In this episode of Legacy Protected, DeDe Soto breaks down one of the most important estate planning issues facing Southern California families: how to transfer high-value real estate without triggering unnecessary taxes. With property values soaring across Orange County, understanding step-up in basis, capital gains, Prop 13, and Prop 19 is critical—especially for seniors concerned about Medicaid planning, nursing home costs, and long-term asset protection.

DeDe explains common mistakes, like adding a child to the deed, and why that "simple" move can create serious tax consequences. She also outlines how revocable trusts, proper title strategy, and community property rules can help families avoid probate while preserving generational wealth.

If you own California real estate and want to protect what you've built, this episode offers clear, practical guidance.

In this episode, you will hear:

• Why skyrocketing Orange County real estate values change the estate planning conversation
• Step up in basis and the capital gains consequences of gifting property during life
• Prop 13 protections and when property tax reassessment is triggered
• How Prop 19 limits parent to child transfers to a primary residence
• The risks of adding a child to the deed and exposing the home to liability
• Community property versus joint tenancy and why title strategy matters
• Using revocable trusts and LLCs to avoid probate and strengthen asset protection

Resources from this Episode

https://www.thesotolawgroup.com/contact-us-newport-beach-lawyers

Phone: 949-629-4569

Address:

The Soto Law Group
4041 MacArthur Boulevard, Suite #200
Newport Beach, CA 92660

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Episode Credits

If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.

Artificial intelligence is everywhere right now, but how much can you really trust it when legal decisions are on the line? In this episode of Legacy Protected, host DeDe Soto sits down with attorney Shanda Beach of Beach Law Group to unpack the real-world pros and pitfalls of using AI in probate, estate planning, and legal practice. Together, they explore how AI can save time and money when used correctly—and how it can create serious problems when relied on blindly.

Shanda shares firsthand examples from litigation and probate matters, explaining why AI "hallucinations," do-it-yourself legal tools, and generic contracts often lead to costly disputes. The conversation highlights why experience, judgment, and proper legal guidance still matter.

If you're considering AI tools or DIY documents for important legal decisions, this episode offers a clear reality check—and practical advice to protect yourself and your legacy.

In this episode, you will hear:

• How AI is currently being used in probate and legal practices
• The risk of AI hallucinations in legal documents and court filings
• Why do-it-yourself wills and trusts often fail when challenged
• Real probate and litigation examples caused by DIY legal mistakes
• The importance of legal judgment, experience, and verification
• Common contract and signing errors that create personal liability

Resources from this Episode

https://www.thesotolawgroup.com/contact-us-newport-beach-lawyers

Phone: 949-629-4569

Address:

The Soto Law Group
4041 MacArthur Boulevard, Suite #200
Newport Beach, CA 92660

Follow and Review:

We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast.

Episode Credits

If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.

In this episode of Legacy Protected, host DeDe Soto explores what really happens when probate and trust disputes collide with high-stakes business litigation. Joined by Shanda Beach, founder of a Newport Beach business litigation boutique, the conversation pulls back the curtain on how contentious family and shareholder disputes unfold behind the scenes. Together, they break down why settlement is often harder than it looks, how strategy evolves over time, and what forces actually bring opposing parties to the table.

Shanda draws on decades of experience—from large international firms to her own practice—to explain discovery, depositions, and the realities of litigating complex matters involving business valuations, fiduciary duties, and family conflict. She shares candid insight into the emotional and financial calculus that drives litigation decisions, and why there's rarely such a thing as "trial by surprise."

If you're facing a probate or trust dispute with business entanglements, this episode offers practical clarity on what to expect—and how to protect your position.

In this episode, you will hear:

• How business litigation intersects with probate and trust disputes
• High-conflict family and shareholder disputes involving closely held businesses
• When settlement makes sense and when litigation pressure is necessary
• Discovery explained including written discovery and depositions
• Time, cost, and emotional realities of prolonged litigation
• Why courts and attorneys see through "hiding the ball" strategies

Resources from this Episode

https://www.thesotolawgroup.com/contact-us-newport-beach-lawyers

Phone: 949-629-4569

Address:

The Soto Law Group
4041 MacArthur Boulevard, Suite #200
Newport Beach, CA 92660

Follow and Review:

We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast.

