• 10 Easy Money Wins to Start the Year
    Jan 9 2026

    EPISODE RESOURCES

    Life Insurance Needs Questionnaire

    What Is Umbrella Insurance?

    Goals and Behaviors Questionnaire

    Top Sites to Manage Your Finances


    10 Easy Financial Wins to Start Your New Year Right

    In this episode of the New Money, New Problems podcast, we share 10 straightforward financial tips to kickstart 2026. Starting with automation, we explain the benefits of setting up automated transfers for savings and investments. We then cover the importance of things like reviewing and shopping for insurance, defining and structuring emergency funds, planning for financial surpluses and contingencies, scheduling that one financial task you've been putting off.

    Come hear these financial strategies that help establish better financial habits and achieve their financial goals.

    00:00 Introduction to Financial Wins
    02:14 Automate Your Finances
    06:07 Insurance Essentials
    09:28 Emergency Reserves Strategy
    11:17 Beneficiary and Estate Planning
    12:50 Eliminate Unnecessary Bills
    15:15 Transparent Financial Conversations
    18:13 Understanding Your Pay Stub
    20:05 Setting Financial Alerts
    23:03 Planning for Surpluses and Contingencies
    25:58 Taking Action on Financial Goals
    28:24 Conclusion and Next Steps

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    29 mins
  • The Best of 2025
    Dec 31 2025

    Reflecting on 2025: Lessons Learned and Highlights from New Money, New Problems

    In the final episode of 2025, we reflect on the challenges faced during a helluva year.

    Despite these hardships, we had some fun along the way.

    This episode revisits key moments, such as Leonard Black's journey from corporate America to franchise ownership, Seth Godin's valuable advice on trading time for meaningful change, and Naseema's story of overcoming limiting beliefs about wealth.

    Join us for some of our favorite moments from 2025!


    00:00 Introduction and Reflections on 2025
    01:08 Celebrating Wins and Favorite Moments
    02:10 Leonard Black's Entrepreneurial Journey
    05:38 Insights from Seth Godin
    11:28 Naseema's Wealth Creation Journey
    15:58 Tony Collier's Financial Wisdom
    21:26 Looking Forward to 2026


    EPISODE LINKS

    Toni J. Collier's Money Story

    Seth Godin on New Money New Problems

    Naseema's Money Story

    Leonard's Pivot to Entrepreneurship

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    23 mins
  • The SAVE Plan Is Doomed: What's Next?
    Dec 19 2025

    EPISODE RESOURCES

    ESLD Guide to Income Driven Repayment Plans

    SAVE Settlement Details


    Navigating the End of the SAVE Plan: What's Next for Your Student Loans?

    In this episode we talk the end of the SAVE Repayment plan and explore the implications for borrowers. Find out who benefits from different Income Driven Repayment (IDR) plans and the importance of immediately switching plans for those eligible for forgiveness. Between alternative IDR plan options, changing federal policies, and important deadlines, this episode equips listeners with crucial information to make informed financial decisions regarding their federal student loans.


    00:53 Impact of the SAVE Repayment Plan Ending
    03:17 Settlement and Forgiveness Credits Updates
    06:53 Options for Switching Income Driven Repayment Plans
    15:55 Urgent Actions for Forgiveness Eligibility
    21:15 Conclusion and Future Updates

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    22 mins
  • Responsible and Realistic Credit Card Hacks
    Dec 12 2025

    Not everyone wants to spend their entire day trying to hack their credit card rewards. But that doesn't mean there aren't a few tips you can use to maximize your cards and save money and time.

    EPISODE RESOURCES

    Top Credit Card Partner Programs

    https://www.forbes.com/advisor/credit-cards/guide-to-major-credit-card-rewards-programs/

    01:08 Maintaining Your Credit Score

    03:54 Optimizing Credit Utilization

    05:54 Lowering Credit Card Fees

    08:47 Credit Card Hacks and Offers

    11:18 Travel Rewards and Perks

    14:46 Maximizing Travel Points

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    21 mins
  • Toni Collier's Money Story
    Dec 5 2025

    EPISODE RESOURCES

    Buy Toni's New Book


    From Trauma to Triumph: The Inspiring Journey of Toni Collier

    In this episode we dive deep into the life and money story of Tony Collier. Toni shares her journey from a challenging childhood to building a global ministry that has touched millions. She opens up about her personal traumas, including a very public divorce, and how these experiences have shaped her approach to life, ministry, and financial stability. Toni shares how in spite of her trials, her resilience and entrepreneurial spirit that have helped her rebuild and thrive. She also talks about her new book, 'Don't Try This Alone,' which focuses on the importance of community in the healing process. We hope you enjoy the conversation!


