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Money Memories

Money Memories

Written by: Ilona Limonta-Volkova
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Money Memories is a podcast that’s on a mission to make money conversations less taboo — one memory at a time. Each week we interview a new guest, and discuss how their earliest money memory affected their professional trajectories and molded their relationship to personal finance.© Bear and the Bull Economics Leadership Management & Leadership Personal Finance Social Sciences
Episodes
  • The 2 Founders Building the Company They Almost Didn't Start [VIDEO]

    The 2 Founders Building the Company They Almost Didn't Start [VIDEO]
    May 19 2026
    Here's a special presentation of one of our recent episodes, now on video! If you're listening in an app that supports video, you can now watch this conversation. Please enjoy! Before David Black and Heather Townsend became co-founders, they were people who almost did something — and didn't. Dave passed on buying a DC bar for $150,000 because he didn't know where to get financing. Heather built an earmuff company, had 500 pairs manufactured in China, and watched them arrive at her apartment. Years later, they met at UVA's Darden School of Business, reconnected during the pandemic, and built Cabana, a mental health platform designed to close the 11-year gap between when people start struggling and when they finally ask for help. In this episode, they talk about the scar tissue that prepared them for real entrepreneurship and the personal loss that made Dave obsessed with that statistic.
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    14 mins
  • She Earned More Investing Than at Her Job. Then Everything Changed.

    She Earned More Investing Than at Her Job. Then Everything Changed.
    May 6 2026
    Nicole Ingham grew up believing money came from sacrifice. In this episode, she shares how a childhood of bargain hunting shaped her financial mindset, why she struggled with money in early adulthood, and the moment investing transformed her life. We explore why women are still underserved by financial systems, how to start investing even with $10, and what it really takes to build wealth on your own terms.
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    17 mins
  • The Two Founders Building a Company They Almost Didn't Start

    The Two Founders Building a Company They Almost Didn't Start
    Apr 8 2026
    Before David Black and Heather Townsend became co-founders, they were people who almost did something — and didn't. Dave passed on buying a DC bar for $150,000 because he didn't know where to get financing. Heather built an earmuff company, had 500 pairs manufactured in China, and watched them arrive at her apartment. Years later, they met at UVA's Darden School of Business, reconnected during the pandemic, and built Cabana (yourcabana.com), a mental health platform designed to close the 11-year gap between when people start struggling and when they finally ask for help. In this episode, they talk about the scar tissue that prepared them for real entrepreneurship and the personal loss that made Dave obsessed with that statistic.
    Show More Show Less
    14 mins
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