Episode Credits

If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.

In this episode of Legacy Protected, we take a deep dive into estate planning strategies tailored for high net worth families, with a focus on the unique financial, tax, and family dynamics that come with significant wealth. From evolving federal estate tax exemptions and gifting strategies to advanced planning tools like irrevocable trusts, LLCs, and asset protection structures, this conversation explores what separates sophisticated estate planning from the basics. We also unpack how legacy planning goes beyond dollars and documents, addressing family values, multi-generational goals, and the importance of laying a strong foundational plan before moving into complex strategies.

The discussion also tackles real-world challenges affluent families face, including blended families, beneficiaries with special needs, international assets, business succession planning, and protecting wealth from creditors, lawsuits, and divorce. Throughout the episode, listeners gain practical insight into how thoughtful planning can reduce taxes, preserve control, and prevent conflict while ensuring a family's intentions are carried out for generations.

Host DeDe Soto shares her experience working with high net worth families in Newport Beach and Orange County, explaining how local knowledge, decades of practice, and a client-centered approach shape effective estate plans that balance protection, flexibility, and legacy.

If you're building, preserving, or preparing to pass on significant wealth, this episode offers clear guidance on how to do it right—starting with the foundation and planning with intention.

In this episode, you will hear:

• What makes estate planning for high net worth families fundamentally different
• Recent estate tax exemption changes and why proper planning matters
• Advanced strategies using irrevocable trusts, gifting, and asset transfers
• Balancing wealth preservation with control and income during life
• Legacy planning beyond assets including values, stories, and family intent
• Protecting wealth from creditors, lawsuits, and divorce across generations

Resources from this Episode

https://www.thesotolawgroup.com/contact-us-newport-beach-lawyers

Phone: 949-629-4569

Address:

The Soto Law Group
4041 MacArthur Boulevard, Suite #200
Newport Beach, CA 92660

Follow and Review:

We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast.

Episode Credits

If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.

Unlock the mysteries of the probate maze and empower yourself with the knowledge to navigate Orange County's complex legal landscape. Join DeDe Soto as we unravel the intricacies of the probate process, shedding light on the pitfalls of self-representation and the significant delays caused by a congested court system. This episode guides you through the legal nuances and potential tax benefits of dealing with inherited properties, emphasizing the crucial step-up in basis and the impact of Proposition 13. Plus, discover how the parent-child exemption can preserve your family's financial legacy by minimizing property tax reassessment.

Avoid the probate quagmire by learning essential strategies for effective estate planning. We tackle common misconceptions about joint tenancy with right of survivorship and emphasize the importance of timely settlements to prevent disputes. Real estate, reverse mortgages, and premature asset distribution are dissected, revealing their potential legal consequences. Equip yourself with the knowledge of vital documents like revocable trusts, pour-over wills, and financial powers of attorney to ensure your estate reflects your wishes. Engage in proactive discussions with family members about financial assets to avoid future complications and protect your loved ones' financial well-being.

In this episode, you will hear:

• Successfully navigating the complex probate process in Orange County, California
• Overcoming challenges and avoiding delays in self-representation during probate proceedings
• Thoroughly understanding the step-up in basis and Proposition 13 for inherited real estate properties
• Addressing misconceptions about joint tenancy and probate triggers effectively
• Preparing essential estate planning documents to successfully avoid probate complications
• Developing strategies for avoiding disputes and reaching amicable settlements among all beneficiaries

Resources from this Episode

https://www.thesotolawgroup.com/contact-us-newport-beach-lawyers

Phone: 949-629-4569

Address:

The Soto Law Group
4041 MacArthur Boulevard, Suite #200
Newport Beach, CA 92660

Follow and Review:

We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast.

Episode Credits

If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.

Unlock the secrets of navigating the probate process in Southern California with DeDe Soto. Discover the essential steps to protect your legacy and smoothly distribute assets, as we tackle the complexities of probate in areas like Newport Beach, Costa Mesa, and Irvine. This episode peels back the layers of probate's often grueling timeline, exacerbated by pandemic-related court slowdowns and family disputes. Whether you're an executor, a beneficiary, or someone planning their estate, understanding the crucial role of a clear estate plan can help you avoid costly and prolonged legal battles.

