In this episode of Offer Accepted, Carol and Amaury of List2SellNY sits down with Susan Baran of Land Baron Abstract Company Inc to talk about one of the most misunderstood parts of buying a home: title insurance.

Title insurance protects your legal right to own a property. It makes sure there are no hidden issues tied to the home’s past, like unpaid liens, old mortgages, ownership disputes, or fraud, that could surface after closing.

Unlike homeowner’s insurance, title insurance is a one-time cost paid at closing and protects you for as long as you own the home.

With decades of experience in the industry, Susan shares real stories and real examples of what can go wrong without title insurance, and why choosing the right title company matters.

In this episode, you will learn:

• What title insurance actually is and why it exists

• How it is different from homeowner’s insurance

• Common title issues that can delay or derail a closing

• Why surveys and municipal searches are so important

• How buyers can protect themselves from costly surprises

Whether you are buying your first home, selling, or investing, this episode breaks down a complex topic in a way that is easy to understand and genuinely helpful.

List2SellNY

Serving buyers and sellers from Manhattan to Montauk

Website: https://list2sellny.com

Phone: 631-585-8400

Guest Contact Information

Susan Baran

Land Baron Abstract Company Inc

290 Broadhollow Road,

Suite LL101E

Melville, NY 11747

Mobile: 516-457-8176

Office: 631-385-7894

sue@lbtitle.com

In this episode of Forward Thinking with Reverse Mortgage, Amaury Hernandez — Certified Senior Real Estate Specialist with List2Sell — sits down with reverse mortgage expert Tony Smalling of Opulence Home Equity to break down one of the most misunderstood financial tools available to seniors: the reverse mortgage.

Whether you're 62+, caring for aging parents, or simply planning ahead, this conversation cuts through myths, confusion, and misinformation to give you clear, practical insight into how reverse mortgages really work. Tony explains:

✔️ What a reverse mortgage actually is and who qualifies✔️ How FHA insurance protects both borrowers and their families✔️ What payments homeowners are responsible for✔️ The truth behind the myth that “the bank takes your house”✔️ How non-borrowing spouses (under 62) can remain protected✔️ Real-life scenarios — including clients facing foreclosure✔️ Different payout options (lump sum, monthly income, line of credit)✔️ Requirements like counseling, appraisals, and timelines✔️ Why the right lender makes all the difference

This episode is full of real stories, real numbers, and real solutions for seniors wanting to age in place with dignity, stability, and peace of mind.

If you or a loved one has ever wondered whether a reverse mortgage makes sense — this is the episode you need.

Have questions? Reach out:📩 Amaury: team@list2sellny.com

📩 Tony: asmalling@opfunding.com📞 (201) 699-5053 or (800) 610-0293

In the first episode of Offer Accepted, co-hosts Amaury Hernandez and Carol Rodriguez share the story behind List2Sell — and why they both said yes to real estate in the first place.

With more than 60 years of combined experience and 13,000 closings, Amaury and Carol talk about what keeps them motivated and the heart behind helping people make one of the biggest decisions of their lives. From Amaury’s first real-estate license to Carol’s journey from law to brokerage, you’ll hear how they found purpose in serving others.

They’re not just an agent and a broker — they’re educators, mentors, and advocates for their clients. As Carol says, “It’s the best thing I could have done.”

If you’ve ever wondered what drives truly passionate real estate professionals — or what it means to make a difference in this business — this is the episode to start with.

🎵 Original music by Viper Studios

A podcast by List2Sell — we know the market from Manhattan to Montauk.