In this episode of LevelUp with Priyanka Shah, I sit down with Omprakash, founder of Buyers Bag and experienced buyer's advocate, to demystify property investment through self-managed super funds (SMSF). If you've got money sitting in your super and wondering if it could work harder for you, this conversation will change how you think about retirement planning.

KEY TOPICS COVERED:⚡ Why leverage beats industry super returns every time⚡ Real case study: $350K super turned into 60% growth in 2 years⚡ The "buy 2 properties not 1" strategy explained⚡ Cheapest entry point: $70K deposit for $320K property⚡ Regional vs capital city investments through SMSF⚡ 25 due diligence checks before buying⚡ Why Melbourne, Regional VIC, NSW & Tasmania are hot right now⚡ Common misconceptions about SMSF complexity

TIMESTAMPS:0:00 - Introduction0:01:49 - Why SMSF property investment is booming0:02:54 - The leverage advantage: Super vs Property0:06:23 - Minimum super balance needed (it's less than you think)0:06:47 - Cheapest property bought: $320K with $70K deposit0:08:17 - Residential vs Commercial for SMSF0:11:14 - Real case study: Neeraj's 60% growth in 2 years0:11:14 - The 2-property diversification strategy0:16:14 - Why you need a buyer's advocate0:17:28 - Portfolio across 5 states strategy0:22:21 - Borrowing capacity separate from personal loans0:23:33 - Biggest misconceptions about SMSF0:26:20 - Realistic returns: Double digit growth explained0:27:35 - Where to buy right now (Regional VIC, NSW, TAS, Melbourne)0:28:46 - Red flags to avoid when buying0:29:26 - 25 due diligence checks explained0:30:53 - SMSF in one word

GUEST BIO:Arpat Shah, an experienced buyer's advocate and the founder of BuyersBud. Arpat Shah has helped many clients accelerate their retirement savings by finding suitable properties through a Self-Managed Super Fund (SMSF).

KEY INSIGHTS:

• Leverage multiplier: $300K in industry super at 10% = $30K growth. Same $300K as property deposit + $700K loan at 7% growth = $70K growth
• Capital gains tax in SMSF: Less than 10% (vs 50% discount in personal name)
• Two-property strategy: Diversify risk, maximize cashflow, create exit options
• Minimum entry: Can start with as little as $70-80K super balance
• Current hot markets: Regional Victoria, Regional NSW, Tasmania, select Melbourne areas

RESOURCES:🏠 Connect with Buyers Bag: [Add contact details]

About Host & LevelUp Ppdcast:

Level Up with Priyanka Shah brings you expert insights on financial planning, insurance, and wealth building specifically for Indians living abroad. Subscribe for practical advice on navigating finances across borders!a

👍 If you found this valuable, please LIKE, SHARE & SUBSCRIBE!🔔 Turn on notifications for more NRI financial planning content

⚖️ DISCLAIMER:This video is for educational purposes only and does not constitute financial advice. Insurance and investment decisions should be made after consulting with licensed professionals in your country of residence. Tax implications vary by jurisdiction. Returns mentioned are historical and not guaranteed for future performance.

#SMSFProperty #PropertyInvestment #SelfManagedSuperFund

🇮🇳 Indian Insurance & Investment Options for NRIs Living Abroad 🇦🇺

Are you an NRI in Australia, the US, Canada, or anywhere in the world, wondering about investment options in India? This detailed podcast reveals everything you need to know about Indian insurance policies that combine life coverage with tax-free investment returns! 🎯

What We Cover in This Video:

✅ Why LIC-style products aren't available in Australia

✅ Endowment, Whole Life & ULIP plans explained for NRIs

✅ Real returns: 7-15% compounding annually (TAX-FREE!)

✅ How to secure your parents' future from abroad

✅ Legacy planning for your children

✅ Claim settlement process (500+ claims, 0 rejections!)

✅ NRI eligibility and application process

✅ Taxation for NRIs in India vs Australia

💰 FEATURED PRODUCTS DISCUSSED:

1️⃣ Whole Life Plans - Flexible withdrawal + lifelong coverage

2️⃣ Endowment Plans - Guaranteed returns after a fixed term

3️⃣ Money Back Plans - Periodic payouts during policy term

4️⃣ ULIP Plans - Market-linked returns (30% in the last 3 years!)

