Since Nigeria’s return to civilian rule in 1999, elections have become routine, but so have disputes over their outcomes, with more politicians increasingly turning to the courts.

Election petition cases have risen sharply, from about 400 after the 1999 polls to more than 1,200 following the 2023 general elections, raising concerns about the credibility of the process.

On Nigeria Daily today, we examine whether the courts have become a parallel route to power and what this trend means for Nigeria’s Fourth Republic.

More than two decades into Nigeria’s Fourth Republic, democracy has endured but remains deeply questioned, as its promise of safety, prosperity, and stability is still contested.

At the Daily Trust Annual Dialogue, speakers examined what is working and what is not, with insecurity emerging as the most pressing concern, from banditry and kidnapping to unsafe roads and mass displacement.

On today’s Nigeria Daily, we explore Nigeria’s Fourth Republic through the lens of insecurity, asking what has gone wrong, who bears responsibility, and what can realistically be done to change the story.

Banking in Nigeria was once defined almost entirely by interest — how much borrowers paid, and how much savers earned.

But since the return to democracy in 1999, that familiar system has been quietly challenged.

Banks that promise profit… without interest.

What was once dismissed as controversial, unrealistic, or even dangerous to the financial system has steadily grown into a recognised part of Nigeria’s economy.

Today, from Abuja to Kano, Lagos to Maiduguri, non-interest banks are financing businesses, supporting farmers and traders, and funding major projects.

On Nigeria Daily, we examine how non-interest banking rose during Nigeria’s Fourth Republic, the struggles behind its acceptance, and what this shift means for how Nigerians think about money, risk, and opportunity.