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Money Memories

Money Memories

Written by: Bear and the Bull
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About this listen

 Money Memories is a podcast that’s on a mission to make money conversations less taboo — one memory at a time. Each week we interview a new guest, and discuss how their earliest money memory affected their professional trajectories and molded their relationship to personal finance.© Bear and the Bull Economics Leadership Management & Leadership Personal Finance Social Sciences
Episodes
  • From Sunday Shifts to Whole Foods: Building a Cookie Dough Brand

    From Sunday Shifts to Whole Foods: Building a Cookie Dough Brand
    Dec 18 2025
    Kathryn Bricken grew up in a family of six where early responsibility and earning her own money shaped how she viewed work and value. Sunday shifts at Publix, paid at time and a half, taught her how to think strategically about income long before she became a founder. What began as a love of food evolved into building Doughlicious, a gluten-free cookie dough brand now sold at Whole Foods, Target, and major retailers nationwide. Along the way, she learned that scaling a consumer brand means making uncomfortable decisions about spending, manufacturing, and carrying the responsibility of dozens of paychecks. Her message: saving matters, but knowing when to invest in growth is what turns a passion into a lasting business.
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    20 mins
  • The Instagram Effect and Why You're Probably Doing Better Than You Think

    The Instagram Effect and Why You're Probably Doing Better Than You Think
    Dec 3 2025
    Grant Gallagher grew up watching his parents constantly argue about money, teaching him what not to do with finances. Early in his credit union career, helping a 50-year-old man use an ATM for the first time revealed the massive gap in financial education. Now with over 15 years in the industry, he champions hands-on financial literacy through budget simulations and financial reality fairs, as well as his own podcast. His message: stop judging your finances against Instagram highlights and give yourself permission to ask for help.
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    18 mins
  • The $38,000 House That Changed Everything

    The $38,000 House That Changed Everything
    Nov 19 2025
    Jaina Anne grew up in a Navy family where money was scarce and the wealthy were viewed with suspicion. The 2020 market crash jolted her into seeking financial literacy, leading from Palantir stocks to Ethereum mining to real estate investing. A chance conversation about a $38,000 Indiana house shattered her California assumptions and launched her into building a 10-property portfolio using creative financing. Now she teaches real estate investors how to turn contractor payments into luxury vacations while challenging the millennial fear of taking calculated risks.
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    18 mins
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