5️⃣ Immediate Annuity - Guaranteed monthly income for parents

📊 REAL EXAMPLES FROM THE VIDEO:-

₹8 Lakhs invested → ₹20 Lakhs received (21 years)- ₹10 Lakhs policy → ₹1 Crore maturity (30 years, 8% CAGR)- ₹3.5 Lakhs/year for 20 years → ₹4.8 Lakhs/year FOREVER- ₹10 Lakhs one-time → ₹5,200/month for parents' lifetime

🎙️ ABOUT OUR GUEST:

Tejas Shah - Insurance Adviser with 25+ years of experience- Second-generation insurance professional (50 years of family experience)- Specialises in NRI insurance and investment planning- Clients across Australia, the US, Canada, New Zealand, and Europe- 500+ death claims settled with 100% success rate👩‍💼

HOSTED BY:

Priyanka Shah - Insurance Adviser in Australia.- Helps Indians settled in Australia with insurance needs- Expert in comparing Indian vs Australian insurance products- Focus on NRI financial planning and wealth building⏰

TIMESTAMPS:

00:00 - Introduction

02:49 - Dual-purpose insurance plans explained

07:01 - Top products for NRIs

12:30 - ULIP vs Traditional plans

15:28 - Insurance in Australia vs India

18:41 - Real-life case study: Family of 4 with mortgage

25:33 - Claim settlement process

28:00 - Logistics for NRIs

30:51 - Advice for NRIs on the fence

34:20 - Immediate annuity plans for parents

37:45 - Real client success story🎁

KEY BENEFITS FOR NRIs:

✓ Same products available to NRIs as Indian residents

✓ No need to be a tax-paying citizen of India

✓ Can apply from abroad (but better to visit India)

✓ NRO/NRE bank account required

✓ GST benefits: Lower tax for NRIs (4.5% first year, 2.25% after)

✓ Tax-free maturity under Section 10(10D)

✓ Central Government of India guarantee (for traditional plans)📱

CONNECT WITH Tejas Shah:

LinkedIn: https://www.linkedin.com/in/tejas-shah-b7b03328

About Us:

Level Up with Priyanka Shah brings you expert insights on financial planning, insurance, and wealth building, specifically for Indians living abroad. Subscribe for practical advice on navigating finances across borders! 👍 If you found this valuable, please LIKE, SHARE & SUBSCRIBE!

🔔 Turn on notifications for more NRI financial planning content---⚖️

DISCLAIMER: This video is for educational purposes only and does not constitute financial advice. Insurance and investment decisions should be made after consulting with licensed professionals in your country of residence. Tax implications vary by jurisdiction. Returns mentioned are historical and not guaranteed to be repeated in the future.

#NRIInvestment #IndianInsurance #NRIFinance #AustralianNRI

In this powerful conversation, Todd Duncan shares the inspiring story behind Fuel—a revolutionary learning platform born from a COVID-era livestream that reached 44,000 devices across 13 countries. Unlike traditional learning platforms that stop at content delivery, Fuel takes it a step further with interactive exercises, AI-powered coaching, and performance tracking that turn knowledge into real results.KEY TOPICS COVERED:⚡ The 1% daily improvement formula ⚡ Why micro-learning beats traditional education⚡ How Fuel combines learning + performance⚡ AI coaching available 24/7 in 100 languages⚡ Real transformation stories: weight loss, marriage healing, career growth⚡ From "smart books" to animated content for kids ⚡ Why happy employees create 21% higher profit marginsTIMESTAMPS:0:00 - Introduction0:01:13 - Who is Todd Duncan?0:02:32 - The birth of Fuel during COVID0:05:07 - Why micro-learning changes everything0:06:27 - Performance over content: What makes Fuel different0:11:19 - AI integration & 24/7 coaching0:14:13 - Smart books & the future of learning0:17:03 - Fuel for kids: Teaching the next generation0:19:08 - A father's text: Real impact stories0:20:24 - Transformations: Marriages, health, happiness0:23:06 - Using technology mindfullyGUEST BIO:Todd Duncan is a New York Times bestselling author with 22 books, world-renowned speaker, and founder of Fuel—a micro-learning platform reaching 53 countries. With over 30 years transforming 5+ million lives through relationship selling and personal development, Todd pioneered the concept of making learning accessible anywhere, anytime, on any device.RESOURCES:🔗 Try Fuel: myfuel.ioLinkedIn: Instagram: Don't Miss Out: If you're interested in real estate investment or looking to level up your financial game, this episode is a must-watch!Subscribe to our channel for more expert discussions and insights into real estate, finance, and personal growth.Listen to Our Podcast on Other Platforms:Spotify: https://open.spotify.com/show/1Q0NY5cMTErWqrc9aPbuy1Apple Podcasts: https://podcasts.apple.com/us/podcast/level-up-podcast/id1753974441Amazon Music: https://music.amazon.com/podcasts/35c5ff26-b285-45cb-8121-de2673d81846/level-up-podcastiHeart: https://www.iheart.com/podcast/269-level-up-podcast-189059703/Join Our Fastest-Growing Social Media Community:Instagram: https://www.instagram.com/finsolinsurancesTikTok: https://www.tiktok.com/@priyanka.finsolinsurancesLinkedIn: https://www.linkedin.com/company/finsol-pty-ltd/YouTube: https://www.youtube.com/@finsol.insuranceJoin the Conversation: Leave your thoughts and questions in the comments below. We'd love to hear from you!General Advice Warning:The information provided in this communication is general in nature and does not take into account your personal objectives, financial situation or needs. Before acting on any information, you should consider whether it is appropriate for your circumstances and seek professional advice.#LevelUpWithPriyankaShah

