyday people navigating debt, relationships, bad decisions, and financial wake-up calls.


Each episode dives into real situations pulled from Reddit and online forums, followed by honest breakdowns, practical advice, and the lessons nobody taught us growing up.


If you’ve ever thought, “I should probably get my money together”… this podcast is for you.

© 2026 Money Talk with Sharon
Episodes
  • Is It Too Late to Save Myself? $20K in Debt at 21

    Is It Too Late to Save Myself? $20K in Debt at 21
    Apr 30 2026

    A 21-year-old is about to leave the military with $20K in debt, no housing, no car, and no benefits. They asked one question that stopped me in my tracks — "Is it too late to save myself?" In this episode, I'm breaking down exactly what I would do first, second, and third if I were in their shoes. Because this is not a life sentence. This is a starting point.

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    6 mins
  • He Has $40K Saved at 24 and Still Feels Broke

    He Has $40K Saved at 24 and Still Feels Broke
    Apr 29 2026

    $40,000 saved. No debt. Lives below his means. And still anxious about money. Sound familiar? In this episode, Sharon breaks down the difference between being financially prepared and saving out of fear — and why having money without a plan is just stress with a bank balance. If you've ever felt like no amount is ever enough, this one's for you.

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    Join My Substack Community: https://moneytalkwithsharon.substack.com
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    6 mins
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