Hi Mamas,

Download my free guide: ✨ ChatGPT Prompts Made Simple for Moms ✨

This week, we’re officially in week three of our mini money mindset series, and today’s episode is all about deciding first so money feels easier.

If you’ve ever told yourself:

• “I’ll save if there’s anything left,” or
• “Once things slow down, I’ll get serious about saving,”

this episode is for you.

We’re breaking down the quote:

“Do not save what is left after spending, but spend what is left after saving.” — Warren Buffett

and why this mindset shift is especially important for working moms managing busy households, unpredictable expenses, and mental load.

In this episode, we talk about:

• Why saving last usually doesn’t work
• How deciding ahead of time reduces money stress
• The difference between restriction and alignment
• How small, consistent saving habits build long-term peace

💡 This Week’s Challenge:

Choose one simple way to pay your future self first.

That could look like:

• setting up a small automatic savings transfer
• increasing savings by $10–$25
• creating a savings account for an upcoming expense
• or deciding on a fixed amount to save every paycheck

The goal isn’t perfection… it’s intention.

Once saving happens first, spending decisions get easier, guilt decreases, and money starts to feel more calm and controlled.

👉 Come share that what one way you are paying your future self in our free Facebook community Work-Life Balance For Working Moms and help inspire other moms just like you!

⭐ If this episode gave you a little boost, please take a moment to leave a 5-star review on Apple Podcasts or Spotify… your reviews help more amazing moms find the show! ⭐⭐⭐⭐⭐

📌 Grab Your Freebies!

• 🔥 Boundaries Made Simple… guilt-free scripts, mindset shifts, and a “guilt-detox” checklist
• 💖 Goal Manifesting Planner … map your dreams with bite-size prompts
• 🥗 Stress Free Weeknight Dinners Guide… reclaim your evenings (and your sanity)
• 📱 Tech Time-Out for Moms Guide… ditch the scroll and win back precious minutes
• 🧹 Spring Cleaning Checklist… because clutter steals time, too
• 🎅Christmas Planning Guide… yes, early prep counts as self-care
• 💻ChatGPT Prompts Made Simple for Moms.. simply cut and paste

Want to connect with other amazing moms? Join us in our Facebook group, Work-Life Balance For Working Moms, where we share tips, support, and inspiration every day!

⏰ Ready for 1:1 support? ⏰ If you’re looking to get control of your schedule and make time for amazing family memories, book a FREE discovery call with me today!

Love & Light, Kerri

Let's keep the conversation going. E-mail or DM me to connect or to share a topic that you would like me to cover on the show!

Contact me: support@momwifecareerlife.com

Instagram: https://www.instagram.com/mom.wife.career.life/

Website: momwifecareerlife.com

Book a Time Management Coaching Session

Hi mama,

If you feel like you make good money… but somehow still feel stressed about it — this episode is for you.

In part two of our mini money mindset series, I’m sitting down with Shana and Vanessa… the Budget Besties… to talk about how working moms can:

• Stop relying on credit cards • Dig out of holiday debt • Avoid the “Amazon black hole” • Create separate spending buckets that actually work • Set up a simple budget system that runs on autopilot • Teach kids healthy money habits early

We’re talking about real life budgeting…. not restriction, not shame, not tracking every penny — but building a system that supports your goals, your family, and your future.

If you’ve ever said: “I’ll figure it out later.” “I make good money… why does it feel tight?” “I don’t even know where it’s all going…”

This conversation will change how you think about money.

Plus, we dive into: ✔️ The Christmas debt hangover ✔️ Why credit cards feel like a black hole ✔️ How to automate your budget so it works even when life gets crazy ✔️ Giving your kids their own accounts and financial responsibility ✔️ How to divide holiday spending by 12 so next year feels calm

Because becoming intentional with your time also means becoming intentional with your money.

Future you is cheering you on!

💡 Links and Resources Mentioned:

• Budget Besties Simplified Budgeting System – grab their beautiful, clean budgeting system that will help you tell your money where to go instead of wondering where it went!
• 🌟 Stress Free Weeknight Dinners Guide — Your go-to for cutting grocery bills and dinner stress

If this episode helped you, take a screenshot and share it with another mama who could use a little financial breathing room.

