If you’re newly retired or will join the ranks soon, it’s time to think about how you plan to spend your nest egg. Morningstar researchers are helping new retirees figure out where to begin. The recently published State of Retirement Income report concluded that the starting safe withdrawal rate for people beginning their retirement in 2026 is 3.9%. That number might appear low. However, the team has analyzed several strategies to lift it to almost 6%. Morningstar portfolio strategist Amy Arnott has investigated the data and joined the podcast to explain flexible withdrawal strategies.

How Much Can You Spend in Retirement? Here’s Your Starting Safe Withdrawal Rate for 2026 https://apple.news/ALEEtAf1FTAm7WUFGvYvXVQ

On this episode:

00:00:00 Welcome

00:01:26 Understanding the 3.9% Safe Withdrawal Rate

00:02:33 How Flexible Strategies Lift Withdrawal Rates Up to 5.7%

00:03:48 Flexible Approaches for Retirees Seeking Predictable Paycheck-like Income

00:05:40 Inside the Vanguard Dynamic Spending Method

00:07:15 Highest Lifetime Spending & Highest Starting Safe Withdrawal Rate

00:09:20 Leaving a Legacy and Strengthening Your Portfolio

00:14:30 4 Financial To-Dos to Kick Off the New Year

Watch more from Morningstar:

Beyond AI: Are Quantum Stocks the Next Big Thing in Tech Investing?

How to Generate Steady Income in 2026

All in on Magnificent 7? Where You Should Invest Next

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Quantum computing stocks have surged in popularity over the past year, capturing investors’ enthusiasm on the coattails of the artificial intelligence boom. These buzzy names took off last summer after a slew of announcements and research breakthroughs from the biggest players in the tech industry like Alphabet GOOGL/GOOG, Amazon AMZN and Microsoft MSFT. Quantum computing promises to be one of the most transformative technological developments of the next few decades, but Morningstar’s analysts caution that mainstream market adoption could be a long away. Dan Romanoff, a senior equity research analyst on the technology team at Morningstar, discusses new developments in the quantum computing landscape and the best way for investors to get exposure in their portfolios now.

Quantum Computing Market Insights

On this episode:

00:00:00 Welcome

00:01:28 What Is Quantum Computing?

00:04:44 Why Are Computing Stocks Attracting Investors?

00:12:50 Quantum Technology Isn’t Yet Ready for the Mainstream

00:18:19 Quantum Could Represent a $200 Billion Market

00:22:48 Winners and Losers in Quantum Computing Stocks

00:25:31 How To Invest in Quantum Computing Now

Watch more from Morningstar:

How to Generate Steady Income in 2026

All in on Magnificent 7? Where You Should Invest Next

9 Top ETFs for Income Investors That Stood Out in 2025

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Higher interest rates have ushered in an era where income opportunities abound. That’s following years of parched cash flow streams and low rates, especially in fixed income. However, risks like stubborn inflation and elevated stock valuations exist. Morningstar researchers believe it’s important to identify income opportunities that could be resilient in today’s market. Dominic Pappalardo, chief multi-asset strategist for Morningstar Wealth, joined Investing Insights to discuss where to look.

Editor's note: The host misspoke when referring to Morningstar Holland’s chief European market strategist. His name is Michael Field.

Income Investing Strategies for 2026: Maximizing Yield in an Uncertain Market

On this episode:

00:00:00 Welcome

00:01:33 Income investing in 2026

00:04:02 Bond market breakdown: short, intermediate, or long term?

00:07:39 Global bonds and hedging strategies

00:13:27 Equity Opportunities Beyond the US

00:15:31 REITs vs Utilities

00:17:14 Building Resilient Income Streams

Watch more from Morningstar:

All in on Magnificent 7? Where You Should Invest Next

9 Top ETFs for Income Investors That Stood Out in 2025

Where to Invest in 2026 After This Year’s Market Volatility

Follow Morningstar on social:

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