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Pence and Sensibility

Pence and Sensibility

Written by: Pence and Sensibility
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Welcome to Pence & Sensibility, your go-to podcast for all things finance, wealth and the intriguing world of property development. Whether you are saving your pence for your first home, growing your wealth or building from the ground up, we’ve got you covered. From mastering mortgages, exploring the ins and outs of the property market or cracking the code on insurance, we are here to help you make sense of it all!

So join us as we uncover strategies, expert insights and the inspiring journeys behind finance and property. This is Pence and Sensibility.

Economics Personal Finance
Episodes
  • The Affinity Group: Why Business Protection Matters with Nathaniel from Business Protected
    Feb 12 2025

    In this episode of Pence and Sensibility, we’re thrilled to welcome Nathaniel from Business Protected to the podcast!

    Nathaniel shares his fascinating journey into the world of business protection, breaking down why it’s such an essential, but often overlooked, aspect of running a business. From the risks entrepreneurs face to the steps they take to protect what they’ve built, Nathaniel brings to light the real importance of safeguarding your business.

    We also dive deep into how Nathaniel tailors solutions to meet the unique needs of each client, ensuring they have the right protection in place for their circumstances. He answers big questions like: Who’s responsible for giving businesses this advice? And why does business protection need to exist as its own industry?

    Whether you’re a business owner looking to protect your livelihood or just curious about what goes on behind the scenes of safeguarding a business, this episode is packed with valuable insights and stories that will inspire and inform.

    Nathaniel's LinkedIn: https://www.linkedin.com/in/nathaniel-d-lee/

    Nathaniel's email: nathaniel@businessprotected.co.uk

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    35 mins
  • The Affinity Group: Inside the World of Specialist Finance
    Jan 10 2025

    In this episode of Pence and Sensibility, we sit down with the Affinity Specialist Finance team to explore the intricate world of specialist finance. From tackling difficult cases to crafting bespoke solutions, we share how we’ve helped clients overcome unique challenges that don’t fit traditional lending criteria.

    Rick and Ben discuss their different journeys into the world of specialist finance, sharing insights into how they’ve addressed the evolving needs of their clients. From bridging loans to development finance, we uncover the strategies that support clients in navigating complex situations.

    We also dive into the relationship cycles between lenders and brokers, highlighting how building strong partnerships can unlock better opportunities for clients and lead to successful outcomes.

    Whether you’re looking for industry insights or want to learn more about the difference specialist finance can make, this episode is packed with valuable takeaways.

    🎙️ Tune in now to discover how specialist finance could be the key to your next big success!

    Rick Marshall LinkedIn: https://www.linkedin.com/in/ricky-marshall-b3446636/

    Ben Carter LinkedIn: https://www.linkedin.com/in/benjamin-carter-94b7a7171/

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    44 mins
  • The Affinity Group: James Collinson’s Journey to Transforming the Architectural Industry
    Dec 12 2024

    In this episode of Pence and Sensibility, we're joined by James Collinson, founder of Design Spec Ltd, one of the UK's leading architectural design firms.

    James shares how his journey in architecture began with his grandfather, and how Design Spec is now challenging traditional industry norms.

    In this episode, we dive into the innovative use of VR technology to bring designs to life before the first brick is laid, and how Design Spec has expanded to include quantity surveying services. With a drive to prioritise customer experience, James discusses the company’s future and their goal to become the go-to brand for homeowners. Plus, we get his take on the latest government housing targets and what the future holds for the architectural industry.

    Don’t miss this insightful conversation on changing the face of design and construction!

    Website: https://www.designspec.co.uk/

    Instagram: https://www.instagram.com/designspecltd/

    LinkedIn: https://www.linkedin.com/company/designspecltd./

    Facebook: https://www.facebook.com/DesignSpecLtd

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    41 mins
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