Failure often has bad connotations, but I'd like to challenge you to think about failure in a different light.

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Resources:

💸 Free Resources

🌔 Get Started on Your Moonshot Today!

This week we continue our goal-planning episode for 2025. In this podcast, we will go over what my goals are in my business and personal life. We will also give you some solid resources that you can use to track and plan out your goals in 2025.

🧠 SMART Goal Template

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Resources:

💸 Free Resources

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Today we embark on a journey of goal setting. As 2024 comes to a close many people begin to focus on what the next year will hold for them. This is the perfect opportunity to take control of your year by setting goals that actually stick. Join us in this journey as we track our goals and act as your accountability partner in tracking yours!

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Sources:
https://www.dominican.edu/sites/default/files/2020-02/gailmatthews-harvard-goals-researchsummary.pdf

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Resources:

💸 Free Resources

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In this episode, we explore the complexities of holiday gift-giving, from managing financial stress to finding meaningful and impactful gifts. We discuss how to balance time and budget, set expectations with family and employees, and offer unique gift ideas like contributions to education savings accounts and supporting local businesses.

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Timestamps:
00:00 Introduction and Quote of the Day
00:24 The Stress and Rewards of Gift Giving
01:11 Financial Strain During the Holiday Season
02:55 Balancing Expectations and Avoiding Resentment
04:29 Tips for Stress-Free Gift Giving
08:02 Unique and Thoughtful Gift Ideas
10:04 Supporting Local Businesses and Planning Ahead
10:42 Audience Q&A and Conclusion

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Resources:
https://www.bankrate.com/personal-finance/how-to-deal-with-holiday-financial-stress-and-anxiety/
https://www.usinflationcalculator.com/inflation/current-inflation-rates/

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Resources:

💸 Free Resources

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Today we discuss how you and your business can benefit from a strategic credit card strategy. We'll address the rise in American credit card debt, and share a success story, a personal story about using credit cards. Lastly, we will give you the strategy that we've used to avoid 100% of interest while maintaining a 100% credit payment. history

00:00 Introduction to Financial Freedom
00:34 The Reality of Credit Card Debt in the US
01:47 Analyzing Credit Card Debt Statistics
04:41 Understanding Credit Utilization Rates
05:55 The Impact of High Interest Rates
07:26 A Story of Responsible Credit Use
11:07 Implementing a Credit Management System
16:17 Audience Q&A: AI Tools for Personal Finance
19:48 Conclusion and Final Thoughts

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Resources:

💸 Free Resources

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This episode of 'Planning Your Moonshot' starts with a quote from Dr. Miriam Kiermeier, emphasizing that loneliness is more about being unseen than being alone. We discuss a study by Inc. magazine revealing that the top three challenges for CEOs are loneliness, delegating tasks, and feeling the weight of the world on their shoulders. The tragic story of Tony Hsieh of Zappos is shared to highlight the severe consequences of unchecked loneliness. We also explore my personal struggles with isolation since starting my financial planning firm, Moonshot Planning, and provide practical solutions such as joining or creating mastermind groups and building communities. The episode concludes with a listener's question about generating business ideas and offering advice on aligning those ideas with personal goals and market needs.

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Timestamps:
00:00 Understanding Loneliness in Entrepreneurship
01:03 Inc Magazine's CEO Survey Insights
02:30 The Weight of Leadership: A CEO's Story
04:07 Tony Hsieh's Struggle with Loneliness
05:38 My Personal Journey with Loneliness
08:46 Practical Solutions to Combat Loneliness
13:28 Building Your Own Community
15:43 Q&A: Finding a Great Business Idea
19:52 Conclusion and Final Thoughts

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Articles:
Inc. Magazine CEO Study.
Top 3 Challenges that CEOs Face

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Resources:

💸 Free Resources

🌔 Get Started on Your Moonshot Today!

In this episode of 'Planning Your Moonshot,' the financial challenges faced by freelancers and contractors are tackled. Topics include strategic budgeting, establishing buffer funds, and using the 'pay yourself first' system with the 50-30-20 rule. The episode also delves into setting up multiple savings accounts, retirement planning options like IRAs and Solo 401k, and ensuring financial consistency through automated contributions. Essential tax-saving tips, including maintaining separate tax savings accounts and paying quarterly taxes, are discussed. Emphasis is placed on practical advice, resources for tax deductions, and consulting professionals for personalized guidance.

00:00 Introduction to Managing Unpredictable Cash Flows

00:42 Budgeting for Freelancers: Start with Your Lowest Earning Month

01:36 Building a Buffer Fund: Your Safety Net

04:40 Pay Yourself First: The 50/30/20 Rule

08:15 Setting Up Separate Accounts for Financial Goals

09:43 Retirement Planning for Freelancers

11:13 Understanding Retirement Accounts

11:44 Automating Your Retirement Contributions

12:28 Maximizing Contributions During High Earning Months

12:53 Determining Your Retirement Needs

13:42 Retirement Calculators and Inflation Adjustments

15:08 Long-Term Investment Strategies

16:28 Managing Your Tax Situation

18:09 Quarterly Tax Payments

19:33 Taking Advantage of Deductions

20:50 Tracking Expenses and Deductions

21:33 Conclusion and Resources

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Resources:

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In this episode of 'Planning Your Moonshot,' host Louis Guajardo explores the concept of imposter syndrome, particularly its prevalence and profound impact on women in the business world. Featuring the story of Vincent Van Gogh and examples from prominent figures like Sheryl Sandberg and Maya Angelou, the discussion highlights how societal pressures, media influence, and gender roles contribute to these feelings. The episode provides practical strategies for managing imposter syndrome, such as being open about feelings, balancing learning and teaching roles, building a supportive community, and practicing mindfulness.

00:00 Introduction to Planning Your Moonshot
00:12 Understanding Imposter Syndrome
00:30 Vincent Van Gogh: A Case Study
02:01 Defining Imposter Syndrome
03:02 Imposter Syndrome in Women Entrepreneurs
03:39 Manifestations of Imposter Syndrome
05:43 Root Causes of Imposter Syndrome in Women
07:59 Societal Norms and Media Influence
11:35 Exploring Gender Roles in Society
12:18 Facing Criticism and Judgment
12:23 Famous Women and Imposter Syndrome
14:17 Strategies to Combat Imposter Syndrome
17:19 The Power of Community Support
18:41 Embracing Honesty and Acknowledging Achievements
21:22 Conclusion and Final Thoughts

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Resources:

💸 Free Resources

🌔 Get Started on Your Moonshot Today!