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Mortgage Assistance For 1st Time Home Buyers

Mortgage Assistance For 1st Time Home Buyers

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 Well, good afternoon, everybody. This is Chris Berger.And yes, it’s time for a Berger Point.You know, I wanted to gear this to the first-time home buyers because as November approaches, we’re really going into the lowest or the lower part of the year where sales take place because of holidays and the change of the new year and, of course, all the uncertainty with the mortgage rates and things going on.

However, if you’re determined to buy a home for the first time buyer, now’s a good time to go because sellers are also aware of these obstacles and they’re going to entertain your looking and your offers a lot more than they would have six months ago.

So don’t be so stressed out that you think you have to put down 20% to get a conventional mortgage because actually the average is less than 10% that people put down to get a mortgage.

So be comfortable with that.Shop around.Also too, go to your county offices, make a phone call, and ask them if they have mortgage assistance programs or where you could go to find one.

Also, too, with the mortgage broker, ask them the same thing.It’s a mortgage assistant program.

And these programs, if you qualify, will actually help you put down money for a down payment or for the closing costs. Very valuable.

But this way, instead of paying rent every month, you have a great opportunity today to go look at a house and buy a house.Good luck on the shopping and have fun.

Welcome to Berger Points! Chris Berger - Real Estate Agent - Home Renovator & Property Manager sharing my 40+ years experience.

Licensed in NY, FL & CT. -- Yankees fan. Concert goer. Dog lover. Grandfather.

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