Like getting in shape, eating healthier (or really anything else in life), 'sticking to' new habits and behaviors isn't easy.

And your financial goals are no different.

In this video, Jacky and Guilian talk through why goals are easy to set but hard to follow through on, especially once the year gets moving and real life shows up. They explain how a goals can be constructed so they last longer, why you have to start by getting clear on where you are today, and how to build a realistic timeline based on actual cash flow.

They also get into a 'big unlock' and some practical solutions to help bolster your discipline in this new year.

Liberty One Wealth Advisors is registered as an investment adviser with the Securities and Exchange Commission (SEC). Any opinions expressed are derived from sources generally believed to be reliable and is provided for informational purposes only.

It does not constitute any form of advice or recommendation to buy or sell any securities, adopt any investment strategy discussed or invest in any specific product. Nothing contained in this video constitutes investment, legal, tax or other advice and is not to be relied on in making an investment or other decision.

Please contact your financial advisor if you have any questions or would like to discuss the content of this video.

Welcome back to the Inevitable Wealth podcast!

With 2025 in the books and 2026 fresh on the scene, the time has come to discuss a few key items to focus on, if you aren’t already.

Jacky and Guilian lay out a simple approach to heading into 2026 without chasing forecasts or headlines. The goal is clarity, flexibility, and a plan that holds up no matter what the market does.

They also hit four priorities: stay proactive with tax planning, tighten up estate documents and beneficiaries, keep your portfolio aligned with your timeline (not the news cycle), and make sure your cash is actually working for you instead of sitting idle.

Episode Highlights:

0:00 - Introduction
0:52 - Taxes stay front and center
2:14 - Estate planning (it’s becoming less optional)
5:58 - Asset allocation needs to reflect reality
8:49 - Your cash needs an actual job
12:05 - Predictions for the upcoming year
16:26 - The best preparation for 2026..

Want to connect with Jacky or Guilian?

jpetit@libertyonewealth.com

gdileonardo@libertyonewealth.com


Interested in Liberty One?

https://libertyonewealth.com/


Liberty One Wealth Advisors is registered as an investment adviser with the Securities and Exchange Commission (SEC).

Any opinions expressed are derived from sources generally believed to be reliable and is provided for informational purposes only. It does not constitute any form of advice or recommendation to buy or sell any securities, adopt any investment strategy discussed or invest in any specific product.

Nothing contained in this video constitutes investment, legal, tax or other advice and is not to be relied on in making an investment or other decision. Please contact your financial advisor if you have any questions or would like to discuss the content of this video.

For most people, working with a financial advisor is part of an evolving journey. As their financial lives become more complex, they encounter different types of advisors and firm models, refining what they value and finding the right fit over time.

In this episode of the Inevitable Wealth, Jacky Petit-Homme and Guilian DiLeonardo walk through what that real-world wealth management journey often looks like.

We cover the most common models people experience, including insurance-first firms, workplace 401(k) providers, regional advisors, wirehouse firms, and independent RIAs. We discuss how each model works, what they do well, how incentives differ, and where limitations can appear as financial complexity increases.

This isn’t about saying one firm type is “good” or “bad.” There are high-integrity advisors across every model. The goal is to help you better understand the differences so you can make more informed, intentional decisions over time.

If you’ve ever asked:
• What’s the difference between Edward Jones, Merrill Lynch, and an independent RIA?
• Do I really have an advisor through my 401(k)?

This episode is designed to bring clarity and perspective to how advisory relationships evolve.

Disclosure: The views and opinions expressed are our own and provided for educational purposes only. They are not individualized financial advice.