Now that we have created your budget and you know your current bottom line - let's start improving it.

Your bottom line is the amount you have left or owe at the end of each month after subtracting all your expenses from your income.

The U.S. government finally approved a second stimulus check for millions of Americans but who actually qualifies for the second payment, when can Americans expect the payment and how much should they expect? Some of you might have already received your payment, especially if you set up direct deposit when you did your 2019 taxes. Some people received the money in their bank account as early as 1/1/2021. But what if you haven't? What if you had a baby in 2020 which is not reflected on your 2019 tax return? What if your Adjusted Gross Income (AGI) is now higher than the threshold, are you supposed to pay it back?

I will cover those and more questions in today's episode. If you have any other questions or would like to reach out to me please go to www.money-university.org or www.instagram.com/nadin_gonzalez_

Here we go guys! It's time to get started on your financial freedom journey and create that budget.

Here are three different options to set up your budget

For more information - check out my website: www.money-university.org or check out my Instagram: @nadin_gonzalez_

Welcome back to the Money University before we are able to dive into tackling debt, saving, investing and all the other aspects around your finances- we need to figure out where your money is currently going. Here are the 5 Top reasons why it's important to start a budget and track your income and spendings.

For more information please read the related blog post: https://money-university.org or follow me on instagram: www.instagram.com/nadin_gonzalez_

Knowledge about finances and the education about money should be something that everyone is able to access, no matter their family background, financial background or which schools they attend.