Travel credit cards can be one of the best ways to lower the cost of travel, whether you're taking a trip to visit family in another state or boarding a plane for a luxurious vacation overseas. Regardless if you collect airline miles, hotel points or flexible issuer-specific currency, they all perform the same function of making your future trip more affordable.

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What is a travel credit card?

Travel credit cards come in many variations, but the main three categories include:Co-branded airline credit cards.Co-branded hotel credit cards.

Financial institution rewards cards. Airline credit cardsAirline cr options ledit cards includeike the Citi® / AAdvantage® Platinum Select® World Elite Mastercard®, the Delta SkyMiles® Gold

American Express Card and the United℠ Explorer Card. These cards, and other airline-related options, earn miles in the respective airline’s loyalty program, which you can redeem for a flight when you have enough piled up. Terms apply. Hotel credit cardsHotel credit cards, such as the IHG® Rewards Premier Credit Card, the Hilton Honors American Express Surpass® Card and the Marriott Bonvoy Boundless® Credit Card, perform a similar function and award you with hotel points redeemable for free nights. Terms apply.

A credit card with an annual fee is worth it because it offers higher rewards and if you can make the best usage to get those benefits. But sometimes, credit cards with zero joining or annual fees would be better in terms of long-term value. Even if these cards do not offer much in terms of rewards or cashback, you can keep them open without any cost and improve your credit score. Here we have listed the best lifetime free credit cards in India.

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IDFC First Bank credit cards are one of the best lifetime free credit cards today in the market. All four variants (Millennia, Select, Classic and Wealth) are LTF and offer the same rewards. The cards also offer complimentary railway/airport lounge access, and roadside assistance among other benefits.

2. Amazon Pay ICICI Bank Credit CardAmazon Pay ICICI Bank credit card is one of the best for Amazon purchases. If offers between 2% to 5% unlimited rewards on Amazon spends and 1% on all other spends. The unlimited rewards can add up to a significant amount for Amazon purchases alone. If you don’t have Infinia/DCB, this is the card to have for Amazon India shopping.

3. HDFC Bank Millennia/Regalia Credit CardThis one is not LTF as per product info but is issued LTF in most cases. HDFC Bank Millennia and Regalia credit cards carry an annual fee but can be LTF with two conditions. It can be a Smartpay registration or a one-time spend amount for the first 90 days.

4. RBL Zomato Edition Classic Credit CardMost of the RBL Bank credit cards are not that great in rewards and can be avoided. But, the co-branded RBL Zomato Edition Classic credit card is a good one to have. It offers 5% unlimited rewards on Zomato spends and a whopping 10% rewards on all birthday spends.

5. HSBC Visa Platinum Credit CardAn entry-level lifetime free card that has Airmiles as a redemption option? Good to be true but we have the HSBC Platinum credit card with just that. The USP of this card is reward redemption for Airmiles and Hotel Loyalty memberships.

Find, compare and apply for best airport lounge access credit cards in India. You will get all the details like which credit card gives you access to domestic and international airport lounges, annual charges, which bank card offers lounge access etc.

Nowadays luxurious air travelling is quite expensive. Most of the individuals are unable to afford business Class or First Class Flight tickets to get some luxury. Sometimes waiting at the airports just become boring.

This might be due to delayed flights or flight cancellation. The individuals just have to wait on a stiff chair with paid food and wifi and surrounded by noises. But wait, if you are having a credit card then you can enjoy a free visit to the Airport Lounges.

Here you can see the best credit cards for Airport Lounge Access. See from the list that if you have any of them with yourself.

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