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Lending Thoughts

Lending Thoughts

Written by: Bekim Merdita
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About this listen

Welcome to the Lending Thoughts podcast, a Canadian Mortgage Broker’s top source for timely, industry-leading insights to help you become a better mortgage professional. Join Bekim Merdita, a trusted name in mortgages and the EVP of Rocket Mortgage Canada, as he hosts conversations with industry experts and leaders to keep you informed on the latest and greatest in the Canadian mortgage landscape. Let the Lending Thoughts podcast be your guide to growing your tactics, expertise, and ultimately, your business, in this highly competitive mortgage market.Bekim Merdita Economics Leadership Management & Leadership
Episodes
  • 21: Lessons Learned From Rocket Mortgage Canada’s Journey with Rocket Mortgage Canada's Chris Colasanti
    Apr 2 2025

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    ▶️ Watch this episode on YouTube

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    EPISODE DESCRIPTION

    In this episode, Bekim is again joined by Chris Colasanti. Chris is a founding team member of Rocket Mortgage Canada and the VP of Strategy & Analytics and Rocket Pro at Rocket Mortgage Canada from Windsor, Ontario. A graduate of the Lazaridis School of Business & Economics, Chris has brought an innovative and energetic demeanor as well as a passion for technology and data driven decision making to Rocket Mortgage Canada since 2020.

    Chris is here to discuss:
    → Why it's so hard to start a lender in Canada, including: Canada's oligopolistic banking structure, the "big six", creating barriers for new entrants, slow regulatory changes, and the difficulty of scaling with high capital requirements & tighter margins.
    → The differences between the Canada and US lending industries like technology and unit economics, and how Canada's risk-averse culture is becoming detrimental to innovation and economic growth.
    → The lessons learned from Rocket Mortgage Canada's journey, the enduing spirit of the team and building a strong culture, and the importance of innovators carrying the torch forward.

    Chris's 1st Lending Thoughts Appearance: www.lendingthoughts.com/e/11-chris-colasanti

    Chris Colasanti's LinkedIn: @ChrisColasanti

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    CONNECT WITH THE SHOW

    🎙️ Lending Thoughts Podcast: @lendingthoughts

    📺 Lending Thoughts Podcast YouTube: @LendingThoughtsPod

    📸 Lending Thoughts Podcast Instagram: @lendingthoughtspod

    ⏰ Lending Thoughts Podcast TikTok: @lendingthoughtspod

    👥 Lending Thoughts Podcast Facebook: @LendingThoughtsPodcast

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    CONNECT WITH BEKIM

    📸 Bekim Merdita's Instagram: @bekim_merdita

    📋 Bekim Merdita's LinkedIn: @BekimMerdita

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    CONNECT WITH ROCKET PRO CANADA

    🔗 Rocket Pro Canada Website: www.rocketpro.ca

    📸 Rocket Pro Canada Instagram: @rocketprocanada

    📋 Rocket Pro Canada LinkedIn: @RocketProCanada

    👥 Rocket Pro Canada Facebook: @RocketProCanada

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    38 mins
  • 20: Building a Culture of Continuous Improvements with Rocket Mortgage Canada's Kyle Dionne
    Mar 26 2025

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    EPISODE DESCRIPTION

    In this episode, Bekim is joined by Kyle Dionne. Kyle is the Senior Director of Brokerage & Lender Operations at Rocket Mortgage Canada. Born and raised in Windsor, Ontario, he also attended the University of Windsor, where he achieved an honours degree in Labour Studies & Sociology, and eventually got a Bachelor of Education. Kyle and his family then moved to England, where he spent a decade teaching, before returning home to Windsor in the summer of 2020. Kyle is a dynamic and results-driven senior leader, specializing in process optimization, strategic leadership, and talent development, with a history of success in developing teams and consistently achieving key business results.

    Kyle is here to discuss:
    → The need for speed & certainty in the mortgage process, what "blackjack deals" are, and how they're the key to a higher completion rate & funding more files.
    → Building trust & accountability with a new team, creating a culture of continuous incremental improvements, and the lynchpin of communication in bringing teams together.
    → Improving the future of the lending industry, what motivates Kyle, and leaving a legacy & lasting impact.