In this LevelUp Podcast Episode, Priyanka Shah sits down with the brilliant brand designer, Milenda. We delve into the emotional journey of creating a brand that's more than just a logo.

In this interview, you’ll discover:

• The essential elements of a strong brand, from business cards to social media.
• How can even a small business afford to invest in a professional brand?
• The most common mistakes that make a brand look "poorly done".
• Why a brand is not a one-off project but an evolving journey.

This is more than just a design conversation; it's a masterclass in building a business with purpose and impact.

About the Guest:

Milenda is a seasoned brand designer with over 22 years of experience. Her journey into the world of design began at a very young age—she knew she wanted to be a graphic designer and own her own business since she was 13 years old. Her passion for design is so deeply ingrained that she describes her work as intuitive, caring, and emotional, rather than just a strategic process. Milenda believes in creating a brand that gives clients a sense of belonging and makes them feel proud. She specialises in creating holistic brands, extending far beyond a simple logo to include every touchpoint and visual element. According to Milenda, the goal of a great brand is to make people want to be a part of your business, your process, or your product.

Connect With Milenda

LinkedIn:

Instagram:

Website:

Don't Miss Out: If you're interested in real estate investment or looking to level up your financial game, this episode is a must-watch!

Subscribe to our channel for more expert discussions and insights into real estate, finance, and personal growth.

Listen to Our Podcast on Other Platforms:Spotify: https://open.spotify.com/show/1Q0NY5cMTErWqrc9aPbuy1Apple Podcasts: https://podcasts.apple.com/us/podcast/level-up-podcast/id1753974441Amazon Music: https://music.amazon.com/podcasts/35c5ff26-b285-45cb-8121-de2673d81846/level-up-podcastiHeart: https://www.iheart.com/podcast/269-level-up-podcast-189059703/

Join Our Fastest-Growing Social Media Community:Instagram: https://www.instagram.com/finsolinsurancesTikTok: https://www.tiktok.com/@priyanka.finsolinsurancesLinkedIn: https://www.linkedin.com/company/finsol-pty-ltd/YouTube: https://www.youtube.com/@finsol.insurance

Join the Conversation: Leave your thoughts and questions in the comments below. We'd love to hear from you!

General Advice Warning:The information provided in this communication is general in nature and does not take into account your personal objectives, financial situation or needs. Before acting on any information, you should consider whether it is appropriate for your circumstances and seek professional advice.

#LevelUpWithPriyankaShah

Ready to escape the 9-5 grind and build a business that works for you?

In this episode, host Priyanka Shah and business broker Vaibhav Grover break down everything you need to know about becoming a successful business owner without quitting your day job.

He reveals how to find and buy a business for as little as $150,000 and why some franchises, like Subway, are a "set it and forget it" goldmine.

Time Stamps:

00:00 - Podcast Highlights and Introduction01:11 - The surprising number of IT professionals looking to buy a business.02:10 - What a "passive income business" actually means.03:45 - How you can run a business with just one to two hours of commitment per day.04:24 - The investment you need to start a passive income business.05:04 - Why buying a business is not as easy as buying a house.09:45 - The most in-demand businesses right now, including laundromats and automated car washes.18:16 - The big question: Should you invest in a business or a property?.26:31 - The most common mistake people make when buying a business.28:56 - The key mindset shift from employee to business owner.31:39 - Vaibhav's take on the future of the Melbourne real estate market.

🔗 Connect with Vaibhav Grover:LinkedIn:Instagram:

Don't Miss Out: If you're interested in real estate investment or looking to level up your financial game, this episode is a must-watch!

Subscribe to our channel for more expert discussions and insights into real estate, finance, and personal growth.

Listen to Our Podcast on Other Platforms:Spotify: https://open.spotify.com/show/1Q0NY5cMTErWqrc9aPbuy1Apple Podcasts: https://podcasts.apple.com/us/podcast/level-up-podcast/id1753974441Amazon Music: https://music.amazon.com/podcasts/35c5ff26-b285-45cb-8121-de2673d81846/level-up-podcastiHeart: https://www.iheart.com/podcast/269-level-up-podcast-189059703/

Join Our Fastest-Growing Social Media Community:Instagram: https://www.instagram.com/finsolinsurancesTikTok: https://www.tiktok.com/@priyanka.finsolinsurancesLinkedIn: https://www.linkedin.com/company/finsol-pty-ltd/YouTube: https://www.youtube.com/@finsol.insurance

Join the Conversation: Leave your thoughts and questions in the comments below. We'd love to hear from you!

