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Militarily Speaking

Militarily Speaking

Written by: Armed Forces Bank
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 Militarily Speaking dives into the heart of military life through the voices of those who’ve lived it. Hosted by Tom McLean and Jodi Vickery — seasoned professionals with a passion for serving the military community — the show blends financial insight, real-world experience, and honest conversation. Jodi, a proud military spouse, and Tom bring different perspectives that make every episode both relatable and practical. Each episode, we sit down with veterans, spouses, and leaders who share stories that matter — from the challenges of deployment and transition to insights on careers, family, and finances. It’s about the military journey, told through the people who know it best. And don’t miss our Military Minute, a trivia segment where listeners can test their knowledge of military history, pop culture, and more — with chances to win prizes for you and your favorite charity. Head over to our Facebook page for more info. Season 2 brings even more stories, new voices, and more ways to engage with the community. Follow us on Facebook at Militarily Speaking Podcast and be part of the conversation. Produced by Armed Forces Bank. This is who we are. AFBank.com | Member FDICCopyright 2026 Militarily Speaking Careers Economics Personal Finance Personal Success Social Sciences
Episodes
  • Military Money Mistakes No One Warns You About (And How to Avoid Them)

    Military Money Mistakes No One Warns You About (And How to Avoid Them)
    Jan 7 2026
    Welcome to Season 2 Episode 8 of the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery In this episode of Militarily Speaking, we sit down with Sarah Roder from Armed Forces Mutual to break down financial planning for military life. From Thrift Savings Plan (TSP) strategies and early retirement planning to budgeting, military benefits, and financial education for young service members, this conversation delivers practical insights every military family should know. Together, they explore how trusted organizations play a critical role in helping military members build financial confidence and plan for life beyond the uniform. “Militarily Speaking” is a podcast produced by Armed Forces Bank that is dedicated to the military lifestyle and all the things that makes the military community who they are. Military Money Mistakes No One Warns You About (And How to Avoid Them) with Sarah Roder from Armed Forces Mutual Founded in 1879 following the Battle of Little Bighorn, Armed Forces Mutual is one of the nation’s oldest organizations dedicated to supporting the military community. Originally established as Army Mutual Aid, the nonprofit now serves all branches of the armed forces with a clear mission: to promote financial independence for military families through insurance, education, and long-term planning tools. Sarah explains how the organization’s evolution into Armed Forces Mutual reflects a modern approach to military banking alternatives and veteran financial resources, while remaining deeply rooted in service to those who serve. Financial Planning for Service Members A major focus of the discussion centers on financial planning for active-duty military members, particularly young service members between the ages of 18 and 25. Sarah emphasizes the importance of starting early with retirement planning, highlighting the Thrift Savings Plan (TSP) as one of the most powerful tools available to military members. By contributing early and taking advantage of matching contributions, service members can significantly improve their long-term financial readiness. Sarah notes that military discipline often translates well into financial habits once the right education and resources are in place. Comprehensive Support for Military Families Armed Forces Mutual provides financial education for military families across every phase of military life – from initial enlistment to transition and retirement. Sarah discusses the organization’s digital vault, budgeting tools, and dedicated financial readiness resources designed to help military families manage everything from everyday expenses to long-term goals. She also shares insights into the subject matter expert teams that deliver financial counseling and education on bases and in military communities nationwide. These programs help families navigate real-world challenges such as PCS moves, deployments, and major life transitions. Supporting Military Transitions and Real-Life Needs Sarah’s personal journey within Armed Forces Mutual illustrates the organization’s commitment to veteran support organizations and compassionate service. From assisting families during medical crises to guiding service members through complex benefit decisions, her experiences highlight the real-world impact of accessible financial counseling for military members and veterans. These moments underscore how financial preparedness plays a vital role during times of uncertainty, transition, and change. Embracing Technology in Military Financial Services As military banking and financial services continue to evolve, Armed Forces Mutual is investing in technology to better serve today’s military families. Sarah previews upcoming enhancements, including a redesigned website and learning management system aimed at improving access to military financial education and self-guided planning tools. These innovations support modern expectations while maintaining a personal, mission-driven approach to service. Sarah reinforces the importance of trusted financial partners in the military community. Through education, technology, and personalized support, Armed Forces Mutual continues to help service members and veterans strengthen their financial readiness and plan confidently for the future. To learn more about Armed Forces Mutual, visit their website: https://www.aafmaa.com/ Military MinuteThe Military Minute giveaway offers listeners like you a chance to show off your military and life knowledge. Winners receive $50 for themselves and a charity of their choice!For giveaway details or to enter, visit the Militarily Speaking Podcast Facebook page and find this episodes’ Military Minute post! After a winning selection, Military Minute participants are eligible for another selection after 12 months. · Last episode’s Military Minute: What is the motto and the mascot for Bowie State University?· Answer:  The motto for Bowie ...
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    45 mins
  • The Future of Military Banks: What AMBA’s CEO Says You Need to Prepare For