    01:25 Meet Toni
    01:42 Toni's Early Life and Challenges
    07:31 Navigating Adolescence
    11:00 College Years and Career Aspirations
    12:04 Entering Ministry
    14:17 Public and Private Trauma
    18:16 Healing and New Beginnings
    21:12 The Power of Vulnerability in Writing
    22:27 Financial Struggles Amidst Personal Trauma
    25:16 Rebuilding After Financial Devastation
    30:21 Childhood Influences on Financial Mindset
    34:20 Unexpected Benefits of Transparency
    36:55 Toni's Multifaceted Career and Future Plans
    37:47 Final Reflections and Personal Insights

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    44 mins
  • Why Holidays Aren't Great for Money Talks [REPLAY]
    Nov 26 2025

    Check out this (still relevant) blast from the past!

    Why the Holidays Are a Bad Time to Discuss Finances with Family

    In this episode of the New Money, New Problems podcast, we explore why the holiday season may not be the ideal time to discuss finances with family. Drawing from personal experiences and professional insights, we explains the common pitfalls and emotional triggers that can derail these sensitive conversations during family gatherings. Instead, we offer a strategic approach to planning these discussions effectively by separating parties into two camps – the planning generation and the potential beneficiaries – and setting clear parameters and dates for future conversations. This episode aims to provide listeners with tools to navigate these complex financial topics while minimizing conflict and ensuring peace of mind for all family members.

    00:00 Introduction: Why Holidays Aren't Ideal for Financial Talks
    00:07 Podcast Overview and Host Introduction
    00:46 Setting the Scene: Holiday Season and Financial Conversations
    01:21 Common Financial Advice and Its Limitations
    02:13 Personal Experiences with Family Financial Discussions
    03:45 Challenges of Discussing Finances During Holidays
    04:29 Rethinking Holiday Financial Conversations
    10:08 Planning for Future Financial Conversations
    11:26 Steps to Prepare for Financial Talks with Family
    15:50 Addressing Elder Generations About Financial Planning
    19:20 Conclusion: Importance of Financial Preparedness

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    21 mins
  • What If Your Kid Doesn't Want to Go to College?
    Nov 21 2025

    EPISODE RESOURCES

    Principal Samuelson's Business Insider Feature


    Preparing Children for College and Beyond: A Conversation with Principal Joseph Samuelson

    In this episode, we talk about exposing your kids to different paths, including ones that may NOT lead to college. We're joined by Principal Joseph Samuelson from Upton, Wyoming, who offers unique perspectives on exposing students to various career options, including non-traditional paths.

    Principal Samuelson details his school’s personalized learning approach, which tailors education to individual student interests and needs, ensuring students are prepared for life after high school. The episode highlights the significance of valuing lifelong learning and adaptability in an ever-changing world.

    00:00 Introduction: Preparing Your Child for College and Beyond
    00:48 Reflecting on Past Conversations and Future Prospects
    01:08 Exploring Alternatives to Traditional College Paths
    03:02 Introducing Principal Joseph Samuelson
    04:21 Principal Samuelson's Approach to Personalized Learning
    04:53 Implementing Non-Traditional Pathways
    06:58 Balancing College and Career Readiness
    13:46 Parental Guidance and Future Outlook
    18:20 Conclusion and Final Thoughts

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    18 mins
  • How To Get Your Kid A College Scholarship
    Nov 14 2025

    EPISODE RESOURCES

    Smart College Buyer Podcast

    Connect with Jack

    Optimizing Your Child's College Journey with Jack Wang

    In this episode of the New Money, New Problems podcast, we interview special guest Jack Wang, a financial advisor specializing in college planning.

    Jack discusses strategies for optimizing your child's journey to college, focusing on how to maximize financial aid and minimize student debt. The conversation covers the importance of aligning extracurricular activities with intended majors, the differences between getting accepted to college and securing financial aid, and the timing of college planning.

    We also explore the advantages of less well-known but excellent colleges and the factors to consider when choosing schools. This episode is packed with valuable information for parents looking to plan their children's educational futures effectively.

    00:00 Introduction: Navigating Schooling Costs
    01:42 Special Guest Introduction: Jack Wang
    04:06 Jack's Journey into College Aid Specialization
    06:10 Understanding College Admissions and Aid
    14:01 Public vs. Private School Strategies
    24:33 When to Start College Planning
    30:51 Creating a Realistic College List
    36:33 Alternative College Options and Financial Strategies
    42:13 Conclusion and Contact Information

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    45 mins