Most Australians are losing thousands in superannuation every single year — and they don't even know it.A "balanced" fund that's actually 90% high-risk. Insurance inside your super costs 4x what you could pay outside. Lost funds are sitting forgotten across multiple accounts. These aren't edge cases — they're happening to everyday Australians right now.In this episode of Level Up with Priyanka Shah, financial adviser Jordan breaks down everything you actually need to know about your super — at every stage of life — and why the best time to act is always right now.─────────────────────────────🎙️ IN THIS EPISODE, WE COVER:─────────────────────────────✅ The worst age to start looking at your super (hint: most people get this wrong)✅ What "balanced" actually means — and why your fund may be lying to you✅ How to check your risk profile and align it with your investments✅ Return benchmarks you should be measuring your fund against✅ The top 3 industry super funds — and how to compare them✅ Why fees matter more than returns (and what a good fee looks like)✅ The hidden danger of consolidating super funds — losing insurance you can never get back✅ How one client was paying 4x more for insurance inside their super✅ Self-managed super funds — who they're for and who should stay away✅ The one action to take today if you've never actively managed your super✅ Why a $50 extra contribution in your 20s can outperform a lifetime of high earnings─────────────────────────────💬 POWERFUL MOMENT FROM THIS EPISODE:─────────────────────────────"The people I've seen at 60-65 with the biggest balances haven't always been the biggest earners. They just started in their 20s, putting in an extra $30, $40, $50 a paycheck — and they just did that forever."— Jordan─────────────────────────────👤 ABOUT OUR GUEST — JORDAN─────────────────────────────Jordan is a financial adviser with deep expertise in superannuation strategy, insurance planning, and long-term wealth building. He helps Australians at every stage of life take control of their super and make smarter decisions with their money.─────────────────────────────⏱️ TIMESTAMPS:──────────────────────────────────────────────────────────🔔 IF THIS OPENED YOUR EYES:─────────────────────────────Share this with someone in their 20s, 30s or 40s who keeps putting their super in the "deal with it later" pile. This conversation could literally be worth hundreds of thousands of dollars to them one day.👍 Like | 💬 Comment your super question below | 🔔 Subscribe to Level Up with Priyanka Shah─────────────────────────────📌 DISCLAIMER:─────────────────────────────This podcast is for educational and informational purposes only and does not constitute financial advice. Please consult a licensed financial adviser before making any changes to your superannuation or investments.

The Cybersecurity Mistakes Killing Small Businesses

Creating content today feels like a full-time job.Brainstorming. Filming. Editing. Posting. Replying. Scheduling. Repeating.In this episode of Level Up with Priyanka, I sit down with Mia Bauer, CEO of Automate Social, to unpack how business owners can reclaim 20+ hours a week using AI and automation — without losing authenticity or creativity.We discuss:✔ How to build your own Custom GPT that writes in your brand voice✔ Why most people are using AI wrong (and adding more work instead of saving time)✔ The 5 AI tools every business owner actually needs✔ How to bulk schedule content without burning out✔ Why procrastination tells you what to delegate✔ The future of cloning, avatars & AI-powered content✔ How to build a predictable lead funnel using automation✔ Real case studies — including businesses generating hundreds of leads through AI systemsOne powerful takeaway:No one cares more about your business than you do.AI won’t replace you — but it will amplify you if used correctly.If you're a founder, content creator, or small business owner trying to grow without drowning in tasks — this episode is for you.🎯 Watch till the end to learn the exact starting point if you only have 30–60 minutes per week.

In this episode of LevelUp with Priyanka Shah, I sit down with Omprakash, founder of Buyers Bag and experienced buyer's advocate, to demystify property investment through self-managed super funds (SMSF). If you've got money sitting in your super and wondering if it could work harder for you, this conversation will change how you think about retirement planning.

