Most people think they don’t have “enough” to retire—but the real question isn’t how much you’ve saved, it’s how much income your savings can produce. In this episode, Daniel and Imran “Raz” Razvi reveal why the 4% rule often holds retirees back, how the right plan can safely generate far more income, and why protection—not market growth—is the key to retiring sooner with confidence.

Schedule a free consultation at RiskFeesTaxes.com.
That’s RiskFeesTaxes.com.

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Book a Free Meeting with Daniel and Raz

For More Information: Higher Ground Financial Group

Contact Us at 1-888-263-4434 (888-263-HGFG)

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About the Show & Hosts:
Hosted by Tax Attorney Daniel Razvi & Imran "Raz" Razvi.

The father and son team has a passion for guiding people toward financial freedom by helping individuals understand and reduce the three biggest retirement killers: risk, fees & taxes.

A great advisor isn’t just someone who manages your investments—they must align with your philosophy on protecting your life savings. In this episode, Daniel and Imran “Raz” Razvi explain why shielding your retirement from risk, fees, and taxes requires a unified approach and why working with someone who only focuses on one area can leave you dangerously exposed.

Schedule a free consultation at RiskFeesTaxes.com.
That’s RiskFeesTaxes.com.

--

Book a Free Meeting with Daniel and Raz

For More Information: Higher Ground Financial Group

Contact Us at 1-888-263-4434 (888-263-HGFG)

--

About the Show & Hosts:
Hosted by Tax Attorney Daniel Razvi & Imran "Raz" Razvi.

The father and son team has a passion for guiding people toward financial freedom by helping individuals understand and reduce the three biggest retirement killers: risk, fees & taxes.

Most people think they’re diversified—but they’re not. In this episode, Daniel and Imran “Raz” Razvi explain why traditional diversification fails, why nearly everything in your portfolio may still be tied to the same market risk, and how true diversification involves both your asset types and your tax buckets. Learn how to protect your retirement from market volatility and long-term tax burdens.

Schedule a free consultation at RiskFeesTaxes.com.
That’s RiskFeesTaxes.com

--

Book a Free Meeting with Daniel and Raz

For More Information: Higher Ground Financial Group

Contact Us at 1-888-263-4434 (888-263-HGFG)

--

About the Show & Hosts:
Hosted by Tax Attorney Daniel Razvi & Imran "Raz" Razvi.

The father and son team has a passion for guiding people toward financial freedom by helping individuals understand and reduce the three biggest retirement killers: risk, fees & taxes.