Alliance NOW! Risk & Insurance Podcast Series cover art

Alliance NOW! Risk & Insurance Podcast Series

Alliance NOW! Risk & Insurance Podcast Series

Written by: The National Alliance for Insurance Education & Research
Listen for free

About this listen

 The Alliance NOW! Risk & Insurance Podcast Series provides listeners with rich, nuanced conversations that deepen learning and promote the successful completion of Risk & Insurance Education Alliance programs.Risk & Insurance Education Alliance | Copyright 2024 Careers Economics Education Personal Success
Episodes
  • Alliance Insights: Insuring Contractors The Additional Insured Basics You Need to Know-Part 2

    Alliance Insights: Insuring Contractors The Additional Insured Basics You Need to Know-Part 2
    Apr 24 2026
    Alliance faculty member and nationally recognized coverage expert Cathy Trischan returns with Part II of Insuring Contractors: The Additional Insured Basics You Need to Know. Building on the history covered in Part I, this discussion focuses on how today’s ISO additional insured endorsements operate in real-world contracts. Cathy explains the intent and limitations of commonly used forms—such as CG 2010, CG 2033, and CG 2038—and why understanding their wording is critical to effective risk transfer. The episode highlights the impact of privity of contract and key court decisions that narrowed automatic additional insured coverage, creating uncertainty across jurisdictions. Cathy also breaks down the often-misunderstood divide between ongoing operations and completed operations coverage, explaining when separate endorsements are required and why completed ops remains a persistent challenge. Throughout the episode, she emphasizes the importance of scrutinizing carrier proprietary forms, identifying hidden restrictions, exclusions, and contract-based triggers that can undermine coverage. The takeaway is clear: navigating additional insured requirements today requires careful endorsement selection, contract awareness, and a practical understanding of how coverage language plays out after a loss. Focusing exclusively on risk management and insurance professional development, the Risk & Insurance Education Alliance provides a practical advantage at every career stage, positioning our participants and their clients for confidence and success.
    Show More Show Less
    28 mins
  • Insuring Contractors: The Additional Insured Basics You Need to Know - Part 1

    Insuring Contractors: The Additional Insured Basics You Need to Know - Part 1
    Apr 24 2026
    This episode of Alliance Insights features Alliance faculty member and nationally recognized coverage expert, Cathy Trischan, covering Part I of Insuring Contractors: The Additional Insured Basics You Need to Know. Listen in as she unpacks why additional insured requirements remain one of the most complex—and misunderstood—areas of contractor risk. From the evolution of ISO endorsement forms to real-world court decisions that reshaped coverage intent, Cathy explains how language like “arising out of,” “ongoing operations,” and “completed operations” can dramatically change who is protected and when. The episode explores why requests for older endorsements persist, how primary and non contributory demands complicate placement, and what today’s agents and risk professionals must understand to navigate contracts with confidence. This discussion lays the foundation for smarter coverage analysis—where knowing the history of additional insured endorsements is critical to managing today’s risk. Focusing exclusively on risk management and insurance professional development, the Risk & Insurance Education Alliance provides a practical advantage at every career stage, positioning our participants and their clients for confidence and success.
    Show More Show Less
    39 mins
  • Environmental Strategist Podcast - EFA Essentials: What Every Insurance Professional Must Know

    Environmental Strategist Podcast - EFA Essentials: What Every Insurance Professional Must Know
    Apr 10 2026

    Topics Covered:

    • What Environmental Financial Assurance (EFA) is and why it exists
    • The regulatory origins of EFA, including Superfund and CERCLA
    • How contracts and environmental indemnifications can create hidden self‑insurance
    • Why insurance is often the most efficient tool for meeting EFA requirements
    • Common industries impacted by EFA: construction, real estate, mergers and acquisitions, and environmental services
    • Real‑world examples of contracts requesting the wrong environmental coverage
    • Differences between insurance, bonds, letters of credit, escrow, and self‑funding
    • How EFA strategies protect balance sheets, cash flow, and reputation
    • The risks of discovering inadequate coverage only after a claim occurs
    • Why Environmental Strategists focus on education, alignment, and structured EFA planning

    Resources from Environmental Risk Managers, Inc.

    Focusing exclusively on risk management and insurance professional development, the Risk & Insurance Education Alliance provides a practical advantage at every career stage, positioning our participants and their clients for confidence and success.
    Show More Show Less
    28 mins
No reviews yet