    The Future of Military Banks: What AMBA’s CEO Says You Need to Prepare For
    Dec 24 2025
    Welcome to Season 2 Episode 7 of the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery In this episode of Militarily Speaking, we are joined by Retired Brigadier General Omuso “Moose” George, the President and CEO of the Association of Military Banks of America (AMBA). Together we cover Moose's impressive 30-year military career, his transition to leading AMBA, and the unique challenges and opportunities of the military banking landscape. From his early days at West Point to managing billions in Army funds, Moose shares insights on financial readiness, the impact of AI and technology on banking, and how banks can better serve military families. “Militarily Speaking” is a podcast produced by Armed Forces Bank that is dedicated to the military lifestyle and all the things that makes the military community who they are. The Future of Military Banks: What AMBA’s CEO Says You Need to Prepare For Moose’s distinguished 30-year career in Army financial management laid the foundation for his expertise in military money management and financial operations. After transitioning from active duty, he moved into consulting, continuing to support the defense community. Eventually, he was recruited to lead AMBA, where his passion for military financial education and service-centered leadership came full circle. His professional path reflects the strategic decision-making that many veterans face when navigating military transition financial planning, showing how financial literacy and readiness play key roles in long-term success. The Role of AMBA AMBA is the only trade association dedicated exclusively to military banks – financial institutions that provide specialized banking support, products, and resources for military families. Today, AMBA represents 98 military-focused banks and 8 non-bank members committed to strengthening financial readiness for military families through safe, accessible, and dependable financial services. Under Moose’s leadership, AMBA advocates for programs that enhance military financial resources, promote secure digital banking options for service members, and support trusted military credit-building tools and responsible lending, including military loans and transition-friendly financial products. Challenges and Opportunities in Military Banking As Moose reflects on his early Army days, he highlights how the evolution of military banking – from in-person deposits to mobile banking – has created both new efficiencies and new risks. Technology, including AI, offers powerful opportunities for improving military financial tools, but it also demands stronger cybersecurity and responsible innovation. These issues were central topics at the latest AMBA Summit, where industry leaders explored how technological shifts impact military financial readiness, service member protections, and safe financial access worldwide. Military Family Financial Complexities Moose shared personal stories that underscore the financial complexities military families face – from frequent PCS moves to challenges securing stable military spouse employment, which is critical to building long-term military family financial support. Each relocation disrupts income, savings, and career paths, making strong banking partnerships and military financial resources essential. AMBA and its member banks work to address these issues through spouse hiring programs, tailored financial products, and education that empowers families to maintain financial stability through every transition. Best Practices for Supporting Military Families Throughout our conversation, Moose highlighted how banks can support the unique needs of military families by offering: · Targeted financial education for military families· Safe and accessible military checking and military savings accounts· Low-cost military loans and military credit-building programs· Tools that simplify military money management during deployments and PCS moves· Career opportunities for military spouses These best practices strengthen financial readiness across the military community, helping families stay prepared for both everyday expenses and unexpected challenges. Looking forward, AMBA is enhancing its digital presence, branding, and community partnerships to expand its reach and improve access to military financial education and trustworthy banking resources. Moose’s vision focuses on ensuring that every service member and veteran has access to safe, reliable financial options that support readiness and long-term well-being. Military MinuteThe Military Minute giveaway offers listeners like you a chance to show off your military and life knowledge. Winners receive $50 for themselves and a charity of their choice!For giveaway details or to enter, visit the Militarily Speaking Podcast Facebook page and find this episodes’ Military Minute post! After a winning ...
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    45 mins
  • Turning a Deployment Idea Into a Multi-Million Dollar Veteran Business with Robert Patton, Founder and CEO of Sheath

