Episodes

  • Season 3: Episode #30 - 5 Steps To Wealth (Easy To Understand)
    May 27 2026

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    Season 3, Episode #30. Not Me, But You! Podcast

    Follow me/Connect With Me on X at: Waypa Today. I offer 1:1 or small group coaching. Email me at WaypaToday@gmail.com. If you are interested in coaching, I offer a FREE 15 to 20 minute Zoom call to see if working together makes sense for us.

    In this epsidode we discuss the 5 basic steps to become wealthy. Most people don't believe it's possible to become wealthy. Or they possibly FEAR losing money and that fear is what causes them to never start investing. So there is a psychology to investing as well as knowing HOW to invest.

    Can you do basic things on a smart phone? If you answered "yes" to that question then you can use your phone to become wealthy. The interest rate you earn on your money each year is CRUCIALLY important.

    Have courage today, to pick one thing, and work on your dreams. We will talk again soon.


    #debt, #wealth, #retirement, #dividends, #Bitcoin, #Tesla, #MSTR, #STRC, #CLM, #SPYI, #QQQI, #budget, #cascading, #waterfall, #loans, #credit, #cards, #inflation

    I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.

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    39 mins
  • Season 3: Ep- #29 - Reverse Split Coming On TSYY (June 1st 2026- How I'm Playing This)
    May 18 2026

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    Season 3 Episode #29. Not Me, But You! Podcast


    Follow me/connect with me on X at: Waypa Today.


    I wanted to alert people that TSYY is going to REVERSE split 8:1 for June 1st, 2026.

    That means if you are holding 32 shares today, you will only hold 4 shares after June 1st. But the SHARE price will 8X! That means it will go from it's current share price of approximately $3.11/share to $24/share!

    So since I alreayd own shares of this asset, I will load up on "inexpensive" shares now PRIOR to the reverse split. I will make sure my stack of shares is a number that is divisible by 8! So 32 shares or 40 shares etc.

    This asset is HIGH YIELD/HIGH RISK! It's current yield is 314%! And it is paying a WEEKLY dividend of about 5 cents/share.

    We also discuss how it's crucially important to be aware of the interest rate that you earn on your investments. If you doubt this, then think about this: Why do banks who issue credit cards charge us 28% on outstanding credit card balances? Why don't the banks ONLY charge us 4% or 6%?

    Banks have an understanding of how INFLATIONS affects the purchasing power of money! Do what weatlthy people do: buy/hold assets! Banks and wealthy people have figured out that they need to OUTPACE the true rate of inflation on their investments.

    My wife and I have 5 college degrees between us. NONE of those degrees taught us how to become wealthy!


    Have courage today, to pick one thing, and work on your dreams! We will talk again soon.


    #wealth, #TSYY, #ULTY, #MSTY, #BTC, #Bitcoin, #Splits, #reverse, #investing, #Money, #inflation



    I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.

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    25 mins
  • Sea 3: Ep- #28 -Success And Freedom (MAY 2026 With Specific Examples)
    May 15 2026

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    Season 3. Episode #28. Not Me, But You! Podcast.

    Follow me/connect with me on X at: Waypa Today. Email me at WaypaToday@gmail.com

    Abraham Lincoln quote: "If you want to test a person's character, then give them power!"

    Davincie Jeremie quote: "Generational wealth begins with ONE risk taker. Let that person be you!"

    Don't waste time playing the "look back" game. We utilize the "cascading waterfall" approach to investing.

    Your time is your most valuable asset. So don't waste time playing "the look back" game. Only focus your time/energy on how you can invest today for a better future.

    Investing to become wealthy involves taking SOME risks. It also take patience. Don't let YOUR distractions separate YOU from YOUR goals!

    What if you took "FREE" dividend money and did something good with it in your life? What if you took "FREE" dividend money which you EARNED while you were sleeping! Again, your time is your most valuable asset. So protect it. Are you beginning to see HOW important it is for you to earn money WITHOUT having to spend any additional time to earn that money?