And remember… saving money doesn’t mean shrinking your life. It means protecting your future peace 💛

Join our free Facebook community Work-Life Balance for Working Moms and tell us: What’s one way you are cutting costs this month? 💭

⭐ If you found this episode helpful, please take a minute to leave a 5-star review on iTunes… your reviews help more moms find the show!

📌 Grab More Freebies!

• ✨ ChatGPT Prompts Made Simple for Moms end the decision fatigue✨
• 🔥 Boundaries Made Simple… guilt-free scripts, mindset shifts, and a “guilt-detox” checklist
• 💖 Goal Manifesting Planner … map your dreams with bite-size prompts
• 🥗 Stress Free Weeknight Dinners Guide… reclaim your evenings (and your sanity)
• 📱 Tech Time-Out for Moms Guide… ditch the scroll and win back precious minutes
• 🧹 Spring Cleaning Checklist… because clutter steals time, too
• 🎅Christmas Planning Guide… yes, early prep counts as self-care

Want to connect with other amazing moms? Join us in our Facebook group, Work-Life Balance For Working Moms, where we share tips, support, and inspiration every day!

⏰ Ready for 1:1 support? ⏰ If you’re looking to get control of your schedule and make time for amazing family memories, book a FREE discovery call with me today!

Love & Light, Kerri

Let's keep the conversation going. E-mail or DM me to connect or to share a topic that you would like me to cover on the show!

Contact me: support@momwifecareerlife.com

Instagram: https://www.instagram.com/mom.wife.career.life/

Website: momwifecareerlife.com

Book a Time Management Coaching Session

Hi Mamas,

Download my free guide: ✨ ChatGPT Prompts Made Simple for Moms ✨

This week, we’re continuing our mini money mindset series, and today’s episode is all about awareness — not restriction, guilt, or perfection.

If you’ve ever felt like money stress sneaks up on you… If you’ve ever opened your bank app and thought, “How did that happen?” If you’ve ever added things to cart when you were tired, overwhelmed, or just done…

You are not alone.

In this episode, we break down the quote:

“You must gain control over your money or the lack of it will forever control you.” — Dave Ramsey

And we talk about what that really means for busy working moms juggling careers, kids, and everything in between.

In this episode, we cover:

• Why most overspending happens on autopilot
• How awareness creates control… without cutting joy
• Why money systems matter more than willpower
• The difference between being restrictive and being intentional

💡 This Week’s Challenge:

Identify one area where you spend money without really thinking about it… just one.

For me, it’s Amazon (which is why I challenged myself to a full month without spending there). For you, it might be eating out, Target runs, or impulse purchases online.

Your job isn’t to fix everything. Your job is to notice.

Because once you see it… change becomes possible.

👉 Come share that one area where your spending money without thinking about it free Facebook community Work-Life Balance For Working Moms

⭐ If this episode gave you a little boost, please take a moment to leave a 5-star review on Apple Podcasts or Spotify… your reviews help more amazing moms find the show! ⭐⭐⭐⭐⭐

📌 Grab Your Freebies!

• 🔥 Boundaries Made Simple… guilt-free scripts, mindset shifts, and a “guilt-detox” checklist
• 💖 Goal Manifesting Planner … map your dreams with bite-size prompts
• 🥗 Stress Free Weeknight Dinners Guide… reclaim your evenings (and your sanity)
• 📱 Tech Time-Out for Moms Guide… ditch the scroll and win back precious minutes
• 🧹 Spring Cleaning Checklist… because clutter steals time, too
• 🎅Christmas Planning Guide… yes, early prep counts as self-care
• 💻ChatGPT Prompts Made Simple for Moms.. simply cut and paste

Want to connect with other amazing moms? Join us in our Facebook group, Work-Life Balance For Working Moms, where we share tips, support, and inspiration every day!

⏰ Ready for 1:1 support? ⏰ If you’re looking to get control of your schedule and make time for amazing family memories, book a FREE discovery call with me today!

Love & Light, Kerri

Let's keep the conversation going. E-mail or DM me to connect or to share a topic that you would like me to cover on the show!

Contact me: support@momwifecareerlife.com

Instagram: https://www.instagram.com/mom.wife.career.life/

Website: momwifecareerlife.com

Book a Time Management Coaching Session