Taxation of life insurance is one of the most misunderstood sections of the life insurance licensing exam.

In this short, high-yield episode, we break down:

• Why life insurance death benefits are never taxed
• Why dividends and policy loans are not taxable
• When cash surrender values and withdrawals are taxed
• How taxation applies only to gains, not premiums
• Why cash value grows tax-deferred

This episode is perfect if you need a quick refresher or want to lock in the rules before taking practice questions.

If you want to stop guessing and start passing, this episode will help you think the way the exam does.

🎯 Free consultation and exam prep resources are linked in the show notes.

Join the 98% of students who pass with Minzo Pass.

📅 Book a Free Consultation → https://tr.ee/pMZwJea-Hy 🔗 All Links → https://linktr.ee/minzopass 📩 Email → MinzoAcademy@gmail.com

In this episode of the Pass Your Life and Health Insurance Exam Podcast, we continue our deep dive into annuities — one of the toughest topics on the life insurance exam. In this training session with Maryland and Georgia students, you’ll master advanced annuity principles including immediate vs. deferred annuities, single vs. flexible premiums, and how to easily remember which is which on the exam.

You’ll also learn key distinctions between annuitants, owners, and beneficiaries, how accumulation vs. annuitization periods work, and the real meaning of tax-deferred growth. If annuities have ever confused you, this lesson simplifies everything with live examples, student Q&A, and real-world analogies that make exam concepts click.

🎓 Study smarter, not harder. Join Minzo Pass — where 98% of students pass after one class. Book your free consultation or enroll today: https://linktr.ee/minzopass 📧 Questions? Email: MinzoAcademy@gmail.com

Text/Call: 202-855-6294

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Most people fear recessions — but smart agents see opportunity. In this episode of the Pass Your Life and Health Insurance Exam Podcast, discover why the insurance industry actually grows during economic downturns. You’ll learn why more people shift their money into life insurance and fixed-index annuities, how 401(k) rollovers can be done tax-free, and why now might be the perfect time to get licensed.

Hear how one family lost nearly $90,000 in a 401(k) during COVID until switching to a fixed-index annuity — and how that single rollover generated over $11,000 in commission. If you’re looking for a recession-proof career or a second income stream, this episode will inspire you to act and start building stability through life insurance.

🎓 Book a free consultation or enroll today: https://linktr.ee/minzopass 📧 Questions? Email: MinzoAcademy@gmail.com

Text/call: 202-855-6294

Watch this episode on YouTube: https://youtu.be/SuBDC7X9JOk?si=38B5trDNbM4o0cOX

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