There’s a lot of fear online right now about Social Security “running out,” but how much of it is actually true? In this episode, we cut through the noise and explain what’s really happening behind the scenes with Social Security funding, government obligations, and what retirees can realistically expect in the coming decades.We discuss why Social Security isn’t going away, how the government has handled it historically, what the projected shortfalls actually mean, and why future changes are more likely to be gradual adjustments—not sudden cuts. If you’re worried about retirement, taxes, or whether Social Security will still exist for you, this conversation brings clarity without the panic.

www.planningmadesimple.com

Most people believe there’s a magic number that guarantees a perfect retirement — but that idea may be doing more harm than good.

In this episode, we break down why the “perfect retirement number” is a myth, how fear and market noise distort retirement planning, and why income, not net worth, is the real foundation of financial freedom. We explore how lifestyle, inflation, health, and emotional decision-making all impact retirement far more than a single dollar figure ever could.

If you’ve ever asked:

• “How much do I really need to retire?”

• “Will I outlive my money?”

• “What happens if markets drop or inflation rises?”

• “How do I retire with confidence instead of fear?”

This episode will change how you think about retirement forever.

www.planningmadesimple.com

Dividend investing can be one of the most powerful strategies for long-term income—but only if you avoid the traps. In this episode, we unpack why high dividend yields often signal danger, how dividend cuts create a triple-whammy for investors, and the emotional mistakes that cause people to abandon dividend investing altogether.

www.planningmadesimple.com