    What you CHOOSE to focus on each day matters. It's important. So be careful about WHAT you choose to focus on. A slice of pizza tastes the same if you have no money or if you are a multi millionaire!

    Don't be obsessed ONLY with price per share. Look at the price. Note the price/share. But FOCUS on getting MORE cash flow. MORE income! Once you get ENOUGHT income, you're retired IF you want to be.

    The OTHER important thing to focus on besides cash flow is YIELD>> How much are you going to MAKE as a return on your money? If you doubt that the interest rate earned is UNimportant...then ask yourself WHY do banks typically charge 28% on credit card balances??

    Once you HAVE cash flow, start stepping down the RISK. Get some money rolled into LESS risky things that still pay you cash flow! Life CAN be simple.

    Have courage today, to pick one thing, and work on your dreams. We will talk again soon.


    #wealth, #freedom, #retirment, #income, #lincoln, #Jermie, #millionaire,

    I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.

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    49 mins
  • Sea 3: Ep- #27 Extracting Your Original Investment! (But How Do I Get My Money Back?!!)
    May 9 2026

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    Season 3, Episode #27. Not Me, But You! Podcast.

    You can follow me/message me on X at: Waypa Today. Or email me at WaypaToday@gmail.com.

    This podast currently has no sponsors, no patreon, no donations, no buying me a cup of coffee, no super chats etc.

    Using the "cascading water fall approach" you can take some dividend money and step down risk by putting that dividend money someplace LESS riksy!

    In this episode I discuss HOW to get your original investment out of dividend producing assets. The answers may shock/surprise you.

    Have courage today, to pick one thing, and work on your dreams. We will talk again soon.

    I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.

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    46 mins
  • Sea 3: Ep -#26 How To Be Richer Than Elon Musk! (PART TWO OF TWO)
    May 7 2026

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    Season 3, Episode #26. PART TWO OF TWO on "How To Be Richer Than Elon Musk!"


    Time is the currency of life! Money is NOT!


    Have courage today, to pick one thing, and work on your dreams. We will talk again soon.


    #Elon, #Musk, #STRC, #MSTR, #Dividends, #Retire, #Retirement, #Stocks, #Inflation

    #coffee, #401K, #Fees, #disclosures, #wealth

    I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.

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    30 mins
  • Sea 3: Ep- 25 How To Be Richer Than Elon Musk!!! (Part ONE of TWO)
    May 4 2026

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    Season 3, Episode #25 of Not Me, But You! Podcast. How To Be Richer Than Elon Musk, Part ONE.

    Follow me/connect with me on X at: Waypa Today. Email me at WaypaToday@gmail.com


    Check out on X: Jake GaGain. I use a tweet from this X user that demonstrates that life doesn't really continue to improve significantly AFTER you are already wealthy. It's becoming wealthy that is its OWN reward for you.

    TIME is our most valuable asset. "Time is the currency of life. NOT money!"

    Skill set needed to become wealthy: can you push buttons on your phone? Can you pick the bigger number from a set of 2 numbers? That's it!


    It takes both courage and discipline to HOLD onto stocks that are already bringing you profit! There is a psychology to investing.

    Have courage today, to pick one thing, and work on your dreams. We will talk again soon.


    #Time, #Wealth, #Investing, #IRA, #Roth, #MSTY, #ULTY, #STRC, #SPYI, #QQQI,

    #Elon, #Musk, #Bitcoin, #early adopters, #McDonalds, #Apple, #Tesla, #Psychology


    I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.

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    31 mins
  • Sea 3- Ep -#24 Real Estate- What Causes Your Home To Increase In Value? (Price Vs. Purchasing Power)
    Apr 26 2026

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    Season 3, Episode #24. Not Me, But You! Podcast.

    Connect with me/follow me on X platform at: Waypa Today. Or email me at: WaypaToday@gmail.com. I offer private coaching via 1:1 or in a small group. Email me to arrange a FREE 20 minute Zoom call to see if working together makes sense.