General Advice Warning:The information provided in this communication is general in nature and does not take into account your personal objectives, financial situation or needs. Before acting on any information, you should consider whether it is appropriate for your circumstances and seek professional advice.

Is your marketing budget disappearing with nothing to show for it? Are you tired of "best practices" that don't deliver results? I sat down with Kunal, a seasoned digital marketing agency founder, to uncover the truth about what's really working for businesses in 2025.

In this deep-dive conversation, Kunal breaks down why he believes most companies are wasting their money on ads and reveals the single most powerful strategy to generate leads and sales organically.

We also discuss the #1 mistake that kills 99% of businesses and the massive shift from SEO to "Generative Engine Optimization" (GEO) that will define the next decade of digital marketing.

This episode is a masterclass for any entrepreneur, marketer, or business owner who wants to build a sustainable growth engine.

🔥 In this episode, we cover:

► Why content is king (and how to do it right).

► The single biggest mistake businesses make when marketing.

► The death of traditional SEO and the rise of GEO.

► How to choose the right social media platform for YOUR business (B2B vs. B2C).

► Actionable advice for creating a marketing strategy that actually works.

Connect with our guest, Kunal:

LinkedIn:

Timestamps

00:00 - Intro

02:15 - Meet Kunal: The Journey from Employee to Agency Founder

05:40 - Content vs. Paid Ads: An Expert's Verdict

09:12 - The #1 Mistake Killing 99% of Businesses

14:55 - Case Study: How a Small Business Doubled Leads in 90 Days

18:30 - SEO is Dead. Welcome to the Era of GEO.

23:05 - B2B vs. B2C: The Right Platform Strategy

27:40 - LinkedIn Deep Dive (for B2B)

31:15 - Instagram & YouTube Strategy (for B2C)

35:50 - The "Value Bomb" Content Framework

40:10 - Final Advice & Key Takeaways

Are you struggling with digital addiction? Constantly checking your phone during dinner? This eye-opening conversation with Thao Vanessa Tran from Detox explores the critical intersection of technology and mental health.

🎯 What You'll Learn:-

~ The difference between digital wellness and digital detox

~ How "interest media" is replacing traditional social media metrics

~ Why unused creativity leads to depression and anxiety

~ Practical strategies to help children navigate social media safely- How to create meaningful content without burning out

⏰ TIMESTAMPS:

00:00 - Introduction: The Digital Addiction Crisis

01:47 - What is Digital Wellness?

04:12 - Personal Digital Habit Management Strategies

06:31 - Digital Wellness Assessment Process

08:39 - Signs of Digital Wellness Struggles

11:48 - Social Media's Impact on Mental Health

15:09 - From Social Media to "Interest Media"

18:41 - Working with Families and Children

24:10 - Mindful Content Creation for Brands

29:42 - Building Personal Brand Without Burnout

32:19 - The Power of Creative Expression

34:42 - Music, Storytelling & Digital Wellness

39:15 - Digital Future for Next Generation

42:02 - Final Wisdom: "Done Not Perfect"

🔗 Connect with Vanessa:LinkedIn: https://www.linkedin.com/in/thaovanessatranInstagram: https://www.instagram.com/tha0ie
Don't Miss Out: If you're interested in real estate investment or looking to level up your financial game, this episode is a must-watch!

Follow us for more expert discussions and insights into real estate, finance, and personal growth.

Join Our Fastest-Growing Social Media Community:Instagram: https://www.instagram.com/finsolinsurancesTikTok: https://www.tiktok.com/@priyanka.finsolinsurancesLinkedIn: https://www.linkedin.com/company/finsol-pty-ltd/YouTube: https://www.youtube.com/@finsol.insurance

In this comprehensive guide, we break down the most effective tax planning strategies for the 2024-25 financial year. Whether you're a high-income earner, business owner, or looking to optimise your superannuation, this video covers everything you need to know before June 30.

🔥 KEY STRATEGIES COVERED:✅ Superannuation contribution limits and carry-forward rules✅ How one client saved $220,000 using family trust structures✅ Stage 3 tax cuts impact on different income brackets✅ Negative gearing strategies for property investors✅ Small business instant asset write-offs ($20,000 limit)✅ Self-managed super fund considerations✅ Trust structures for income splitting

Timestamps:

⚠️ DISCLAIMER: This is general advice only. Always consult with a qualified accountant or financial advisor for your specific circumstances.