KEY TOPICS COVERED:⚡ Why leverage beats industry super returns every time⚡ Real case study: $350K super turned into 60% growth in 2 years⚡ The "buy 2 properties not 1" strategy explained⚡ Cheapest entry point: $70K deposit for $320K property⚡ Regional vs capital city investments through SMSF⚡ 25 due diligence checks before buying⚡ Why Melbourne, Regional VIC, NSW & Tasmania are hot right now⚡ Common misconceptions about SMSF complexity

TIMESTAMPS:0:00 - Introduction0:01:49 - Why SMSF property investment is booming0:02:54 - The leverage advantage: Super vs Property0:06:23 - Minimum super balance needed (it's less than you think)0:06:47 - Cheapest property bought: $320K with $70K deposit0:08:17 - Residential vs Commercial for SMSF0:11:14 - Real case study: Neeraj's 60% growth in 2 years0:11:14 - The 2-property diversification strategy0:16:14 - Why you need a buyer's advocate0:17:28 - Portfolio across 5 states strategy0:22:21 - Borrowing capacity separate from personal loans0:23:33 - Biggest misconceptions about SMSF0:26:20 - Realistic returns: Double digit growth explained0:27:35 - Where to buy right now (Regional VIC, NSW, TAS, Melbourne)0:28:46 - Red flags to avoid when buying0:29:26 - 25 due diligence checks explained0:30:53 - SMSF in one word

GUEST BIO:Arpat Shah, an experienced buyer's advocate and the founder of BuyersBud. Arpat Shah has helped many clients accelerate their retirement savings by finding suitable properties through a Self-Managed Super Fund (SMSF).

KEY INSIGHTS:

• Leverage multiplier: $300K in industry super at 10% = $30K growth. Same $300K as property deposit + $700K loan at 7% growth = $70K growth
• Capital gains tax in SMSF: Less than 10% (vs 50% discount in personal name)
• Two-property strategy: Diversify risk, maximize cashflow, create exit options
• Minimum entry: Can start with as little as $70-80K super balance
• Current hot markets: Regional Victoria, Regional NSW, Tasmania, select Melbourne areas

RESOURCES:🏠 Connect with Buyers Bag: [Add contact details]

About Host & LevelUp Ppdcast:

Level Up with Priyanka Shah brings you expert insights on financial planning, insurance, and wealth building specifically for Indians living abroad. Subscribe for practical advice on navigating finances across borders!a

👍 If you found this valuable, please LIKE, SHARE & SUBSCRIBE!🔔 Turn on notifications for more NRI financial planning content

⚖️ DISCLAIMER:This video is for educational purposes only and does not constitute financial advice. Insurance and investment decisions should be made after consulting with licensed professionals in your country of residence. Tax implications vary by jurisdiction. Returns mentioned are historical and not guaranteed for future performance.

#SMSFProperty #PropertyInvestment #SelfManagedSuperFund

🇮🇳 Indian Insurance & Investment Options for NRIs Living Abroad 🇦🇺

Are you an NRI in Australia, the US, Canada, or anywhere in the world, wondering about investment options in India? This detailed podcast reveals everything you need to know about Indian insurance policies that combine life coverage with tax-free investment returns! 🎯

What We Cover in This Video:

✅ Why LIC-style products aren't available in Australia

✅ Endowment, Whole Life & ULIP plans explained for NRIs

✅ Real returns: 7-15% compounding annually (TAX-FREE!)

✅ How to secure your parents' future from abroad

✅ Legacy planning for your children

✅ Claim settlement process (500+ claims, 0 rejections!)

✅ NRI eligibility and application process

✅ Taxation for NRIs in India vs Australia

💰 FEATURED PRODUCTS DISCUSSED:

1️⃣ Whole Life Plans - Flexible withdrawal + lifelong coverage

2️⃣ Endowment Plans - Guaranteed returns after a fixed term

3️⃣ Money Back Plans - Periodic payouts during policy term

4️⃣ ULIP Plans - Market-linked returns (30% in the last 3 years!)

