I’m 62: Should I File For Social Security Or Wait?
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I’m 62: Should I File For Social Security Or Wait?
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About this listen
✈️ Retire Pilots the Right Way!
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Turning 62 doesn’t feel like a big deal until Social Security enters the conversation. Filing now could put money in your pocket sooner, or it could quietly cost you tens of thousands over a lifetime. Ryan breaks down how to think through the decision to make sure your choice supports your retirement strategy, not just the birthday on the calendar.
Here’s what we cover in this episode:
🧭 Claiming Decisions: How to think through when to start Social Security
⚖️ Personal Factors: Income needs, work plans, and lifestyle considerations
⏳ Waiting Strategies: Pros and cons of filing at full retirement age
📊 Real Examples: Hypotheticals that show how strategies play out
🚀 Planning Ahead: Why earlier conversations lead to better outcomes
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