Your accountant is great at what they do. So why have they never mentioned corporate-owned life insurance — or the tax strategies that come with it?

In this episode, Martin sits down with Greg Rozdeba, Co-Founder & CEO of Dundas Wealth, to explain why these strategies rarely come up with your accountant — and it's not what you'd think. It's a scope issue, not a competence one: licensing, time, and specialization keep most CPAs out of the insurance side, even when there's real money on the line.

What we cover: • Why "my accountant would have told me" is usually the wrong assumption • The real reasons CPAs don't raise insurance — time, licensing, liability, and specialization • The four areas insurance quietly handles: corporate-owned life insurance, estate planning, retirement strategies (IRPs/IPPs), and funded buy-sell agreements • Why you should start with a specialist, then bring your accountant in to scrutinize the proposal • What it looks like when the advisor and accountant actually collaborate

If you're a Canadian business owner with retained earnings or passive income inside your corporation, this one is worth your time.

Book a free strategy call: dundaswealth.ca/apply

Keep What You Build is presented by Dundas Wealth. The content in this podcast is for educational purposes only and does not constitute financial, tax, or legal advice. Always consult a qualified professional before making financial decisions.

Your corporation earned passive income. Now the government wants a bigger cut of it — and most business owners don't see it coming.

In this episode, Martin sits down with Michael Baker, CPA, to break down Corporate-Owned Life Insurance (COLI) — the strategy accountants use to legally shelter passive income, access tax-free cash, and build wealth inside your corporation.

What we cover: • What the passive income threshold is and why it quietly erodes your small business deduction • How COLI moves investment income outside the passive income test • The Capital Dividend Account (CDA) — and how it gets cash out of your corporation tax-free • How to use your policy's cash value as leverage without triggering a taxable event • When COLI makes sense — and when it doesn't

If you're a business owner with retained earnings or passive income inside your corporation, this one is worth your time.

Book a free strategy call: dundaswealth.ca/apply

Keep What You Build is presented by Dundas Wealth. The content in this podcast is for educational purposes only and does not constitute financial, tax, or legal advice. Always consult a qualified professional before making financial decisions.

If your business partner died tomorrow, who would own their shares? If you don't have a funded buy-sell agreement, the answer might surprise you.

Martin Ochwat sits down with Ben Corriveau (Founders Wealth) to break down buy-sell agreements — what they are, the three types, how life insurance funds them, and what actually happens to a business when a partner dies without one.

What's covered:

• What a buy-sell agreement is and why every partnership needs one

• The 3 types: Cross Purchase, Entity Redemption, and Hybrid

• How life insurance funds the agreement (real numbers)

• What happens without one — 3 nightmare scenarios• The biggest mistakes business owners make with existing agreements

Book a free strategy call: https://dundaswealth.ca/apply

Website: https://dundaswealth.ca.

Podcast: https://keepwhatyoubuild.com.

This content is for educational purposes only and should not be construed as financial, tax, or legal advice.