Mortgages Made Simple | Hosted by Chris Dabbs cover art

Mortgages Made Simple | Hosted by Chris Dabbs

Mortgages Made Simple | Hosted by Chris Dabbs

Written by: Chris Dabbs
Listen for free

We delve into the intricate world of mortgages with expert Dave Grass from Omni Finance.

Discover essential tips for first-time buyers, including how to prepare your finances, understand credit ratings, and navigate mortgage options. Whether you're contemplating your first home or seeking to understand the buying process, this episode offers invaluable insights to make your dream of buying your own property a reality!

Hosted by: Chris DabbsNobis Media Ltd
Episodes
  • Mortgage Red Flags: How Gambling Can Affect Your Approval — with Dave Grass | Hosted by Chris Dabbs

    Mortgage Red Flags: How Gambling Can Affect Your Approval — with Dave Grass | Hosted by Chris Dabbs
    May 4 2025
    In this episode, we’re diving into a serious but important topic—how gambling, especially among younger people, can affect your finances and even your chances of getting a mortgage.
    Mortgage Broker Dave Grass joins host Chris Dabbs to talk about how easy it’s become to fall into gambling habits, especially with so many ads around and betting apps just a tap away. Dave shares some eye-opening stories, including cases where people racked up as much as £20,000 in debt in just a few months.
    Chris kicks things off by mentioning shopping as a possible financial red flag, but Dave explains why gambling is often a bigger and more hidden issue.
    They explore how gambling can impact your credit profile and why lenders take it seriously when reviewing mortgage applications. It’s a candid chat aimed at raising awareness, helping people understand the risks, and encouraging better money habits.

    Thanks for listening to Mortgages Made Simple, hosted by Chris Dabbs.


    If you’re thinking about your first mortgage, moving home, or simply want to understand your options, you can contact mortgage broker Dave Grass at Omni Finance using the details in this episode.

    If you found this episode helpful, make sure you follow the podcast so you don’t miss future advice made simple.

    Dave Grass offers a free initial conversation to help you understand your options.
    You can contact him via info@omni-finance.co.uk and 01424 236901
    ======
    Your home may be repossessed if you do not keep up repayments on your mortgage. This podcast is for general information only and does not replace personalised mortgage advice.
    Show More Show Less
    1 min
  • How to Boost Your Credit Score Before a Mortgage — with Dave Grass | Hosted by Chris Dabbs

    How to Boost Your Credit Score Before a Mortgage — with Dave Grass | Hosted by Chris Dabbs
    May 4 2025
    Boost Your Credit Score: Expert Mortgage Broker Tips!
    Our mortgage broker Dave Grass shares insider tips on improving your credit rating for mortgage approval. Learn how to clear debt and achieve homeownership faster! #MortgageTips #CreditScore #FirstTimeBuyer #Homeownership #MortgageBroker #FinancialAdvice #CreditRating #DebtFree #RealEstate #HomeBuying

    Thanks for listening to Mortgages Made Simple, hosted by Chris Dabbs.


    If you’re thinking about your first mortgage, moving home, or simply want to understand your options, you can contact mortgage broker Dave Grass at Omni Finance using the details in this episode.

    If you found this episode helpful, make sure you follow the podcast so you don’t miss future advice made simple.

    Dave Grass offers a free initial conversation to help you understand your options.
    You can contact him via info@omni-finance.co.uk and 01424 236901
    ======
    Your home may be repossessed if you do not keep up repayments on your mortgage. This podcast is for general information only and does not replace personalised mortgage advice.
    Show More Show Less
    1 min
  • First-Time Buyer Mortgages Made Simple: What You Need to Know — with Dave Grass | Hosted by Chris Dabbs

    First-Time Buyer Mortgages Made Simple: What You Need to Know — with Dave Grass | Hosted by Chris Dabbs
    May 4 2025
    Buying your first home can feel overwhelming — but it does not have to be.

    In this episode, host Chris Dabbs is joined by mortgage broker Dave Grass to break down what first-time buyers really need to know before applying for a mortgage.

    Chris asks the questions most people are thinking but do not always know how to ask — covering credit scores, deposits, affordability and the real-world mistakes that can delay or derail an application.

    Together, they explore:
    How lenders assess your finances
    Why your credit score matters more than you think
    What size deposit you actually need
    Common red flags (including gambling transactions)
    Fixed vs tracker mortgages explained simply
    Why speaking to a broker early can save time and stress

    This is a clear, practical conversation designed to make the mortgage process feel more understandable — and more achievable.

    Thanks for listening to Mortgages Made Simple, hosted by Chris Dabbs.


    If you’re thinking about your first mortgage, moving home, or simply want to understand your options, you can contact mortgage broker Dave Grass at Omni Finance using the details in this episode.

    If you found this episode helpful, make sure you follow the podcast so you don’t miss future advice made simple.

    Dave Grass offers a free initial conversation to help you understand your options.
    You can contact him via info@omni-finance.co.uk and 01424 236901
    ======
    Your home may be repossessed if you do not keep up repayments on your mortgage. This podcast is for general information only and does not replace personalised mortgage advice.
    Show More Show Less
    30 mins
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