Big New Year's resolutions often lead to big overwhelm, and very little follow-through. In this episode, Alpha explores why micro-changes are the real key to sustainable financial growth and confidence.

Rather than focusing on drastic transformations, Alpha invites you to look at the small shifts in awareness, habits, language, and identity that quietly create powerful momentum over time.

• Why New Year's money resolutions often fail

• The role of identity in financial behaviour

• How beliefs, stories, and language shape your money habits

• The difference between intentional money management and avoidance

• Why micro-investing and small automations are so powerful

• How to create CEO-level clarity without micromanaging your finances

• Simple micro-actions you can implement immediately

This episode is perfect for anyone who feels overwhelmed by money, short on time, or stuck in cycles of avoidance, and is ready for a gentler, smarter way forward.

🎧 Tune in and start building momentum through micro-changes.

In this solo episode, Alpha invites listeners behind the scenes of her personal money journey. From her multicultural upbringing in Australia, shaped by financial scarcity and cultural expectations, to discovering her passion for financial empowerment for women.

Alpha dives into:

• Growing up as a daughter of migrants who had no money when they were growing up

• How money stories are inherited from generations before us — even when no one talks about money directly

• Why she became a "squirreler" with money, and the pivotal moment she realised she needed to learn how money really works

• The career path that didn't fit — including depression, burnout, and a brave leap into something new

• The spark that led her to financial education, property investing, and ultimately launching Money Made Simple

• How her love of travel helped her reconnect with joy and lifestyle vision in mid-life

• Why the Money Pie framework was born, and why "simple + intentional" will always beat complexity

✨This episode is your reminder that your past does not dictate your financial future, and that it's never too late to rewrite your money story with intention.

In this episode of Money with Alpha, Alpha sits down with financial advisor Dylon Mackriel, founder of DreamWise Financial Services, to unpack what financial planning actually involves — beyond the jargon, beyond the misconceptions, and beyond the old-school commission-driven model many people still fear.

Dylon shares his personal journey from South Africa to Australia, shifting from accounting into financial planning, and why the emotional side of money plays such a huge role in his work. You'll hear:

• Why everyone earning an income can benefit from financial advice

• What financial planners do beyond investing

• How superannuation, insurance, and retirement strategies really work

• The truth about self-managed super funds (SMSFs) — who they're for and who they're not

• ETFs vs direct shares vs SMAs (and why diversification is essential)

• How to choose the right advisor, and why education is a non-negotiable part of quality advice

• The emotional and behavioural side of money

• Dylon's personal money story, including growing up with limited resources and how that shaped his mission

This is an empowering conversation that helps remove the mystery from financial planning — so you can make smarter decisions, feel more confident, and understand the mechanics behind wealth-building… at any age.

Connect with Dylon:
DreamWise Financial Services – DreamWise Financial Services

Dylon Mackriel | LinkedIn