In episode 24 of the podcast, and the final one for 2025, we dive into one of the most overlooked aspects of personal finance - estate planning.

This is one of the most important areas of financial planning for Australians living at home and overseas.

In this episode of the Money Side Up Podcast, host Jarrad Brown, Senior Financial Planner for Australian expats in Singapore, is joined by Joel Kerin from Ally Wealth Management and Isabelle Marcarian, Principal Solicitor at Safewill Legal, to unpack how estate planning works when your life, family, and assets span multiple countries.

Before diving into the legal side, we also step back and explore how Australian expats can complete an annual personal health check of their finances, including practical end of financial year planning considerations in Singapore. This includes reviewing progress against goals and key actions to consider before the Singapore tax year ends.

This episode provides a practical, no-nonsense estate planning toolkit designed specifically for Australian expats, whether you’re early in your overseas journey or well established offshore.

We cover:

• Why estate planning matters for expats, and how Australian wills work when you have overseas assets
• Whether you need one will or multiple wills across different countries, and how conflicts of law are handled
• The roles of executors, powers of attorney, guardianship, and common mistakes expats make
• How superannuation, digital assets, and major life events fit into an effective estate plan

This episode is essential listening if you want to stay on top of your finances, protect your family, and ensure your estate plan works for you in Australia and globally.

Connect with Us:

• Website: https://moneysideup.com.au
• Facebook: https://www.facebook.com/moneysideup
• LinkedIn: https://www.linkedin.com/company/moneysideup
• YouTube: https://www.youtube.com/@MoneySideUpPodcast

Subscribe & Listen:

• Available on all major podcast platforms: Spotify, Apple Podcasts, and more.

Feedback & Questions:

• We'd love to hear from you! Whether you have a question for us, or just want to drop us a note - reach out at info@moneysideup.com.au

Disclaimer:

• The content of this podcast is for informational and entertainment purposes only and should not be considered as financial advice. Always seek professional advice from a licensed financial adviser or tax agent for your personal financial matters.

Support Us:

• If you enjoyed this episode, please leave us a 5-star rating and review on your preferred podcast platform. It really helps us reach more Aussies around the world!

Upcoming Episode:

• Don’t miss our next episode where we're interviewing an excellent guest, and covering the latest need to know personal finance information for Australians at home and abroad. Stay tuned!

In Episode 23 of the Money Side Up Podcast, we’re diving deep into one of the most misunderstood yet powerful tools available to Australian property investors, depreciation.

Jarrad Brown, Senior Financial Planner for Australian expats in Singapore, is joined by co-host Will Cant, Senior Adviser with Ally Wealth Management in NSW. Together, they break down the latest from the RBA, insights into the current crackdown on private credit and what Australian expats need to know.

Then they sit down with Tyron Hyde, CEO of Washington Brown and one of Australia’s leading experts in quantity surveying. Tyron brings decades of experience to the table, offering clear, practical insights into how depreciation works, how to maximise claims, and why every investor, at home or abroad, should understand this tax benefit.

In this episode, you’ll learn:

✅ What a quantity surveyor actually does, and why investors rely on them
✅ The biggest myths about property depreciation (and which ones need busting)
✅ How depreciation schedules work and how much they can save you
✅ Whether older properties still qualify for meaningful deductions
✅ Capital works vs. plant & equipment, and what investors often get wrong
✅ Recent legislative changes affecting depreciation claims
✅ What expats need to know about claiming depreciation from overseas

Tyron also shares his personal journey, the story behind Washington Brown, and what the future looks like for the quantity surveying profession as technology reshapes the industry.

Connect with Us:

• Website: https://moneysideup.com.au
• Facebook: https://www.facebook.com/moneysideup
• LinkedIn: https://www.linkedin.com/company/moneysideup
• YouTube: https://www.youtube.com/@MoneySideUpPodcast

Subscribe & Listen:

• Available on all major podcast platforms: Spotify, Apple Podcasts, and more.

Feedback & Questions:

• We'd love to hear from you! Whether you have a question for us, or just want to drop us a note - reach out at info@moneysideup.com.au

Disclaimer:

• The content of this podcast is for informational and entertainment purposes only and should not be considered as financial advice. Always seek professional advice from a licensed financial adviser or tax agent for your personal financial matters.

