In Part 2 of this conversation on The Spirited Agent, we continue our discussion with Mike Hegwood from AMA Insurance and shift the focus to one of the most important financial decisions physicians make: when and how to purchase life and disability insurance.

Physicians face unique financial risks and career timelines, which makes timing and structure of insurance coverage especially important. In this episode, we break down how doctors should think about protecting their income and families throughout different stages of their careers.

In this episode we discuss:

• When physicians should consider purchasing life and disability insurance
• Key career stages where coverage becomes critical
• Common mistakes physicians make when buying insurance
• How working with a trusted advisor can help physicians make better long-term decisions
• How AMA Insurance and MBG help physicians navigate these choices

Whether you’re a medical student, resident, early-career physician, or established doctor, understanding when to secure the right coverage can make a significant difference in your financial protection.

🎙 Guest: Mike Hegwood – AMA Insurance
🥃 Drink of the Day: E.H. Taylor Single Barrel

👉 If you missed it, Part 1 of this conversation covers the AMA–MBG partnership, purpose-built physician insurance products, and why education is critical when choosing coverage.