What actually separates successful property investors from those who get stuck, overleveraged, or disappointed?

This episode breaks down the 5 most critical lessons in property investing.

These lessons can either fast-track wealth creation or quietly hold investors back for decades (if ignored).

You’ll discover what truly makes the difference when it comes to finance structure, asset selection, mindset, and long-term strategy.

Tune in to hear about:

✅ Why defining your why and setting clear goals is the foundation of successful property investing

✅ How poor finance structuring and loan strategy can restrict borrowing capacity and stall your property portfolio for years

✅ Why choosing the right investment property and location beats trying to time the market

✅ The biggest myth in Australian property investing EXPOSED (and what the data really shows)

✅ The importance of building the right property investing team… including an investment-focused broker, accountant, buyer’s advocate, and property manager

✅ Why investor mindset, patience, leverage, and momentum are more important than chasing short-term gains

Whether you’re buying your first investment property, scaling a multi-property portfolio, or trying to recover from a poor purchase - this episode will help you understand what actually moves the needle in property investing.

Key Moments:

00:02:20 Finding your why and goals
00:05:00 Building your investment team
00:07:20 Asset selection decisions
00:10:40 Property as a business
00:13:00 Long-term mindset thinking
00:15:40 The compounding effect
00:17:20 Five lessons summary

Listen now and get the complete five-step framework that's helped investors pay off their homes decades early.

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👉Get In Touch With ALIC

https://www.ripehouseadvisory.com.au/lp/24/8/investment-lending-sign-up

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👉Access our “Top-Performing Suburbs” report to see the highest growth suburbs right now:

https://www.ripehouseadvisory.com.au/lp/25/09/pd/top-performing-suburbs-report-2025

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✅About Mark From ALIC✅

Ranked as Australia’s leading residential broker for the past seven years, Mark Davis is a director and investment lending manager at ALIC.

Winning 23 times broker of the year and $4.5 billion+under management - he co-founded the company in 2009 and has forged it into one of Australia’s most respected brokerages.

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✅About Ripehouse Advisory✅

Through their innovative ‘done for you’ property investment system, Ripehouse Advisory simplifies the investment process - enabling investors to build a property portfolio that generates substantial returns.

With a focus on long-term relationships, personalised strategies, and thorough research, Ripehouse Advisory empowers investors to create a financial legacy that can be passed on to future generations.

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✅Contact Ripehouse Advisory✅

https://www.ripehouseadvisory.com.au/

Want to understand what actually drives returns in the Australian property market?

In this episode of the No BS Property Investing Podcast, we’re sharing the real financial “engine room” behind a strong property portfolio strategy.

You’ll hear a range of topics, including: rental yield, borrowing power, cash flow, buffers, negative gearing, and depreciation.

This episode is for you if you’re an aspiring property investor looking to avoid stalling their portfolio, improve serviceability, manage risk, and build a plan that holds up over the long term.

Tune in to learn:

✅ How rental yield impacts borrowing power (and why small rent differences can have a huge impact)

✅ The surprising situation where chasing higher rent can backfire

✅ The role of cash flow when forecasting investment returns

✅ How to set up buffers and offset accounts to stay in control

✅ Negative gearing explained in simple terms… and when negative gearing becomes dangerous

✅ A simple yet effective way to improve after-tax cash flow

✅ How to think about the next 10 - 15 years of portfolio growth and planning

This is a must-watch for understanding how rent, yield, and structure affect your ability to buy again (and build wealth faster).

00:01:40 How Yield Impacts Borrowing Power
00:05:20 When High Earners Chase Growth Over Yield
00:08:00 The Tenant Loyalty Trap
00:11:00 Building Strategic Buffers
00:15:20 Negative Gearing Explained Simply
00:18:40 When Negative Gearing Gets Dangerous
00:20:40 Depreciation Schedules Decoded
00:24:00 Planning Your Next Property Purchase
00:29:00 What The Next Decade Looks Like

If you're serious about building a property portfolio that compounds over decades… not one that stalls after the first purchase… hit play now and take notes.

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👉Get In Touch With ALIC

https://www.ripehouseadvisory.com.au/lp/24/8/investment-lending-sign-up

-

👉Access our “Top-Performing Suburbs” report to see the highest growth suburbs right now:

https://www.ripehouseadvisory.com.au/lp/25/09/pd/top-performing-suburbs-report-2025

-

✅About Mark From ALIC✅

Ranked as Australia’s leading residential broker for the past seven years, Mark Davis is a director and investment lending manager at ALIC.

Winning 23 times broker of the year and $4.5 billion+under management - he co-founded the company in 2009 and has forged it into one of Australia’s most respected brokerages.

-

✅About Ripehouse Advisory✅

Through their innovative ‘done for you’ property investment system, Ripehouse Advisory simplifies the investment process - enabling investors to build a property portfolio that generates substantial returns.

With a focus on long-term relationships, personalised strategies, and thorough research, Ripehouse Advisory empowers investors to create a financial legacy that can be passed on to future generations.

-

✅Contact Ripehouse Advisory✅

https://www.ripehouseadvisory.com.au/

Natasha Choi is one of Australia’s Top 100 Mortgage Brokers, has helped over 3,000 clients, and settled more than $500 million in loans.

She’s also a property investor, developer, and mother of two.

This episode is a must-listen for people, couple, and women looking to get into property investing.

Whether you're buying your first investment property, planning your next move after a life transition, or simply want to understand how to approach property investing with confidence - Natasha shares practical insights and empowering advice from the front lines of finance and lending.

Key moments:

00:01:00 Top 100 Australian Broker
00:02:20 Male-Dominated Industry
00:04:40 Raising Kids + a Career
00:06:40 How Parenting Made Her Better at Finance
00:09:20 Why Some Clients Request Female Brokers
00:12:00 Becoming Confident
00:17:20 Couples & Investing Alignment
00:18:40 Advice for Women

Ready to take control of your financial future?

Listen now and discover how to leverage investment properties (even if that feels “out of reach” right now).

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👉Get In Touch With ALIC

https://www.ripehouseadvisory.com.au/lp/24/8/investment-lending-sign-up

-

👉Access our “Top-Performing Suburbs” report to see the highest growth suburbs right now:

https://www.ripehouseadvisory.com.au/lp/25/09/pd/top-performing-suburbs-report-2025

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✅About Natasha From ALIC✅

Natasha is a seasoned finance professional with over a decade of experience.

She brings a unique perspective to ALIC - leveraging her extensive property portfolio and small-scale development ventures to guide clients towards homeownership and wealth-building strategies.

-

✅About Ripehouse Advisory✅

Through their innovative ‘done for you’ property investment system, Ripehouse Advisory simplifies the investment process - enabling investors to build a property portfolio that generates substantial returns.

With a focus on long-term relationships, personalised strategies, and thorough research, Ripehouse Advisory empowers investors to create a financial legacy that can be passed on to future generations.

-

✅Contact Ripehouse Advisory✅

https://www.ripehouseadvisory.com.au/