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Are hidden fees eating away at your investment returns? In this episode, Steven Arita sits down with Robert Rolih, author of The Million Dollar Decision, to talk about what really hurts long-term investors, and it’s not just the market. Robert shares how even a small 1% fee can quietly cost you hundreds of thousands (or more), why short-term trading usually backfires, and how you can build a simple, hands-off portfolio with just a couple of ETFs. Whether you’re focused on real estate or looking to clean up your stock market game, this episode will help you avoid common mistakes and feel more confident with your money.

Robert Rolih is the international bestselling author of The Million Dollar Decision: Get Out of the Rigged Game of Investing and Add a Million to Your Net Worth. After losing most of his wealth by following traditional financial advice, Robert spent seven years uncovering how the financial industry really works—and how everyday investors often get the short end of the deal. Born in a small village in Slovenia, he went on to become a successful entrepreneur and speaker, known for turning complex investing topics into simple, practical strategies. Today, Robert teaches investors how to protect their money, cut unnecessary fees, and build long-term wealth on their own terms. He’s been featured on CNBC, Yahoo Finance, Newsmax TV, and more, and has shared the stage with names like Robert Kiyosaki, Gary Vaynerchuk, and Jack Canfield.


Connect with Robert:
Website: https://robertrolih.com/
LinkedIn: https://www.linkedin.com/in/robert-rolih-685a6893/
FB: https://www.facebook.com/robert.rolih/
IG: https://www.instagram.com/robertrolih/
X: https://twitter.com/RobertRolih
YT: https://www.youtube.com/c/RobertRolih

Grab a copy: https://milliondollardecisionbook.com/

Episode highlights:
(0:00) Intro
(2:44) Robert’s story: from losing money to gaining everything back and more
(5:44) The real cost of 1% fees
(10:24) Why short-term trading rarely works
(19:05) The power of keeping your portfolio simple
(25:31) How to invest more safely (and why that wins long term)
(31:20) What a “1-hour-a-year” investing strategy looks like
(38:15) Robert’s advice to his younger self
(39:30) Where to find Robert
(40:11) Outro

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For more resources and guides, check these out:

• Investor 101 https://www.aritacapital.com/investor-101-resource/#
• Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/

If you want to learn more, reach out at:

Email: steven@aritacapital.com

LinkedIn: https://www.linkedin.com/in/aritasteven/

IG: https://www.instagram.com/the.real.arita

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What if everything you’ve been told about retirement is wrong? In this episode, Steven sits down with Chris Miles, also known as the “anti-financial advisor,” as he shares how most traditional financial advice keeps people stuck, even those doing all the “right” things. He opens up about watching his own dad follow the system only to retire on a tight budget, and why he walked away from his job as a financial advisor to build real, passive income instead. Chris breaks down how you can stop chasing net worth and start building income that gives you freedom now, not 30 years from now. If you’re tired of waiting to retire, this one’s for you.

Chris Miles is the founder of Money Ripples, an organization focused on helping entrepreneurs and professionals achieve financial freedom through cash flow strategies, alternative investments like real estate, and ditching traditional, slow financial planning for immediate "work optional" lifestyles. Known as the "Anti-Financial Advisor," he teaches how to build passive income, use life insurance strategically, and create a financial "ripple effect" for current income, not just future retirement. He hosts the popular Money Ripples Podcast, sharing insights from his journey from being deeply in debt to achieving financial independence multiple times.

Connect with Chris:
Website: https://moneyripples.com/
Facebook: https://www.facebook.com/moneyripples
X: https://twitter.com/Moneyripples
Youtube: https://www.youtube.com/@moneyrippleswithchrismiles
Instagram: https://www.instagram.com/chriscmiles/
LinkedIn: https://www.linkedin.com/in/chriscmiles/

Grab a copy: https://tinyurl.com/5n7r7r79


Episode highlights:
(0:00) Intro
(3:25) Who is Chris Miles, and why did he leave traditional finance
(4:03) The moment with his dad that changed everything
(5:56) The real reason most financial advisors aren't free
(10:45) What fiduciaries can and can’t do for you
(17:31) Why 401(k)s and “saving more” isn’t enough
(25:25) Why net worth doesn't equal freedom
(30:30) Chris’s 3-part strategy: Get Lean, Get Liquid, Get Out
(37:06) Smart ways to invest outside the stock market
(43:31) Infinite banking explained in simple terms
(51:30) Where to find Chris and grab the Work Optional Blueprint
(52:11) Outro

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Share this with your tech friends who you think will benefit from this podcast. Please also rate and subscribe so this podcast can reach more audiences.

For more resources and guides, check these out:

• Investor 101 https://www.aritacapital.com/investor-101-resource/#
• Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/

If you want to learn more, reach out at:

Email: steven@aritacapital.com

LinkedIn: https://www.linkedin.com/in/aritasteven/

IG: https://www.instagram.com/the.real.arita

Send us a text

What if the best time to think about your goals is not when you are rushing into a new year, but when things finally slow down? In this holiday episode, Steven talks about setting goals from gratitude instead of pressure. When work eases up and life feels a little quieter, it is easier to step back and think about what actually matters to you. We walk through a simple goal-setting process you can come back to anytime, one that focuses on the kind of person you want to become, not just the boxes you want to check. We also talk about money, investing, and work as tools that support more time, freedom, and peace of mind. You will leave with clear steps to think about the next year, the next few years, and the long road ahead in a way that feels honest and doable.

Episode highlights:
(0:00) Intro
(0:44) Why the holidays are a great time to reflect
(1:17) Goals rooted in gratitude work better
(1:47) Why reviewing goals matters more than talent
(3:48) Identity, values, and long-term thinking
(11:05) Money as a tool, not the goal
(14:16) Create the space
(15:12) Get in the right state
(17:10) Prime your mind before asking
(21:14) Ask yourself the bigger question
(23:07) Capture everything
(23:59) Think across your core life areas
(25:50) Look at the actual time horizons
(29:01) Set goals with high energy
(30:33) Write down your wins first
(33:20) Real personal goals for the year ahead
(38:05) Outro

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Share this with your tech friends who you think will benefit from this podcast. Please also rate and subscribe so this podcast can reach more audiences.

For more resources and guides, check these out:

• Investor 101 https://www.aritacapital.com/investor-101-resource/#
• Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/

If you want to learn more, reach out at:

Email: steven@aritacapital.com

LinkedIn: https://www.linkedin.com/in/aritasteven/

IG: https://www.instagram.com/the.real.arita