Explore the financial realities of probate as we break down the associated costs for estates around a million dollars. From statutory fees to extraordinary legal expenses, we clarify common misconceptions like the belief that a will can bypass probate. Hear how, without a will, the state's intestate succession laws take control of your assets. With a focus on the significance of having a skilled attorney by your side, this episode offers strategies to mitigate risks and resolve beneficiary disputes, ultimately guiding you through the intricacies of probate to safeguard your family's future.

In this episode, you will hear:

• Navigating probate complexities in Southern California, focusing on areas like Newport Beach, Costa Mesa, and Irvine
• Importance of having a clear estate plan to prevent lengthy legal battles and disputes
• Clarifying probate misconceptions, such as the belief that a will avoids probate
• Exploring the financial impact of probate, including statutory and extraordinary legal fees
• Role of an executor and the potential complications from family disputes
• Strategies to mitigate risks and ensure smooth asset distribution

Resources from this Episode

https://www.thesotolawgroup.com/contact-us-newport-beach-lawyers

Phone: 949-629-4569

Address:

The Soto Law Group
4041 MacArthur Boulevard, Suite #200
Newport Beach, CA 92660

Follow and Review:

We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast.

Episode Credits

If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.

Unlock the keys to safeguarding the future of your special needs child with expert insights from DeDe Soto of the Soto Law Group. We'll navigate the complex world of estate planning, highlighting common pitfalls that can impact your child's access to essential benefits. Discover why custodial and California ABLE accounts may not always be the right choice, and learn how to strategically name beneficiaries for life insurance and retirement accounts to protect your child's financial future.

As children with disabilities transition into adulthood, the legal landscape shifts, creating new challenges for parents. Join us as we explore the concept of limited conservatorship in California, a vital tool for maintaining decision-making authority over your child's well-being. We'll guide you through the intricacies of the process, from petition filing to court hearings, so you can confidently navigate this critical phase. With compassionate guidance and practical advice, DeDe Soto provides tailored strategies to help you manage these changes and champion your family's future.

In this episode, you will hear:

• Expert insights from DeDe Soto on estate planning for families with special needs children.
• Common pitfalls in estate planning that can impact a child's access to benefits.
• Risks associated with custodial accounts and California ABLE accounts.
• Importance of strategic beneficiary designations for life insurance and retirement accounts.
• Overview of limited conservatorship in California for parents of adult children with disabilities.
• Step-by-step guidance on the legal process, from petition filing to court hearings.

Follow and Review:

We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast.

Episode Credits

If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.

Unlock the secrets to protecting your legacy and ensuring financial peace of mind with DeDe Soto from the Soto Law Group. You'll gain valuable insights on the critical role of trust funding and asset protection in estate planning. Learn why transferring asset ownership to a trust and designating beneficiaries can be the key to bypassing the costly and cumbersome probate process. Discover strategies including naming your trust as the primary beneficiary for life insurance policies to shield your assets in future marriages and the significance of assigning LLCs to revocable trusts to keep them out of probate.

Join DeDe as she emphasizes the necessity of maintaining a fully funded trust, showcasing how the Soto Law Group supports clients through this crucial process. Our dedicated funding coordinator helps ensure that all assets are transferred and designated correctly, safeguarding your beneficiaries from unnecessary fees and legal complexities. Highlighting keeping your trust up to date, listeners are reminded of the practical steps needed to protect their loved ones' futures. Let us guide you in building a legacy of protection and peace of mind.

In this episode, you will hear:

• The crucial role of trust funding and asset protection in safeguarding your legacy.
• Strategies for bypassing probate through trust designation and beneficiary assignments.
• Importance of naming your trust as the primary beneficiary for life insurance policies.
• Assigning LLCs to revocable trusts to keep them out of probate.
• Necessity of maintaining a fully funded and up-to-date trust for effective estate planning.
• Guidance on protecting personal and business assets to ensure peace of mind for future generations.

Follow and Review:

We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast.

Episode Credits

If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.