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Infinite Mindset

Infinite Mindset

Written by: Authorized IBC Practitioners Andy Scott and Jared
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About this listen

Welcome to Infinite Mindset, a podcast that explores the Infinite Banking Concept and how you can use it to take control of your financial future. Join us for thoughtful conversations and insights designed to help you think bigger, build lasting wealth, and live with an infinite mindset.

More information: https://welcome.blueskiesic.com/welcome

Contact: infinitemindset@blueskiesic.com

Copyright 2025 All rights reserved.
Economics Personal Finance
Episodes
  • Ep.8 What makes policy loans superior to conventional financing?
    Jan 29 2026

    In this episode of the Infinite Mindset Podcast, Andy, Jared, and Scott dive deep into policy loans—what they are, how they work, and why they can be a powerful financing tool when used correctly. Along the way, they break down common misconceptions, compare policy loans to conventional debt, and share real-world insights.

    Newsletter sign up: https://welcome.blueskiesic.com/welcome

    Contact: infinitemindset@blueskiesic.com

    Loan math:

    Daily interest accrual:

    Loan Balance x (1/365) x interest rate

    True Interest Cost:

    Total Quantity of Dollars Paid in Interest / Principal Amount of Loan x 100%

    Total Quantity of Dollars Paid in Interest:

    [ (Monthly Payment x number of Payments) + fees + pain of enduring underwriting ]- cash price

    Examples:

    Daily Interest- $10k x 1/365 x 0.05 = $1.3698 ($1.37 per day when rounded)

    True Interest-

    #1 $10k x 0.06 x 365/365 = $600 or 6%

    #2 $10k x 0.06 x 183/365 = $300.82

    $5k x 0.06 x 182/365 = $149.59

    $300.82 + 149.49 = $450.41 or 4.5%

    #3 $10k x 0.06 x 304/365 = $499.73 or 4.99%

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    37 mins
  • Ep.7 The Value of Sequencing Your Capital Correctly
    Jan 15 2026

    In this episode we dive into why sequencing your capital correctly matters. Using a client's questions, we break down the problems most people miss, explain why control and uninterrupted growth are critical, and clarify why Infinite Banking isn’t about chasing rates but building long-term leverage. This episode steps back to show the big picture behind how and why we store capital the way we do.

    Newsletter sign up: https://welcome.blueskiesic.com/welcome

    Contact: infinitemindset@blueskiesic.com

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    26 mins
  • Ep.6 Cash Value Explained: Where is my money, really?
    Dec 25 2025

    In this Christmas episode of the Infinite Mindset Podcast, Andy, Jared and Scott break down a big question: cash value—where is your money really? They cover what cash value actually represents, how it grows over time, what happens to your cash value when the death benefit pays out and why policy loans, endowment, and control matter more than most people realize when using whole life as a long-term financial asset.

    Newsletter sign up: https://welcome.blueskiesic.com/welcome

    Contact: infinitemindset@blueskiesic.com

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    26 mins
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