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Landmodo: Buy Land with Owner Financing

Landmodo: Buy Land with Owner Financing

Written by: Landmodo
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The dream of owning land doesn’t have to stay a dream. The Landmodo Podcast helps everyday people become landowners—without banks, credit checks, or complicated jargon. Each episode shows you how to find, evaluate, and buy affordable, owner-financed land anywhere in America. Whether you’re looking for an off-grid getaway, a future homesite, or an investment for your family, you’ll discover stories from real buyers, insights from land experts, and practical tips to help you shop with confidence. Landmodo is where Land Seekers™ go to learn, explore, and take the next step toward ownership. If you’ve ever wondered “Can I really buy land that fits my budget?” — this show will show you how.Copyright 2025 - Landmodo LLC Economics Personal Finance
Episodes
  • 53 Land Deals: 40-Acre Lots, Zero Down Terms, and No Credit Checks
    Jan 24 2026

    Looking for land but want to skip the bank and the credit checks? You are in the right spot! In this episode, Scott breaks down 53 incredible properties available right now with Owner Financing.

    IMPORTANT ANNOUNCEMENT: We have changed our property short code URL! From now on, when you want to view a specific property from the video, go to lmodo.in followed by the property ID.

    Want the Audio? Subscribe to our Podcast at: https://feeds.captivate.fm/landmodo/

    🔍 Browse All Land Deals: https://www.landmodo.com/deals

    🛑 New Episodes each Week 🛑

    Which Land Buyer are you?

    🏠 Bucket 1 - Land to live on today

    🌱 Bucket 2 - Buy Land today for future use

    🏕️ Bucket 3 - Recreational Land (Camping, Hunting, ATV, Horseback)

    💰 Bucket 4 - "Land Banking" - Long-term investment

    ⚠️ WHAT BUCKET ARE YOU IN? ⚠️

    In this episode, Scott showcases 53 properties ranging from small "Ben Franklin" lots to massive 40+ acre homesteads. He shares a hilarious story about why neighbors (and bounce houses) might motivate you to buy rural land, explains the power of "Zero Down" deals, and takes us on a tour from the green hills of Arkansas to the vast deserts of Nevada.

    Key Takeaways:
    • URL Update: The new short link for properties is lmodo.in.
    • Zero Down Real Estate: It is a myth that you need massive capital to buy land. Multiple properties in this video (including a massive 41-acre lot) are available for $0 Down.
    • The "Bounce House" Factor: Scott shares a personal story about getting woken up at 11:30 PM by neighbors. If you want peace and quiet, you need acreage.
    • The Ben Franklin Property: Properties where the down payment and monthly payments are $100 or less.
    • Massive Acreage: This week features multiple properties over 40 acres in Nevada and Texas.

    📍 Property Listings by State

    To view a property, visit lmodo.in and enter the Property ID number.

    Arkansas

    Izard County (The "Greenland" of the South)

    • 0.40 Acres | Ben Franklin Special | ID: 343327
    • 0.32 Acres | $150 down | ID: 342745
    • 0.50 Acres | $0 DOWN | ID: 340385
    • 0.28 Acres | Ben Franklin Special | ID: 342711
    • 0.50 Acres | $100 down | ID: 337806
    • 0.41 Acres | Ben Franklin Special | ID: 342884
    • 0.32 Acres | Ben Franklin Special | ID: 337606

    Arizona

    Apache County

    • 1.00 Acre | Ben Franklin monthly | ID: 336643
    • 1.00 Acre | $100 down | ID: 343120
    • 1.00 Acre | $150 down | ID: 342627
    • 0.66 Acres | RV on your own lot | ID: 263916
    • 1.00 Acre | Power nearby | ID: 340260
    • 1.00 Acre | $249 down | ID: 320287
    • 1.00 Acre | Tiny Home Friendly | ID: 343195

    Cochise County

    • 1.00 Acre | Ben Franklin monthly | ID:...
    Show More Show Less
    26 mins
  • 61 Land Deals: How to Buy with Owner Financing & $0 Down
    Jan 17 2026

    Looking for land but don’t want to deal with banks or want to buy land with no credit checks? You are in the right spot! In this video, we feature 61 properties across the country, all available with Owner Financing.

    🔍 Browse All Land Deals: https://www.landmodo.com/deals

    🛑 New Videos each Week 🛑

    Which Land Buyer are you?

    🏠 Bucket 1 - Land to live on today

    🌱 Bucket 2 - Buy Land today for future use

    🏕️ Bucket 3 - Recreational Land (Camping, Hunting, ATV, Horseback)

    💰 Bucket 4 - "Land Banking" - Long-term investment (remember, they don't make it anymore!)

    ⚠️ WHAT BUCKET ARE YOU IN? ⚠️

    In this episode, Scott from Landmodo.com breaks down 61 incredible land opportunities. From the rolling hills of Arkansas to the deserts of Arizona and the green lands of Tennessee, there is something for everyone. Scott also shares a powerful negotiation hack using the word "because," explains why land prices vary within the same county, and shares a funny story about a seller using his likeness in an ad!