    Turning a Deployment Idea Into a Multi-Million Dollar Veteran Business with Robert Patton, Founder and CEO of Sheath
    Dec 10 2025
    Welcome to Season 2 Episode 6 of the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery In this episode of Militarily Speaking, we dive deep into the world of veteran entrepreneurship and military business leadership with Robert Patton, the founder and CEO of Sheath. Sheath is a unique veteran-owned business known for innovating comfort in men’s underwear. Robert’s journey from Army soldier to successful entrepreneur offers powerful insights for military members, veterans, and military spouses interested in starting a business, veteran small business funding, and leadership development. “Militarily Speaking” is a podcast produced by Armed Forces Bank that is dedicated to the military lifestyle and all the things that makes the military community who they are.Turning a Deployment Idea Into a Multi-Million Dollar Veteran Business with Robert Patton, Founder and CEO of Sheath Robert Patton launched Sheath in 2013, building what is now a recognized veteran-owned apparel brand. Originally a men’s underwear company, it expanded to include a women’s line in 2017. The brand reflects discipline, durability, and self-mastery – qualities rooted in Robert's military background and aligned with the broader mission of encouraging military entrepreneurs to build purpose-driven businesses. Transitioning from Military to Business Robert’s entrepreneurial journey began during his military service in Iraq, where he identified a need for performance-based comfort in extreme conditions. Encouraged by those around him, he turned an idea into a prototype and eventually into a thriving business. His experience illustrates the challenges and opportunities that come with transitioning from active duty to entrepreneurship, a path many veterans and military spouses are exploring today. The Military Influence on Business Leadership The discussion highlights how military experience directly shapes effective business leadership, communication, and problem-solving. Robert shared how his Army training built resilience, perseverance, and confidence – essential skills for anyone navigating military small business ownership or exploring funding for veteran owned business. His story underscores why veterans often make exceptional leaders in both startups and established companies. Challenges and Growth at Sheath Robert’s initial product run didn’t succeed due to design issues, but the setback only strengthened his determination. After refining the design and relaunching, Sheath gained momentum. His story is a reminder that growth requires patience, adaptability, and a willingness to learn – traits often developed during military service and essential for entrepreneurial leadership. Sheath’s team is largely built around trusted family and friends. While unconventional, this lean and resourceful approach helped the company grow organically. It offers an interesting perspective for listeners considering team-building strategies for their own veteran-owned small business. Testing Different Marketing Strategies Sheath’s marketing strategy evolved from podcast outreach to influencer endorsements and YouTube sponsorships. Robert emphasizes the importance of organic growth, audience feedback, and meeting customers where they are. His experience offers valuable insight for military entrepreneurs navigating business marketing, digital platforms, and customer engagement. Looking ahead, Sheath plans to expand into pajamas and everyday apparel, aiming for significant growth over the next decade. Robert’s approach demonstrates long-term strategic planning – a key theme in both leadership development and military-inspired business strategy. Advice for Aspiring Veteran Entrepreneurs Robert encourages aspiring entrepreneurs, especially veterans, to leverage resources such as the GI Bill, the Small Business Administration, and modern funding avenues like crowdfunding. These tools can help military members and spouses access veteran business funding, reduce financial risk, and build sustainable companies. Robert Patton’s story is a powerful example of resilience, innovation, and applying military skills to the business world. His journey encourages aspiring military entrepreneurs to embrace challenges, keep learning, and stay committed to their vision — whether they’re exploring veteran-owned business opportunities, military spouse entrepreneurship, or leadership training. To learn more about Robert Patton and Sheath, or try their innovative apparel, visit sheath.com and use promo code AFB for a 20% discount. Military MinuteThe Military Minute giveaway offers listeners like you a chance to show off your military and life knowledge. Winners receive $50 for themselves and a charity of their choice!For giveaway details or to enter, visit the Militarily Speaking Podcast Facebook page and find this episodes’ Military Minute post! After a winning selection, Military Minute participants are ...
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    53 mins
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