What uncomfortable questions are you perhaps not asking your financial advisor, but which are also some of the most critical questions that you should be asking them?

This episode tackles the awkward financial questions most people avoid asking and explains why those conversations are essential for a secure retirement. Trey and Yelisey break down questions related to savings, spending, longevity, taxes, and emotional decision-making, and how they all influence whether retirement plans succeed or fail.

What you’ll learn in this episode:

(01:00) Why asking whether you are actually on track for retirement is one of the most important conversations to have.

(02:00) How understanding how long your money will last changes retirement confidence.

(05:00) Why retirement success is driven more by expenses than by hitting a specific savings number.

(09:00) What the 4% rule does—and does not—account for when planning long-term income.

(12:44) What value a financial advisor should provide when charging an ongoing fee.

(15:46) Why working with a retirement specialist matters more as retirement approaches.

(19:45) How understanding account types affects taxes, withdrawals, and long-term outcomes.

(28:24) Which spending habits quietly shorten retirement timelines and reduce flexibility.

Learn more about Trey C. Peterson, Yelisey Kuts, and All Things Financial: https://atfwealth.com

Subscribe to the podcast:

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Trey C. Peterson and Yelisey Kuts provide an extensive level of knowledge and service in areas concerning retirement strategies, including tax strategy, investments, estate planning, life and long-term-care insurance, Social Security, and Medicare. A one-stop shop for all your retirement needs, visit https://atfwealth.com to learn more!

Have questions about retirement planning or other financial topics? Email Yelisey and Trey, and your topic might be featured in a future episode! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

Schedule a meeting with us:

Trey C. Peterson: trey@atfwealth.com

Yelisey Kuts: yelisey@atfwealth.com

Phone: (612) 286-0580

Contact us: https://atfwealth.com/contact-us

Trey C. Peterson is a Retirement Planning Specialist with All Things Financial. Trey is a graduate of Oral Roberts University with a degree in Corporate Communication. He is currently pursuing his master’s degree in leadership. He is also a graduate of The National Institute of Christian Leadership.

Yelisey Kuts is a Fiduciary Wealth Advisor with All Things Financial. He holds a master’s degree in business from Oral Roberts University. Aside from being a financial advisor, Yelisey has taught classes on a wide range of retirement topics since 2015.

At All Things Financial, our mission is simple—help individuals and families create lasting financial freedom. We take a personalized, strategic approach to every plan, aligning it with your goals, values, and vision for the future. https://atfwealth.com

This episode was produced by Story On Media: https://www.storyon.co/