    Key Takeaways:
    • The "Ben Franklin" Property: Any property where the down payment is $100 or less and the monthly payment is $100 or less.
    • The Power of "Because": Scott shares a psychological tip for negotiation. If you want a lower down payment (or even zero down), ask for it and follow it up with the word "because." It increases compliance significantly!
    • Price Discrepancies: Why does one acre cost $4,000 and another nearby cost $18,000? Supply, demand, trees, and neighborhood density (e.g., Sholo, AZ vs. remote Apache).
    • Zero Down is Real: Many investors on Landmodo offer $0 down terms. If you don't see it, ask for it. The worst they can say is no.

    📍 Property Listings by State

    To view a property, visit lmodo.ws and enter the Property ID number.

    Arkansas

    Izard County (The "Gem of the Ozarks")

    • 0.41 Acres | $150 down | ID: 342742
    • 0.50 Acres | $0 DOWN | ID: 340385
    • 0.28 Acres | Ben Franklin Special | ID: 342114 (Ozark Lake Retreat)
    • 0.30 Acres | Ben Franklin Special | ID: 333428
    • 0.68 Acres | No Doc Fee | ID: 340458
    • 0.34 Acres | Ben Franklin Special | ID: 318120
    • 0.33 Acres | Ben Franklin Special ($45 down!) | ID: 342751
    • 0.19 Acres | Ben Franklin Special | ID: 317273

    Arizona

    Apache County

    • 1.06 Acres | Ben Franklin Special | ID: 342754
    • 1.39 Acres | Located in Sholo (Trees!) | ID: 342362
    • 0.45 Acres | Roads & Power Poles | ID: 342690
    • 1.00 Acre | $150 down | ID: 342627
    • 1.00 Acre | $100 down | ID: 340280
    • 2.00 Acres | Tiny House/RV Friendly | ID: 328190
    • 1.00 Acre | Ben Franklin Special | ID: 103646
    • 2.12 Acres | Double Parcel | ID: 342557
    • 1.00 Acre | $150 down | ID: 342642

    Cochise County

    • 2.00 Acres | Near Wilcox | ID: 342656
    • 0.50 Acres | $99 down |...
    Show More Show Less
    31 mins
  • 48 Owner-Financed Land Deals, "Happy Trees," and the Ben Franklin Special
    Jan 10 2026

    In this episode, Scott showcases a massive lineup of 48 properties available right now with owner financing. Whether you are looking for a place to park a tiny home, a recreational campsite, or a long-term investment, this episode covers it all. Scott also breaks down the mechanics of buying land without a bank, why "doc fees" exist, and how to negotiate terms that fit your budget.

    Key Takeaways:

    • Owner Financing 101: No credit checks, no banks. The owner acts as the bank, allowing you to buy land with down payments as low as $0.
    • The "Ben Franklin" Property: Scott coins this term for properties where the down payment and monthly payments are under $100 (a $100 bill features Benjamin Franklin).
    • The "Gap" in Bank Lending: Banks typically won't write mortgages for land under $50k-$75k. Owner financing fills this gap for affordable land.
    • Negotiation: Almost everything is negotiable—the down payment, the monthly term, and the interest. The only thing you can't negotiate is the acreage!

    🏔️ Featured "Deep Dive" Property

    Location: [Likely Arizona/Colorado based on terrain description]

    Property ID: 342106

    • The Deal: 2 Acres for $74,000 Cash (or $199 Down / $1,000/mo).
    • Why it matters: Scott uses this listing to explain why you don't need a bank. A bank would require 20% down ($14k+). The owner only asks for $199 down.

    📍 Property Listings by State

    To view a property, visit lmodo.ws and enter the Property ID number.

    Arkansas

    Izard County (Rural beauty, lakes, rolling hills)

    • 0.33 Acres | $150 down | ID: 341956
    • 0.38 Acres | $115 down | ID: 341989
    • 0.41 Acres | Ben Franklin Special (<$100/mo) | ID: 337367
    • 0.29 Acres | Ben Franklin Special | ID: 342020

    Arizona

    Apache County

    • 2.00 Acres | $299 down | ID: 342032
    • 0.95 Acres | $150 down | ID: 335352
    • 1.00 Acre | No Doc Fee Promo | ID: 326096
    • 1.00 Acre | $240 down | ID: 341995
    • 1.00 Acre | $150 down | ID: 342028
    • 0.37 Acres | $150 down | ID: 309801

    Mojave County (Near Las Vegas)

    • 2.00 Acres | $100 down | ID: 342062
    • 1.25 Acres | $190 down | ID: 338892
    • 1.15 Acres | $199 down | ID: 340902

    Navajo County

    • 1.25 Acres | Ben Franklin Special | ID: 342095

    California

    Modoc County ("The Library of America")

    • 0.92 Acres | $300 down | ID: 340915

    Colorado

    Costilla County (Mountain views, 5-acre lots)

    • 2.50 Acres | Year-round access | ID: 342058
    • 5.00 Acres | Ben Franklin Special | ID: 316340
    • 5.30 Acres | $150 down | ID: 341831
    • 5.00 Acres | Solar cabin potential | ID: 342066
    • 15.00 Acres | $399 down | ID: 333694
    • 10.00 Acres | $200 down | ID: 333272
    • 5.00 Acres | $500 down | ID: 339522
    • 5.00 Acres | Fishing/Camping | ID: 341935
    • 5.18 Acres | $199 down | ID: 327949
    • 5.27 Acres | $250 down | ID:...
    Show More Show Less
    25 mins
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