Arizona Corporation Commission Vice Chair Rachel Walden joins the show to explain how utility rates are set and why Arizona's "vertically integrated" model helps keep energy costs lower than in deregulated markets. She also shares her journey from a finance career at Vanguard to public service, highlighting the commission's work in preventing securities fraud and managing essential infrastructure.

Arizona State University political economist Henry Thomson joined the Phoenix Business Brief Podcast to discuss off-cycle elections in Arizona, arguing that low-turnout local elections can significantly affect taxpayer spending, city policy, school district funding, and business issues. Thomson said his research found turnout in off-cycle elections averaged about 27%, compared to more than 70% during regular November elections, and discussed how local governments continue to use off-cycle election schedules for major spending and policy decisions.

In this episode of the Phoenix Business Brief Podcast, Greg Cook, a commercial insurance advisor with Neate Dupey Insurance Group, explains why insurance is more than a transactional product—it's a critical safeguard for business owners' livelihoods. Cook breaks down the essential coverages every business should consider, from general liability and workers' compensation to emerging risks like cyber threats and ransomware attacks. He also highlights common mistakes entrepreneurs make, including underestimating revenue and overlooking policy exclusions that can leave dangerous gaps. Drawing on his experience as a broker, Cook shares how customized coverage and strong client relationships help businesses navigate an increasingly complex risk environment, especially across multiple states.