In this episode of Financial Flourish, host Michele discusses the underlying issues behind spending habits, emphasizing that the real problem often lies in the pressure individuals feel rather than the act of spending itself. She explores how cognitive load and emotional stress can lead to impulsive financial decisions, and how traditional approaches to budgeting and restriction can create a cycle of guilt and rebound spending. Michele advocates for increasing one's capacity to make better financial choices through awareness, rest, and support, rather than imposing stricter rules. The episode concludes with a call to notice pressure points in one's financial life as a first step towards meaningful change.

In this episode of the Financial Flourish podcast, host Michele Pemberton reflects on the past year, emphasizing the importance of awareness, identifying financial drains and sustainers, and the role of habits in shaping financial outcomes. She encourages listeners to release what no longer serves them and to approach the new year with a mindset of refinement rather than a complete reset. The episode concludes with practical steps for building sustainable financial habits moving forward.

In this episode of the Financial Flourish Podcast, host Michele Pemberton discusses the emotional and financial challenges women face during the holiday season. She explores the reasons behind holiday overspending, including people-pleasing, comparison culture, and the desire to overcompensate for past experiences. Michele offers practical budgeting strategies and emphasizes the importance of creating meaningful memories over material gifts. The episode concludes with a reminder of the true meaning of Christmas and the value of presence over presents.

In this episode of Financial Flourish, host Michele Pemberton, CPA discusses the often-overlooked topic of tax planning, emphasizing its importance for financial health. She provides practical year-end strategies to help listeners maximize their savings and reduce their tax liabilities. The conversation covers various tax deductions and credits available, particularly for women and entrepreneurs and encourages a proactive approach to tax management. Michele also highlights the significance of mindset in overcoming the fear associated with taxes, urging listeners to take control of their financial journey.

In this episode of the Financial Flourish Podcast, Michele Pemberton, CPA discusses the importance of investing for women, breaking down complex financial concepts into accessible language. She emphasizes the need for women to overcome fears related to investing, the significance of starting small, and the mindset required for successful investing. The episode covers various types of investments, practical steps to begin investing, and the essential mindset shifts needed to build wealth. Michele concludes with key takeaways that encourage women to take action towards their financial goals.

In this week’s episode of Financial Flourish, host Michele Pemberton, CPA, is joined by Dr. Sharon Ritchie-Brown to unpack what it truly means to use credit wisely.

From understanding how borrowing impacts your long-term financial health to recognizing the value of lending with integrity, this episode explores the habits and mindset that shape your financial character.

Whether you’re navigating debt, building credit, or learning to set healthy boundaries around lending, this conversation will help you strengthen both your credit and your character.

In this episode of Financial Flourish, host Michele Pemberton, CPA, discusses the concept of a balanced wealth blueprint with Bishop Ishmael Charles. They explore how generosity can be a powerful tool for building wealth, both spiritually and financially. The conversation delves into the importance of having a financial blueprint, understanding the three pillars of wealth; saving, sowing and spending, and the mindset required for financial success. Practical steps for incorporating generosity into one's financial strategy are also shared, emphasizing that wealth is not just about accumulation but also about giving back to the community.

In this episode of the Financial Flourish Podcast, host Michele Pemberton, CPA discusses the essential principles of achieving financial balance through a structured approach known as the 'Save, Sow, Spend' blueprint. She emphasizes the importance of having a financial plan, understanding the reasons behind financial imbalance, and the significance of saving, investing, and spending wisely. The episode provides actionable insights and encourages listeners to take control of their financial lives by making intentional decisions.