Support Us:

• If you enjoyed this episode, please leave us a 5-star rating and review on your preferred podcast platform. It really helps us reach more Aussies around the world!

Upcoming Episode:

• Don’t miss our next episode where we're interviewing an excellent guest, and covering the latest need to know personal finance information for Australians at home and abroad. Stay tuned!

In this month’s episode of Money Side Up, co-hosts Jarrad Brown and Joel Kerin are joined by special guest Berrin Ongun, Director at Shepherd Asia, to explore what Australian entrepreneurs and expats need to know before setting up a business in Hong Kong.

They unpack how Hong Kong’s territorial tax system and low corporate tax rates can benefit Australian business owners, and the key steps involved in incorporation, compliance, and ongoing tax obligations.

Whether you’re thinking of launching your first venture overseas or expanding an existing business into Asia, this episode covers everything you need to know about:

✅ The process of registering a company in Hong Kong
✅ Profits tax, audits, and compliance requirements
✅ Banking, payroll, and MPF obligations
✅ Visa options for business owners and employees
✅ Common pitfalls for Australian entrepreneurs abroad
✅ How Shepherd Asia helps simplify the process for expats

Plus, Jarrad and Joel discuss the latest RBA rate update, strengthening of the Australian dollar, and the Home Guarantee Scheme launch- with insights on what it all means for Australian expats managing their finances globally.

🎧 Tune in to learn how to take advantage of Hong Kong’s business-friendly environment while staying compliant and financially smart.

Connect with Us:

• Website: https://moneysideup.com.au
• Facebook: https://www.facebook.com/moneysideup
• LinkedIn: https://www.linkedin.com/company/moneysideup
• YouTube: https://www.youtube.com/@MoneySideUpPodcast

Subscribe & Listen:

• Available on all major podcast platforms: Spotify, Apple Podcasts, and more.

Feedback & Questions:

• We'd love to hear from you! Whether you have a question for us, or just want to drop us a note - reach out at info@moneysideup.com.au

Disclaimer:

• The content of this podcast is for informational and entertainment purposes only and should not be considered as financial advice. Always seek professional advice from a licensed financial adviser or tax agent for your personal financial matters.

Support Us:

• If you enjoyed this episode, please leave us a 5-star rating and review on your preferred podcast platform. It really helps us reach more Aussies around the world!

Upcoming Episode:

• Don’t miss our next episode where we're interviewing an excellent guest, and covering the latest need to know personal finance information for Australians at home and abroad. Stay tuned!

In this month’s episode of Money Side Up, we cover two big areas every Australian expat should have on their radar.

First, we break down the August interest rate cut from the RBA and the latest moves in the Australian dollar. What they mean for expats, investors, and those planning a return home.

Then, we shift focus to the Kingdom of Saudi Arabia. Senior Financial Planner Jarrad Brown and Senior Adviser Will Cant sit down with special guest John Scott to unpack what it’s really like to relocate to KSA and start a business from scratch.

Inside this episode:
✅ What the RBA rate cut and AUD shifts mean for expats
✅ Life in KSA - the reality of moving, living, and working there
✅ The tax-free environment and its financial planning traps & opportunities
✅ Step-by-step: the process of setting up a business in Saudi Arabia
✅ Banking, currency, and international transfer challenges
✅ Key cultural and business etiquette differences
✅ Lessons learned, surprises faced, and John’s advice for Australian expats

Whether you’re keeping tabs on markets or exploring new opportunities abroad, this episode has insights to help you make better financial decisions.

Connect with Us:

• Website: https://moneysideup.com.au
• Facebook: https://www.facebook.com/moneysideup
• LinkedIn: https://www.linkedin.com/company/moneysideup
• YouTube: https://www.youtube.com/@MoneySideUpPodcast

Subscribe & Listen:

• Available on all major podcast platforms: Spotify, Apple Podcasts, and more.

Feedback & Questions:

• We'd love to hear from you! Whether you have a question for us, or just want to drop us a note - reach out at info@moneysideup.com.au

Disclaimer:

• The content of this podcast is for informational and entertainment purposes only and should not be considered as financial advice. Always seek professional advice from a licensed financial adviser or tax agent for your personal financial matters.

Support Us:

• If you enjoyed this episode, please leave us a 5-star rating and review on your preferred podcast platform. It really helps us reach more Aussies around the world!

