Money Decoded cover art

Money Decoded

Money Decoded

Written by: Jess&Matt
Listen for free

About this listen

 Ever dream of hitting that first million? Yeah, us too! That's why we're bringing you Money Decoded – the podcast that breaks down the sometimes-intimidating world of investing into bite-sized, actionable advice you can actually use.

We're not talking stuffy financial jargon or complicated algorithms. Each episode is like grabbing coffee with a friend who actually know what they're doing with their money!

Ditch the ramen noodles and start building your financial future!

BTW, we're Jess and Matt! Curating and sharing insider's insights to unleash your portfolio wealth building.

Disclaimer: We are not financial advisors. The information shared on this podcast is for educational and entertainment purposes only and should not be considered financial advice. Always consult with a qualified professional before making any investment decisionsJess&Matt Economics Personal Finance Politics & Government
Episodes
  • Debt: We Explain Simply Why The Avalanche Method Beats Snowball

    Debt: We Explain Simply Why The Avalanche Method Beats Snowball
    Feb 11 2026
    Allright, debt is crushing and today, we're going to attack the enemy in the room! How you repay debt using Avalanche will pave your way to wealth and beats Snowball anytime.

    The espisode outlines the Avalanche Debt Method, a financial strategy focused on minimizing interest costs by prioritizing debts with the highest interest rates. Unlike psychological approaches, this system is described as mathematically optimal, requiring you to pay minimum balances on most accounts while directing all surplus funds toward the most expensive loan. The episode suggests organizing liabilities into a priority list based on their annual percentage rates and transitioning the full payment amount to the next debt once one is settled. To ensure success, we emphasize the importance of halting new spending and establishing an emergency fund before beginning the repayment process. Ultimately, the episode presents this method as the most efficient path to solvency for disciplined individuals looking to save the maximum amount of money over time.



    Ever dream of hitting that first million? Yeah, us too! That's why we're bringing you Money Decoded – the podcast that breaks down the sometimes-intimidating world of investing into bite-sized, actionable advice you can actually use.

    We're not talking stuffy financial jargon or complicated algorithms. Each episode is like grabbing coffee with a friend who actually know what they're doing with their money!

    Ditch the ramen noodles and start building your financial future!

    BTW, we're Jess and Matt! Curating and sharing insider's insights to unleash your portfolio wealth building.

    Disclaimer: We are not financial advisors. The information shared on this podcast is for educational and entertainment purposes only and should not be considered financial advice. Always consult with a qualified professional before making any investment decisions
    Show More Show Less
    15 mins
  • Jess&Matt react to 'Why People with the Same Income End Up Rich or Broke' by Humphrey Yang

    Jess&Matt react to 'Why People with the Same Income End Up Rich or Broke' by Humphrey Yang
    Feb 9 2026
    Hi there, in this episode, we'll deep-dive in why looking rich makes you poor based on Humphrey Yang's Youtube video. Yes, you read well! Looking rich will make your poor!

    This episode examines why individuals with identical salaries often experience vastly different financial outcomes over several decades. Humphrey Yang argues that wealth accumulation is primarily driven by disciplined habits and defensive spending rather than just a high income. By highlighting common pitfalls like lifestyle inflation, high-interest debt, and failing to track expenses, the source illustrates how even high earners can end up living paycheck to paycheck. Conversely, Humphrey Yang advocates for investing early, prioritizing assets over liabilities, and adopting an abundance mindset to leverage the power of compound interest. Ultimately, Humphrey Yang suggests that long-term financial freedom is a result of mastering one's psychology and consistently living below one's means.

    Ever dream of hitting that first million? Yeah, us too! That's why we're bringing you Money Decoded – the podcast that breaks down the sometimes-intimidating world of investing into bite-sized, actionable advice you can actually use.

    We're not talking stuffy financial jargon or complicated algorithms. Each episode is like grabbing coffee with a friend who actually know what they're doing with their money!

    Ditch the ramen noodles and start building your financial future!

    BTW, we're Jess and Matt! Curating and sharing insider's insights to unleash your portfolio wealth building.

    Disclaimer: We are not financial advisors. The information shared on this podcast is for educational and entertainment purposes only and should not be considered financial advice. Always consult with a qualified professional before making any investment decisions
    Show More Show Less
    16 mins
  • Borrowing is building wealth for the long-haul

    Borrowing is building wealth for the long-haul
    Feb 7 2026
    Hi there!
    Guessing the market is a losing game. Borrowing is the real building wealth for the long-haul.

    To establish a robust financial future, we should prioritize efficient spending habits and strategic saving techniques over a narrow focus on investment returns. We should first distinguish between short-term needs and long-term aspirations to determine the appropriate risk level and account types for different pools of capital. It is essential to maximize tax-advantaged contributions, such as retirement and education funds, while maintaining an emergency cash reserve to protect invested principal. Beyond basic saving, we can enhance our wealth by utilizing tax-smart strategies like charitable giving and avoiding unnecessary liquidations through strategic borrowing. By managing outflows and optimizing asset placement, one can create a sustainable legacy that provides for both current lifestyle needs and future generations.

    Ever dream of hitting that first million? Yeah, us too! That's why we're bringing you Money Decoded – the podcast that breaks down the sometimes-intimidating world of investing into bite-sized, actionable advice you can actually use.

    We're not talking stuffy financial jargon or complicated algorithms. Each episode is like grabbing coffee with a friend who actually know what they're doing with their money!

    Ditch the ramen noodles and start building your financial future!

    BTW, we're Jess and Matt! Curating and sharing insider's insights to unleash your portfolio wealth building.

    Disclaimer: We are not financial advisors. The information shared on this podcast is for educational and entertainment purposes only and should not be considered financial advice. Always consult with a qualified professional before making any investment decisions
    Show More Show Less
    18 mins
No reviews yet