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UK Property Tax by Simon Misiewicz Optimise Accountants

UK Property Tax by Simon Misiewicz Optimise Accountants

Written by: Simon Misiewicz UK Property Tax Specialist
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About this listen

UK property tax is changing fast and most landlords, investors, and even advisers are getting it wrong.


This podcast breaks down the real rules behind UK property taxation, cutting through outdated advice, social media myths, and risky strategies that could cost you thousands in tax, penalties, or HMRC enquiries.


Hosted by Simon Misiewicz, a UK property tax specialist and founder of Optimise Accountants, each episode delivers clear, practical insights you can actually use, whether you own one buy-to-let or a complex property portfolio.



What you’ll learn


  • How to legally reduce tax on rental income and property profits
  • The truth about limited companies, Section 24, and incorporation risks
  • Capital Gains Tax strategies when selling property
  • Stamp Duty (SDLT) traps and how to avoid overpaying
  • HMRC investigations — what triggers them and how to stay compliant
  • Real case studies from UK landlords and investors
  • Tax-efficient structures for long-term wealth and succession planning



Who this is for


  • UK landlords and property investors
  • Property developers and portfolio builders
  • Letting agents, mortgage brokers, and IFAs
  • Accountants and advisers working with property clients



Why this podcast is different


Most “property tax advice” online is either:


  • Outdated
  • Over-simplified
  • Or dangerously aggressive



This podcast focuses on what actually works under current UK tax law, based on real client experience and HMRC practice — not theory.



New episodes weekly


Each episode is designed to be:


  • Straight to the point
  • Actionable
  • Backed by real-world experience


⚠️ Important


This podcast is for educational purposes only and does not constitute personalised tax advice. Always seek professional advice before implementing any strategy.


📩 Work with us



If you want structured, compliant, and strategic tax support:


🌐 www.optimiseaccountants.co.uk


© 2026 UK Property Tax by Simon Misiewicz Optimise Accountants
Episodes
  • Landlords Are Being Crushed by Tax, The Deed of Trust Loophole HMRC Does Not Want You to Use

    Landlords Are Being Crushed by Tax, The Deed of Trust Loophole HMRC Does Not Want You to Use
    May 4 2026

    Most UK landlords have no idea how much tax they are truly paying until it is too late. In today’s episode, we expose the brutal reality behind Section 24 mortgage interest restrictions and how it is quietly destroying profits for property investors. Many landlords believe they are making money, but when you factor in rising interest rates and restricted tax relief, the truth is far more alarming. In some cases, effective tax rates can spiral to shocking levels, leaving landlords working for the banks and HMRC instead of themselves.

    We break down exactly how this happens and why relying on outdated structures could be costing you thousands every single year. More importantly, we reveal a powerful but often misunderstood strategy that could dramatically reduce your tax burden, the deed of trust. This simple legal mechanism allows you to reassign rental income between spouses, potentially shifting income to a lower tax bracket and immediately improving your cash flow.

    However, there is a dangerous trap that many landlords fall into. If you own property jointly and fail to submit the correct HMRC Form 17 within strict deadlines, your entire strategy can collapse, wasting both time and money. We explain when you need this form, when you do not, and how to avoid costly mistakes that even solicitors often overlook.

    We also explore how a deed of trust can be used not just for income tax savings, but for reducing capital gains tax when selling property, maximising allowances, and adapting to changing life circumstances such as starting a family, changing careers, or restructuring your income streams.

    If you are a landlord, property investor, or thinking about building a portfolio, this episode could fundamentally change how you approach tax planning. The difference between getting this right and getting it wrong could be the difference between building wealth or losing it.

    Hashtags
    #UKLandlords, #PropertyTax, #Section24, #DeedOfTrust, #TaxPlanning, #HMRC, #BuyToLet, #PropertyInvesting, #CapitalGainsTax, #WealthBuilding


    Links

    🌐 Website: https://www.optimiseaccountants.co.uk/

    📅 Book a Call: https://optimiseaccountantsltd.as.me/Optimise-accountants-sales-call

    📄 UK Property Tax Guide: https://survey.zohopublic.com/zs/qhCNLB

    ▶️ YouTube Channel: https://www.youtube.com/@optimise-accountants

    🎧 Apple Podcasts: https://podcastsconnect.apple.com/my-podcasts/show/uk-property-tax-by-simon-misiewicz-optimise-accountants/c62ef1a1-fcaa-4beb-8107-c671865cc71d

    🎵 Spotify Podcasts: https://open.spotify.com/show/0LiWbYJI7pJIquPVaF4GeF?si=I3xXgUwgQJuG42Q14Fs0NQ

    💼 LinkedIn Articles: https://www.linkedin.com/in/simon-misiewicz-fcca-att-ea-caa-mba-61637033b/recent-activity/articles/
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    9 mins
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