Upcoming Episode:

• Don’t miss our next episode where we're interviewing an excellent guest, and covering the latest need to know personal finance information for Australians at home and abroad. Stay tuned!

Corporate Tax for Australian Business Owners in Singapore

In this month’s episode of Money Side Up, we cover three major themes shaping the financial landscape for expats and business owners.

We start with a breakdown of Trump’s Big Beautiful Bill and what the latest version means for global remittances, especially for families depending on overseas transfers. Then, we unpack the August rate cut expectations and what they could signal for markets and expats alike.

Our feature interview is with Boon Tan from CST Tax, who joins us to discuss everything Australian business owners need to know about setting up and running a business in Singapore. From tax structures and GST requirements to transfer pricing, profit repatriation, and common pitfalls, Boon shares practical insights and strategies to help business owners thrive in one of Asia’s most dynamic markets.

In this episode, we explore:
→ Why Australian business owners choose Singapore as a base
→ The key legal structures and how the corporate tax system works
→ Common tax mistakes to avoid and how GST applies
→ Double tax agreements and their impact on cross-border operations
→ The implications of profit repatriation and residency requirements
→ Practical insights and red flags for compliance with Singapore’s IRAS

Whether you’re an expat entrepreneur, a small business owner, or simply curious about corporate tax in Singapore, this episode is packed with actionable insights and context.

Connect with Us:

• Website: https://moneysideup.com.au
• Facebook: https://www.facebook.com/moneysideup
• LinkedIn: https://www.linkedin.com/company/moneysideup
• YouTube: https://www.youtube.com/@MoneySideUpPodcast

Subscribe & Listen:

• Available on all major podcast platforms: Spotify, Apple Podcasts, and more.

Feedback & Questions:

• We'd love to hear from you! Whether you have a question for us, or just want to drop us a note - reach out at info@moneysideup.com.au

Disclaimer:

• The content of this podcast is for informational and entertainment purposes only and should not be considered as financial advice. Always seek professional advice from a licensed financial adviser or tax agent for your personal financial matters.

Support Us:

• If you enjoyed this episode, please leave us a 5-star rating and review on your preferred podcast platform. It really helps us reach more Aussies around the world!

Upcoming Episode:

• Don’t miss our next episode where we're interviewing an excellent guest, and covering the latest need to know personal finance information for Australians at home and abroad. Stay tuned!

Transferring Funds with Wise & Smarter Strategies for Expats

In this episode of Money Side Up, we’re diving deep into one of the most common challenges faced by Australians living abroad - transferring money across borders. But that's not all - we're also unpacking the outlook for interest rates in Australia, and the impact of Trump's One Big Beautiful Bill on Australian expats across the globe.

Joining hosts Jarrad Brown and Will Cant is special guest Alex Lombardo from Wise, who shares expert insights into what makes Wise different from traditional banks, how their platform keeps costs low, and why it’s become a go-to solution for Australian expats.

From hidden fees to multi-currency accounts, to scenarios of being paid your salary directly to your FX account, we cover it all.

We also explore:

• The biggest mistakes expats make when transferring money internationally
• How to manage income, expenses, and investments across multiple currencies
• The future of cross-border banking and payments

Whether you're living in Singapore, Dubai, the UK, or anywhere else abroad, this episode is packed with value for globally-minded Australians looking to make smarter money moves.

Connect with Us:

• Website: https://moneysideup.com.au
• Facebook: https://www.facebook.com/moneysideup
• LinkedIn: https://www.linkedin.com/company/moneysideup
• YouTube: https://www.youtube.com/@MoneySideUpPodcast

Subscribe & Listen:

• Available on all major podcast platforms: Spotify, Apple Podcasts, and more.

Feedback & Questions:

• We'd love to hear from you! Whether you have a question for us, or just want to drop us a note - reach out at info@moneysideup.com.au

Disclaimer:

• The content of this podcast is for informational and entertainment purposes only and should not be considered as financial advice. Always seek professional advice from a licensed financial adviser or tax agent for your personal financial matters.

Support Us:

• If you enjoyed this episode, please leave us a 5-star rating and review on your preferred podcast platform. It really helps us reach more Aussies around the world!

Upcoming Episode:

• Don’t miss our next episode where we're interviewing an excellent guest, and covering the latest need to know personal finance information for Australians at home and abroad. Stay tuned!