    I am happy to report that some of my coaching clients are successfully making $1,000 to $2,000 per month consistently in cash flow!

    Bitcoin prices pulled back some (decreased) as oil prices are surging based on concerns of war with Iran. How are prices in our economy influenced? Answer: influenced by inflation. If someone does NOT have a clear understanding of money/interest rates/inflation, then they likely won't understand how VALUABLE Bitcoin will be!

    We discuss "the K shaped economy" and talk about what it means for you as an individual investor. Why do rich people appear to get richer and poor people get poorer?

    Mark Twain: It's not what you don't know that gets you into trouble. It's what you know for sure, that simply is NOT true that gets you into trouble! ....Be careful of what you convince yourself of. Is Bitcoin a scam? Not likely. People have been PREDICTING that Bitcoin will crash to ZERO since 2009! It hasn't happened EVER!

    We discuss the Federal Reserve Bank and why being aware of what "The Fed" does that affects you as an investor.

    What do wealthy people do? Answer: they buy/hold assets. Some of those assets pay them cash flow. Inflation helps people who HOLD assets, to become wealthier. What's better than simply holding dividend producing assets in a regular brokerage account? Answer: Hold them in an IRA account. What's better than hodling a dividend producing asset in an IRA? Answer: holding it in a ROTH IRA! Then your dividends are 100% TAX FREE, not simply tax DEFERRED.

    Why does the value of real estate tend to go UP over time, as the real estate becomes OLDER?? Does the value of your real estate increase? Or does the purchasing power of your money decrease CAUSING prices for EVERYTHING To rise??

    Have courage today, to pick one thing, and work on your dreams. We will talk again soon.

    #Real estate, #Saylor, #Bitcoin, #inflation, #money, #currency, #fiat, #MSTY, #ULTY, #wealth, #investing, #IRA, #Roth, #stocks, #retirement #Not Me


    I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.

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    59 mins
  • Sea: 3 - Ep -#23 Tesla: Why Having 50 to 100 Shares Can Make You Wealthy (In 8 to 10 Years!)
    Apr 16 2026

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    Season 3. Episode #23. Not Me, But You! Podcast.

    Follow me/connect with me on X at: Waypa Today. I offer 1:1/small group coaching. I have an eduation backgroun unlike most self proclaimed "gurus" online. Email me at WaypaToday@gmail. com. I offer a FREE 20 minute Zoom call to see if working together makes sense for all of us.

    I offer additional thoughts/perspective on Telsa and why this is ONE of two stocks that I continue to accumulate for LONG term growth. If you want to become wealthy in the next 8 to 10 years...then I suggest doing your own research on this stock.

    At UNDER $400/share, it's a great time to accumulate. Some barriers are actual barriers we encounter. Many times barriers are PERCEIVED barriers that we believe are real but really are not keeping us from success.

    I like talking about "situations" and that is PART of my teaching style. This same approach (using situations) is used by professional coaches!

    Tesla is MORE than just an electric car company. Let's do simple math...12 shares at $340/share = $4,080 invested into Tesla. What will the 12 shares be worth 8 to 10 years from now? Answer: PROJECTED to be worth $96,000! If you could accumualte 50 shares. 50 X $340/share = $17,000. What is your $17K worth in 6 to 10 years? Answer: PROJECTED to be worth $400,000!

    Tesla does NOT pay a dividend. Instead this is a long term buy/hold GROWTH play. What IF you could buy/hold dividend producing assets and then USE the dividends to buy Tesla shares??!! This is an example of the "cascading waterfall" approach to investing.

    Have courage today, to pick one thing, and work on your dreams. We will talk again soon!




    #Tesla, #Bitcoin, #MSTY, #ULTY, #Dividends, #Wealth, #Roth, #IRA, #Taxes, #Roth Conversion, #Opportunity, #SPYI, #QQQI, #STRC, #Teaching, #Education, #Passion


    I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.

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    43 mins