In this episode of Intelligent Investment Today, we explore a powerful and often overlooked idea attributed to Warren Buffett:

“If your salary is your only income, you are only one step away from poverty.”

At first glance, the statement may seem extreme. But as we unpack it, a deeper message emerges — one about financial vulnerability, behavioural habits, and the true foundations of long-term wealth.

This episode examines why relying on a single income source creates risk, regardless of how much you earn, and how building additional streams of income can provide stability, flexibility, and peace of mind.

We also explore the behaviours that stand in the way — from lifestyle inflation and impulse spending to the challenge of delayed gratification — and why financial independence begins not with investing, but with how we manage what we already have.

Because the real lesson behind Buffett’s quote is not about fear.

It is about control.

About reducing dependence, building resilience, and making decisions that support your future — not just your present.

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In this episode of Intelligent Investment Today, we explore Common Stocks and Uncommon Profits by Philip Fisher — a book that takes investing beyond the numbers and into the heart of the business itself.

While traditional value investing, as taught by Benjamin Graham, focuses on valuation and margin of safety, Fisher introduces a different perspective: the importance of business quality, long-term growth, and exceptional management.

This episode examines Fisher’s distinctive approach, including his famous “scuttlebutt” method, his focus on qualitative insight, and his framework for identifying companies with the potential to compound value over time.

We also explore how these ideas influenced Warren Buffett, shaping the evolution of his philosophy into a blend of discipline and insight — combining Graham’s quantitative rigour with Fisher’s focus on great businesses.

Because the most powerful investing approach is not choosing between value and growth.

It is understanding how the two work together.

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In this episode of Intelligent Investment Today, we analyse The Coca-Cola Company through the lens of value investing.

Often regarded as one of the most recognisable and durable businesses in the world, Coca-Cola offers a powerful case study in simplicity, brand strength, and competitive advantage. But as every disciplined investor knows, a great business is not always a great investment.

Drawing on principles popularised by Warren Buffett and Benjamin Graham, we explore:

• Why Coca-Cola is such an understandable business
• The true nature of its competitive moat
• How brand, distribution, and habit reinforce its dominance
• And why valuation remains the most important part of the equation

A thoughtful discussion on quality, price, and the discipline required to invest wisely.

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