5️⃣ Immediate Annuity - Guaranteed monthly income for parents

📊 REAL EXAMPLES FROM THE VIDEO:-

₹8 Lakhs invested → ₹20 Lakhs received (21 years)- ₹10 Lakhs policy → ₹1 Crore maturity (30 years, 8% CAGR)- ₹3.5 Lakhs/year for 20 years → ₹4.8 Lakhs/year FOREVER- ₹10 Lakhs one-time → ₹5,200/month for parents' lifetime

🎙️ ABOUT OUR GUEST:

Tejas Shah - Insurance Adviser with 25+ years of experience- Second-generation insurance professional (50 years of family experience)- Specialises in NRI insurance and investment planning- Clients across Australia, the US, Canada, New Zealand, and Europe- 500+ death claims settled with 100% success rate👩‍💼

HOSTED BY:

Priyanka Shah - Insurance Adviser in Australia.- Helps Indians settled in Australia with insurance needs- Expert in comparing Indian vs Australian insurance products- Focus on NRI financial planning and wealth building⏰

TIMESTAMPS:

00:00 - Introduction

02:49 - Dual-purpose insurance plans explained

07:01 - Top products for NRIs

12:30 - ULIP vs Traditional plans

15:28 - Insurance in Australia vs India

18:41 - Real-life case study: Family of 4 with mortgage

25:33 - Claim settlement process

28:00 - Logistics for NRIs

30:51 - Advice for NRIs on the fence

34:20 - Immediate annuity plans for parents

37:45 - Real client success story🎁

KEY BENEFITS FOR NRIs:

✓ Same products available to NRIs as Indian residents

✓ No need to be a tax-paying citizen of India

✓ Can apply from abroad (but better to visit India)

✓ NRO/NRE bank account required

✓ GST benefits: Lower tax for NRIs (4.5% first year, 2.25% after)

✓ Tax-free maturity under Section 10(10D)

✓ Central Government of India guarantee (for traditional plans)📱

CONNECT WITH Tejas Shah:

LinkedIn: https://www.linkedin.com/in/tejas-shah-b7b03328

About Us:

Level Up with Priyanka Shah brings you expert insights on financial planning, insurance, and wealth building, specifically for Indians living abroad. Subscribe for practical advice on navigating finances across borders! 👍 If you found this valuable, please LIKE, SHARE & SUBSCRIBE!

🔔 Turn on notifications for more NRI financial planning content---⚖️

DISCLAIMER: This video is for educational purposes only and does not constitute financial advice. Insurance and investment decisions should be made after consulting with licensed professionals in your country of residence. Tax implications vary by jurisdiction. Returns mentioned are historical and not guaranteed to be repeated in the future.