    Kyle Dionne's LinkedIn: @KyleDionne

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    CONNECT WITH THE SHOW

    🎙️ Lending Thoughts Podcast: @lendingthoughts

    📺 Lending Thoughts Podcast YouTube: @LendingThoughtsPod

    📸 Lending Thoughts Podcast Instagram: @lendingthoughtspod

    ⏰ Lending Thoughts Podcast TikTok: @lendingthoughtspod

    👥 Lending Thoughts Podcast Facebook: @LendingThoughtsPodcast

    ***

    CONNECT WITH BEKIM

    📸 Bekim Merdita's Instagram: @bekim_merdita

    📋 Bekim Merdita's LinkedIn: @BekimMerdita

    ***

    CONNECT WITH ROCKET PRO CANADA

    🔗 Rocket Pro Canada Website: www.rocketpro.ca

    📸 Rocket Pro Canada Instagram: @rocketprocanada

    📋 Rocket Pro Canada LinkedIn: @RocketProCanada

    👥 Rocket Pro Canada Facebook: @RocketProCanada

    ***

    Show More Show Less
    35 mins
  • 19: Turning Family Values Into Business Success with Pineapple's Shubha Dasgupta
    Mar 19 2025

    WATCH

    ▶️ Watch this episode on YouTube

    ***

    EPISODE DESCRIPTION

    In this episode, Bekim is joined by Shubha Dasgupta. Shubha is the Co-Founder, President, & CEO of Toronto-based Pineapple, a leading mortgage industry disruptor. Since joining the mortgage industry in 2008, Shubha has focused on leveraging technology while prioritizing customer experience to transform the sector. As an award-winning executive, his unique vision and expertise have been instrumental in building and growing Pineapple, which boasts over 700 brokers in its network today. Shubha is also a philanthropic leader who actively engages with various non-profit organizations in the Toronto community, and his reputation as a mortgage industry thought leader makes him a highly sought-after public speaker and media expert.

    Shubha is here to discuss:
    → How his family values have shaped his business values, how there's more than one right way to get to a destination, and why they took Pineapple public.
    → If regulators or brokerages are responsible for a broker's mortgage education, why brokers should think like athletes, and his overall vision for elevating Canadian brokers.
    → The fundamental impact brokers have on the lives of Canadians, multiple ways brokers positively impact the Canadian economy, and how the broker community should be measuring success.

    Pineapple Mortgage Website: www.gopineapple.com

    Pineapple Mortgage LinkedIn: @PineappleMortgage

    Pineapple Mortgage Instagram: @pineapplemortgage

    Pineapple Mortgage YouTube: @PineappleMortgage

    Shubha Dasgupta's LinkedIn: @ShubhaDasgupta

    Shubha Dasgupta's Instagram: @shubs88

    ***

    CONNECT WITH THE SHOW

    🎙️ Lending Thoughts Podcast: @lendingthoughts

    📺 Lending Thoughts Podcast YouTube: @LendingThoughtsPod

    📸 Lending Thoughts Podcast Instagram: @lendingthoughtspod

    ⏰ Lending Thoughts Podcast TikTok: @lendingthoughtspod

    👥 Lending Thoughts Podcast Facebook: @LendingThoughtsPodcast

    ***

    CONNECT WITH BEKIM

    📸 Bekim Merdita's Instagram: @bekim_merdita

    📋 Bekim Merdita's LinkedIn: @BekimMerdita

    ***

    CONNECT WITH ROCKET PRO CANADA

    🔗 Rocket Pro Canada Website: www.rocketpro.ca

    📸 Rocket Pro Canada Instagram: @rocketprocanada

    📋 Rocket Pro Canada LinkedIn: @RocketProCanada

    👥 Rocket Pro Canada Facebook: @RocketProCanada

    ***

    Show More Show Less
    40 mins
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