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Mark My Words

Mark My Words

Written by: Mark Homer
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 Investing, business, finance & economics - Mark Homer has the experience to help you with many of your questions & challenges. Mark My Words is a successful, eccentric & introverted businessman’s experience of 20 years with no waffle, ads, bravado or big pitches. Mark will interview the worlds most successful business, finance & money experts as well as impart his knowledge in a factual, direct manner. Mark runs & owns multiple businesses & property portfolios so teaches you what he does on a daily basis. A contrarian investor & capitalist, Mark will help you raise more finance, make more money & grow your business empire.2025 Mark Homer Economics Leadership Management & Leadership Personal Finance Political Science Politics & Government
Episodes
  • The 2026 Property Forecast: Stabilization, Stagnation, or Surge?

    The 2026 Property Forecast: Stabilization, Stagnation, or Surge?
    Apr 16 2026
    In this inaugural 2026 episode, Mark Homer provides a candid look at the fractured state of the UK property market. After a volatile end to 2025, Mark explores the stark contrast between the plummeting values in luxury London boroughs like Chelsea and Kensington, some down as much as 40%, and the resilient growth in the North and Midlands. KEY TAKEAWAYS A Tale of Two Markets: Central London (Chelsea, Mayfair, Kensington) has seen a decade-long "slow-motion crash," with prices returning to 2013/2014 levels. Meanwhile, the Midlands and North remain strong, often with market values sitting below the cost of rebuilding. The Rental Squeeze: The Renters' Rights Act of 2026 is expected to professionalize the sector but also drive up rents by 5% to 10% as landlords pass on the increased costs of compliance and taxation. Interest Rate Relief: After interest rates spiked 1000% through the COVID era (0.5% to over 5%), they are finally retreating. Mark predicts a base rate of approximately 3% by the end of 2026. The "Five-Year Rule" for Buyers: If you plan to stay in a property for less than five years, renting is likely more cost-effective due to high stamp duty, legal fees, and moving costs. For stays of seven years or more, buying remains the superior financial move. Capital Gains Advantage: One of the most significant remaining tax reliefs for UK residents is the capital gains exemption on a primary residence. Mark emphasizes utilizing this to build wealth through home improvements and natural market appreciation. BEST MOMENTS “London has been a bit of a slow-motion crash... I've seen flats and houses that have dropped 30% and 40% in the last 10 years. It is nuts." "In many places in the Midlands and the North, it will cost you more to rebuild a property than its market value. You can't replace it for what you're actually buying it for." "Landlords will have to be paid for this increased cost of doing business... and that will be in the form of extra rent." "Inflation actually destroys and reduces your mortgage. If inflation is 3% and your mortgage is 5%, the real cost is only 2%." "Don't panic. I think it’s a good time to buy and to hold. I've seen this cycle over and over again for 25 years." VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive
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    15 mins
  • An Open & Honest Q&A on Anything Business With Rob Moore

    An Open & Honest Q&A on Anything Business With Rob Moore
    Jun 26 2025
    Rob joins Mark in this episode to have an open and frank Q&A all about business. They discuss why stress is important to be successful, how you can market effectively as well as the people they look up to in business and much more! KEY TAKEAWAYS Your business only grows as well as you do, how you deal with challenges, stress and pressure make a big difference. Business is a series of dealing with problems and fixing them. Looking after yourself physically and mentally allows you to perform better in your business. Remove any stress that you can and become single-minded when working. There is negative and positive stress and you can change a stress simply by your perception and mindset. Anyone who can deal with stress positively will become successful. Rob and Mark both believe that they balance each other out and neither would be as successful without the other. They are as close as you can get to the perfect business partnership. Always make sure you know where you are spending your marketing money and where you are getting successful leads. Then ensure you take these leads through a buying cycle and track this too. It’s important to know where to focus your energy in business, especially when opportunities arise. Mark and Rob have found it better to focus on industries they have passion and knowledge for. With the economic difficulties, the UK is facing right now there will be opportunities. If we learn from ’08 then people will be accepting less risk and the biggest opportunities will be in around 18 months or so. BEST MOMENTS “80% of what people try and get you to do in your day is nonsense” “The day before holiday everybody gets 2 weeks of work done…that’s positive stress” “I think it’s good to focus on a couple of businesses and focus on them” “Doing something that you’re passionate about and that you enjoy it, makes you good at it” “I love all this because you can get in, get a lot more assets with a lot less money and less risk” “You only get these opportunities a few times in your life” VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive
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    1 hr and 7 mins
  • How Unelected Officials Really Run Britain with Kwasi Kwarteng

    How Unelected Officials Really Run Britain with Kwasi Kwarteng
    Jun 12 2025
    Former Chancellor Kwasi Kwarteng delivers talks about his 49 days in the Treasury in this interview with Mark. He discusses why the UK is trapped in a doom loop of high taxes and low growth, shares his thoughts on Brexit's benefits and explains why panic killed his economic reforms. He gives his thoughts on Trump's policies, Britain's energy crisis, and what it really takes to succeed in business and politics. KEY TAKEAWAYS Kwasi shares how a network of unelected civil servants and regulatory bodies has accumulated enormous power over the past 25 years, often working against elected government policies and maintaining the status quo regardless of which party is in power. The UK is trapped in a vicious cycle where high government spending forces higher taxes, which kills growth, leading to even higher taxes. The government now spends £1 trillion annually, all ultimately funded by the private sector. Kwasi admits three critical mistakes of the mini budget, moving too fast, cutting taxes without reducing spending and panicking when markets reacted negatively. The energy price intervention alone cost massive amounts in a brief discussion. Public sector spending cannot drive economic growth since it's funded by taxing the private sector. Real growth comes from encouraging entrepreneurship and commercial activity, not government investment. Brexit provides essential flexibility, despite implementation challenges, leaving the EU gives Britain the freedom to negotiate independent trade deals and avoid being bound by policies designed for 27 other countries with different economic needs. Net zero policies have made UK energy prices among the world's highest, killing industrial competitiveness. The windfall tax on North Sea oil and gas is particularly damaging to energy security and investment. Both in business and politics, success demands unwavering optimism and self-belief. Leaders must project confidence and energy, as people won't follow those who expect failure or constantly blame external factors. BEST MOMENTS "We went too far, too fast, and I think the worst thing you can do when things start going wrong... is when we started to panic." "I said to the officials, I said, look, we've gotta be able to take 50 billion out of the spending. If I said to anyone in this room, you've gotta reduce your spending by 5%... most people should be able to do that." "Our national debt in 2005... was 500 billion. 20 years ago it was 500 billion and now it's 2.7 trillion. It's completely nuts." "The private sector pays for the public sector... someone, ultimately, many people in this room, I imagine, has to pay for it." "If you don't believe in yourself, why should anyone else believe in you?" VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive ‘Brought to you by Progressive Media’: https://progressivemedia.uk/
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    54 mins
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