#NRIInvestment #IndianInsurance #NRIFinance #AustralianNRI

In this powerful conversation, Todd Duncan shares the inspiring story behind Fuel—a revolutionary learning platform born from a COVID-era livestream that reached 44,000 devices across 13 countries. Unlike traditional learning platforms that stop at content delivery, Fuel takes it a step further with interactive exercises, AI-powered coaching, and performance tracking that turn knowledge into real results.KEY TOPICS COVERED:⚡ The 1% daily improvement formula ⚡ Why micro-learning beats traditional education⚡ How Fuel combines learning + performance⚡ AI coaching available 24/7 in 100 languages⚡ Real transformation stories: weight loss, marriage healing, career growth⚡ From "smart books" to animated content for kids ⚡ Why happy employees create 21% higher profit marginsTIMESTAMPS:0:00 - Introduction0:01:13 - Who is Todd Duncan?0:02:32 - The birth of Fuel during COVID0:05:07 - Why micro-learning changes everything0:06:27 - Performance over content: What makes Fuel different0:11:19 - AI integration & 24/7 coaching0:14:13 - Smart books & the future of learning0:17:03 - Fuel for kids: Teaching the next generation0:19:08 - A father's text: Real impact stories0:20:24 - Transformations: Marriages, health, happiness0:23:06 - Using technology mindfullyGUEST BIO:Todd Duncan is a New York Times bestselling author with 22 books, world-renowned speaker, and founder of Fuel—a micro-learning platform reaching 53 countries. With over 30 years transforming 5+ million lives through relationship selling and personal development, Todd pioneered the concept of making learning accessible anywhere, anytime, on any device.RESOURCES:🔗 Try Fuel: myfuel.ioLinkedIn: Instagram: Don't Miss Out: If you're interested in real estate investment or looking to level up your financial game, this episode is a must-watch!Subscribe to our channel for more expert discussions and insights into real estate, finance, and personal growth.Listen to Our Podcast on Other Platforms:Spotify: https://open.spotify.com/show/1Q0NY5cMTErWqrc9aPbuy1Apple Podcasts: https://podcasts.apple.com/us/podcast/level-up-podcast/id1753974441Amazon Music: https://music.amazon.com/podcasts/35c5ff26-b285-45cb-8121-de2673d81846/level-up-podcastiHeart: https://www.iheart.com/podcast/269-level-up-podcast-189059703/Join Our Fastest-Growing Social Media Community:Instagram: https://www.instagram.com/finsolinsurancesTikTok: https://www.tiktok.com/@priyanka.finsolinsurancesLinkedIn: https://www.linkedin.com/company/finsol-pty-ltd/YouTube: https://www.youtube.com/@finsol.insuranceJoin the Conversation: Leave your thoughts and questions in the comments below. We'd love to hear from you!General Advice Warning:The information provided in this communication is general in nature and does not take into account your personal objectives, financial situation or needs. Before acting on any information, you should consider whether it is appropriate for your circumstances and seek professional advice.#LevelUpWithPriyankaShah

In this LevelUp Podcast Episode, Priyanka Shah sits down with the brilliant brand designer, Milenda. We delve into the emotional journey of creating a brand that's more than just a logo.

In this interview, you’ll discover:

• The essential elements of a strong brand, from business cards to social media.
• How can even a small business afford to invest in a professional brand?
• The most common mistakes that make a brand look "poorly done".
• Why a brand is not a one-off project but an evolving journey.

This is more than just a design conversation; it's a masterclass in building a business with purpose and impact.

About the Guest:

Milenda is a seasoned brand designer with over 22 years of experience. Her journey into the world of design began at a very young age—she knew she wanted to be a graphic designer and own her own business since she was 13 years old. Her passion for design is so deeply ingrained that she describes her work as intuitive, caring, and emotional, rather than just a strategic process. Milenda believes in creating a brand that gives clients a sense of belonging and makes them feel proud. She specialises in creating holistic brands, extending far beyond a simple logo to include every touchpoint and visual element. According to Milenda, the goal of a great brand is to make people want to be a part of your business, your process, or your product.

Connect With Milenda

LinkedIn:

Instagram:

Website:

Don't Miss Out: If you're interested in real estate investment or looking to level up your financial game, this episode is a must-watch!

Subscribe to our channel for more expert discussions and insights into real estate, finance, and personal growth.

Listen to Our Podcast on Other Platforms:Spotify: https://open.spotify.com/show/1Q0NY5cMTErWqrc9aPbuy1Apple Podcasts: https://podcasts.apple.com/us/podcast/level-up-podcast/id1753974441Amazon Music: https://music.amazon.com/podcasts/35c5ff26-b285-45cb-8121-de2673d81846/level-up-podcastiHeart: https://www.iheart.com/podcast/269-level-up-podcast-189059703/

Join Our Fastest-Growing Social Media Community:Instagram: https://www.instagram.com/finsolinsurancesTikTok: https://www.tiktok.com/@priyanka.finsolinsurancesLinkedIn: https://www.linkedin.com/company/finsol-pty-ltd/YouTube: https://www.youtube.com/@finsol.insurance

Join the Conversation: Leave your thoughts and questions in the comments below. We'd love to hear from you!

General Advice Warning:The information provided in this communication is general in nature and does not take into account your personal objectives, financial situation or needs. Before acting on any information, you should consider whether it is appropriate for your circumstances and seek professional advice.

#LevelUpWithPriyankaShah