In this episode of Money Side Up, co-hosts Jarrad Brown and Joel Kerin return to unpack some of the biggest conversations happening in personal finance, from superannuation tax changes to global pension planning.

We kick things off with a timely look at:

• The RBA’s recent rate cut, and whether another is on the cards for July
• Division 296: What the proposed “unrealised capital gains tax” inside super really means for high-balance investors
• Key strategies to think about as we enter the new financial year

Then we’re joined by special guest Steph Mills, a UK pension transfer expert, for a deep-dive interview on one of the most complex topics facing Aussie expats and returnees:

🇬🇧 UK Pension Transfers & QROPS
Steph walks us through:

• Defined benefit vs defined contribution pensions
• When a transfer to Australia makes sense, and when it doesn’t
• What a QROPS is, and why it’s essential
• The 6-month residency rule, “applicable fund earnings”, and how to avoid unnecessary tax
• Common mistakes, traps, and what to look for in an adviser
• Currency risks, caps, and what happens if you return to the UK after transferring

Whether you’ve got a UK pension, are planning your return to Australia, or want to stay ahead of new tax developments, this episode has something for you.

Steph and her team can be contacted at - enquiries@bdhsterling.com

#MoneySideUp #UKPensions #QROPS #Division296 #RBA #AustralianExpats #Superannuation #RetirementPlanning #FinancialStrategy #WealthForExpats

Connect with Us:

• Website: https://moneysideup.com.au
• Facebook: https://www.facebook.com/moneysideup
• LinkedIn: https://www.linkedin.com/company/moneysideup
• YouTube: https://www.youtube.com/@MoneySideUpPodcast

Subscribe & Listen:

• Available on all major podcast platforms: Spotify, Apple Podcasts, and more.

Feedback & Questions:

• We'd love to hear from you! Whether you have a question for us, or just want to drop us a note - reach out at info@moneysideup.com.au

Disclaimer:

• The content of this podcast is for informational and entertainment purposes only and should not be considered as financial advice. Always seek professional advice from a licensed financial adviser or tax agent for your personal financial matters.

Support Us:

• If you enjoyed this episode, please leave us a 5-star rating and review on your preferred podcast platform. It really helps us reach more Aussies around the world!

Upcoming Episode:

• Don’t miss our next episode where we're interviewing an excellent guest, and covering the latest need to know personal finance information for Australians at home and abroad. Stay tuned!

Welcome back to the Money Side Up Podcast – the go-to resource for Australians across the globe navigating all things personal finance.

In this month’s episode, host Jarrad Brown, Senior Financial Planner for Australian expats in Singapore, with co-hosts, Will Cant and Joel Kerin of Ally Wealth Management, dive into two key developments shaping the financial landscape:

The RBA Rate Cut Forecast – what’s expected, how it impacts borrowing, investing, and planning

The Australian Election Outcome – and what it means for both residents and expats

Then, we shift gears and dive into a powerful EOFY strategy session. Together, we unpack essential financial strategies to consider before 30 June, including:

✅ Super contributions and salary sacrifice
✅ Family trusts, company structures & bucket companies
✅ Tax planning tips for Australian expats and property investors
✅ Real-world client examples and practical insights
✅ Common EOFY traps to avoid

Whether you’re managing assets abroad, running a business, or simply trying to get your finances in order, this episode is packed with timely insights and expert guidance.

Connect with Us:

• Website: https://moneysideup.com.au
• Facebook: https://www.facebook.com/moneysideup
• LinkedIn: https://www.linkedin.com/company/moneysideup
• YouTube: https://www.youtube.com/@MoneySideUpPodcast

Subscribe & Listen:

• Available on all major podcast platforms: Spotify, Apple Podcasts, and more.

Feedback & Questions:

• We'd love to hear from you! Whether you have a question for us, or just want to drop us a note - reach out at info@moneysideup.com.au

Disclaimer:

• The content of this podcast is for informational and entertainment purposes only and should not be considered as financial advice. Always seek professional advice from a licensed financial adviser or tax agent for your personal financial matters.

Support Us:

• If you enjoyed this episode, please leave us a 5-star rating and review on your preferred podcast platform. It really helps us reach more Aussies around the world!

Upcoming Episode:

• Don’t miss our next episode where we're interviewing an excellent guest, and covering the latest need to know personal finance information for Australians at home and abroad. Stay tuned!