• 3421: 10 Lessons About Life and Money After Attending FinCon by Julien Saunders of Rich and Regular
    Jan 13 2026
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3421: Julien Saunders shares ten hard-earned insights about life and money after attending FinCon, a gathering of financial thinkers and creators. From redefining success beyond wealth to embracing the power of community, these lessons encourage deeper reflection on how we pursue freedom, fulfillment, and financial independence. Read along with the original article(s) here: https://richandregular.com/10-lessons-about-life-and-money-after-attending-fincon/ Quotes to ponder: "The commas and zeroes aren’t what makes you happier. The freedom it brings does." "There is immeasurable value in having a community." "Making money is easy. Making it last is hard and boring AF." Episode references: FinCon: https://finconexpo.com Big Brothers Big Sisters: https://www.bbbs.org Learn more about your ad choices. Visit megaphone.fm/adchoices
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    10 mins
  • 3420: I Will Never Recommend Crypto by Kevin of Financial Panther on Alternative Investing
    Jan 12 2026
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3420: Kevin from Financial Panther lays out a clear and grounded case against investing in cryptocurrency, emphasizing its speculative nature, environmental cost, and potential for scams. Instead, he champions proven, low-risk strategies like investing in index funds and building personal assets, showing that financial success doesn't require chasing risky trends. Read along with the original article(s) here: https://financialpanther.com/i-will-never-recommend-crypto/ Quotes to ponder: "The great thing is you don’t need any big wins to win at investing." "Investing isn’t a get-rich-quick scheme. It’s a long game, and the formula to win is pretty simple." "It’s not about that one big win. It’s about consistently putting in the work and having the patience to keep going over the long term." Episode references: The Little Book of Common Sense Investing: https://www.amazon.com/Little-Book-Common-Sense-Investing/dp/1119404509 Learn more about your ad choices. Visit megaphone.fm/adchoices
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    11 mins
  • 3419: How Do Minimalists Shop by Rose Lounsbury on Mindful Shopping Habits
    Jan 11 2026
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3419: Rose shares how minimalism transformed her approach to shopping, from emotional spending sprees to intentional, purposeful purchases. By distinguishing between shopping for connection and shopping for necessity, she reveals how minimalists can still enjoy shopping, without the clutter or regret. Read along with the original article(s) here: https://roselounsbury.com/minimalist-shopping/ Quotes to ponder: "Shopping as activity requires a certain kind of self-control." "I used to think buying items on clearance meant I was finding 'deals.' Actually, what I was finding was a bunch of ill-fitting, low-quality items that I didn’t need." "Know yourself, and know if you can handle this type of shopping or not." Learn more about your ad choices. Visit megaphone.fm/adchoices
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    8 mins
  • 3418: How To Argue About Money Nicely and Productively by Sarah Von Bargen of Yes and Yes on Money Talks Without Conflict
    Jan 11 2026
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3418: Sarah Von Bargen shares practical, compassionate advice for navigating financial disagreements in relationships, emphasizing fairness, transparency, and emotional awareness. Learn how to set up simple systems that prevent resentment and foster teamwork, especially when incomes differ or spending priorities clash. Read along with the original article(s) here: https://www.yesandyes.org/2017/02/how-to-argue-about-money.html Quotes to ponder: "It’s about the lives we want for ourselves and the things that are important to us." "Having three accounts reduces guilt, resentment, and all those other bad feelings by, like, a million." "Expenses we truly share = expenses we don’t bicker about, right?" Learn more about your ad choices. Visit megaphone.fm/adchoices
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    10 mins
  • 3417: 3 Practical Tips For Living On A Budget by Courtney Luke of Arrest Your Debt on Easy Budgeting Tips
    Jan 10 2026
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3417: Courtney Luke shares three actionable strategies to help you consistently live within your means, without feeling restricted. Learn how to adapt your budget to life changes, stay accountable using simple tools, and protect your financial safety net by resisting the urge to overspend. Read along with the original article(s) here: https://arrestyourdebt.com/tips-for-living-on-a-budget/ Quotes to ponder: "Budgeting goes beyond planning, and the important thing is sticking to your plan." "The first step towards living within your budget is to understand how much money you have available for monthly expenses." "The temptation to use the buffer is high when you exceed your monthly budget." Episode references: HoneyDue: https://www.honeydue.com EveryDollar: https://www.everydollar.com Mint: https://mint.intuit.com Learn more about your ad choices. Visit megaphone.fm/adchoices
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    8 mins
  • 3416: [Part 2] What Are The Costs Of Working? by Marjolein Dilven of Radical FIRE on Hidden Work Expenses
    Jan 9 2026
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3416: Marjolein Dilven breaks down the often-overlooked financial downsides of employment, from hidden food and daycare costs to the inflated prices of weekend outings and daily convenience purchases. She offers practical strategies for minimizing these expenses, like meal prepping, shared childcare, and smarter shopping, encouraging listeners to rethink how much they truly earn after factoring in the real costs of working. Read along with the original article(s) here: https://radicalfire.com/costs-of-working/ Quotes to ponder: "Since meals in the office are significantly more expensive compared to making meals at home, you will spend extra money." "If your cost of working is taking too much from your additional salary, you could decide not to take the other job." "You have to spend money to earn money." Learn more about your ad choices. Visit megaphone.fm/adchoices
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    8 mins
  • 3415: [Part 1] What Are The Costs Of Working? by Marjolein Dilven of Radical FIRE on Hidden Work Expenses
    Jan 8 2026
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3415: Marjolein Dilven reveals the hidden financial drain of maintaining a job, from commuting expenses to wardrobe updates and higher taxes. By unpacking both direct and indirect work-related costs, she empowers readers to rethink their true take-home pay and consider the potential savings in early retirement. Read along with the original article(s) here: https://radicalfire.com/costs-of-working/ Quotes to ponder: "You’re probably spending more money on work than you realize." "When you stop working, most of the taxes will go away." "Dressing for success also costs us a significant amount of money each month." Learn more about your ad choices. Visit megaphone.fm/adchoices
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    7 mins
  • 3414: Five Steps to Begin Saving for Retirement in Your Twenties by Tiffany Aliche of The Budgetnista on Simple Retirement Prep
    Jan 7 2026
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3414: Tiffany Aliche lays out five straightforward steps to help 20-somethings take control of their financial future, without sacrificing enjoyment in the present. By focusing on smart habits like maxing out 401k matches, avoiding bad debt, and setting realistic savings goals, young adults can set themselves up for a secure and stress-free retirement. Read along with the original article(s) here: https://thebudgetnista.com/retirement-start-early/ Quotes to ponder: "The earlier you start, the sooner you can get your money working for you." "A dollar saved is a dollar earned." "Credit cards, auto loan, these are considered bad debts since they don’t appreciate in value." Learn more about your ad choices. Visit megaphone.fm/adchoices
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    9 mins